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Assumable homes for sale in Santa Paula, CA

16 homesVA & FHA loansrates from 2.77% vs 7.32% today

Santa Paula assumption guide
155 Rosewood Street, Fillmore, CA, 93015 — assumable VA mortgage at 2.77%
VA
Active
34
$620,000$102,982 equity gap
Rate
2.77%
7.32%today
Payment
$2,374/mo
$3,984today
  • 4beds
  • 3baths
  • 1,742sqft

155 Rosewood Street, Fillmore

142 Cherrywood Street, Fillmore, CA, 93015 — assumable VA mortgage at 3.45%
VA
Active
39
$699,000$101,836 equity gap
Rate
3.45%
7.32%today
Payment
$2,931/mo
$4,512today
  • 3beds
  • 3baths
  • 1,973sqft

142 Cherrywood Street, Fillmore

519 Coconut Lane, Fillmore, CA, 93015 — assumable FHA mortgage at 2.77%
FHA
Active
27
$610,000$228,327 equity gap
Rate
2.77%
7.32%today
Payment
$1,761/mo
$2,955today
  • 3beds
  • 3baths
  • 1,869sqft

519 Coconut Lane, Fillmore

525 Heritage Valley Parkway, Fillmore, CA, 93015 — assumable FHA mortgage at 3.02%
FHA
Active
53
$649,900$228,123 equity gap
Rate
3.02%
7.32%today
Payment
$2,014/mo
$3,272today
  • 3beds
  • 3baths
  • 2,142sqft

525 Heritage Valley Parkway, Fillmore

11843 Barletta Place, Moorpark, CA, 93021 — assumable FHA mortgage at 3.23%
FHA
Active
27
$679,500$232,496 equity gap
Rate
3.23%
7.32%today
Payment
$2,238/mo
$3,541today
  • 3beds
  • 3baths
  • 1,547sqft

11843 Barletta Place, Moorpark

361 Heritage Valley Parkway, Fillmore, CA, 93015 — assumable VA mortgage at 2.87%
VA
Active
48
$850,000$375,886 equity gap
Rate
2.87%
7.32%today
Payment
$2,211/mo
$3,664today
  • 3beds
  • 3baths
  • 2,000sqft

361 Heritage Valley Parkway, Fillmore

950 10th Street, Santa Paula, CA, 93060 — assumable VA mortgage at 3.34%
VA
Active
34
$925,000$346,976 equity gap
Rate
3.34%
7.32%today
Payment
$2,927/mo
$4,568today
  • 5beds
  • 4baths
  • 2,370sqft

950 10th Street, Santa Paula

591 Heritage Valley Parkway, Fillmore, CA, 93015 — assumable FHA mortgage at 3.85%
FHA
Active
34
$614,999$174,030 equity gap
Rate
3.85%
7.32%today
Payment
$2,256/mo
$3,305today
  • 3beds
  • 3baths
  • 1,805sqft

591 Heritage Valley Parkway, Fillmore

11278 Tiger Lily Street, Ventura, CA, 93004 — assumable VA mortgage at 3.18%
VA
Active
33
$829,900$500,112 equity gap
Rate
3.18%
7.32%today
Payment
$1,642/mo
$2,615today
  • 3beds
  • 3baths
  • 1,885sqft

11278 Tiger Lily Street, Ventura

900 Fitzgerald Avenue, Ventura, CA, 93003 — assumable VA mortgage at 3.80%
VA
Active
43
$799,900$485,109 equity gap
Rate
3.80%
7.32%today
Payment
$1,952/mo
$2,878today
  • 3beds
  • 3baths
  • 1,963sqft

900 Fitzgerald Avenue, Ventura

1806 Cherry Hill Road, Santa Paula, CA, 93060 — assumable VA mortgage at 4.72%
VA
Active
59
$819,900$166,865 equity gap
Rate
4.72%
7.32%today
Payment
$3,649/mo
$4,822today
  • 4beds
  • 2baths
  • 1,607sqft

1806 Cherry Hill Road, Santa Paula

2130 Harvest Loop, Santa Paula, CA, 93060 — assumable FHA mortgage at 6.22%
FHA
Active
62
$739,000Potential short sale
Rate
6.22%
7.32%today
Payment
$4,640/mo
$5,194today
  • 4beds
  • 4baths
  • 2,189sqft

2130 Harvest Loop, Santa Paula

509 Snowdrop Lane, Santa Paula, CA, 93060 — assumable FHA mortgage at 6.50%
FHA
Active
30
$785,000$36,832 equity gap
Rate
6.50%
7.32%today
Payment
$4,841/mo
$5,261today
  • 4beds
  • 3baths
  • 2,327sqft

509 Snowdrop Lane, Santa Paula

1951 Meyer Court, Santa Paula, CA, 93060 — assumable VA mortgage at 6.79%
VA
Active
55
$749,000$49,411 equity gap
Rate
6.79%
7.32%today
Payment
$4,722/mo
$4,980today
  • 4beds
  • 4baths
  • 2,213sqft

1951 Meyer Court, Santa Paula

1207 Chelan Lane, Ventura, CA, 93004 — assumable FHA mortgage at 6.81%
FHA
Active
28
$424,900$42,815 equity gap
Rate
6.81%
7.32%today
Payment
$2,604/mo
$2,741today
  • 1beds
  • 2baths
  • 817sqft

1207 Chelan Lane, Ventura

318 Sycamore Street, Santa Paula, CA, 93060 — assumable FHA mortgage at 6.50%
FHA
Active
5
$549,000$74,369 equity gap
Rate
6.50%
7.32%today
Payment
$3,068/mo
$3,334today
  • 2beds
  • 1baths
  • 720sqft

318 Sycamore Street, Santa Paula

Assuming a mortgage in Santa Paula

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.77%
Lowest existing payment
$1,642 /mo
Median cash to assume
$174,030
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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