FHA
Active
26$748,000$40,627 equity gap
- Rate
- 6.09%
7.32%today- Payment
- $4,303/mo
$4,883today
- 5beds
- 2baths
- 2,212sqft
Assumable homes for sale in Santa Maria, CA
3 homesFHA loansrates from 4.77% vs 7.32% today
Santa Maria assumption guide
FHA
Active
57$550,000$410,946 equity gap
- Rate
- 4.77%
7.32%today- Payment
- $1,109/mo
$1,457today
- 3beds
- 1baths
- 1,254sqft
666 Moss Lane, Nipomo
FHA
Active
42$1,050,000$334,848 equity gap
- Rate
- 6.78%
7.32%today- Payment
- $4,743/mo
$5,008today
- —beds
- —baths
- 3,692sqft
509 Bunny #4, Santa Maria
Assuming a mortgage in Santa Maria
An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.
- Lowest existing rate
- 4.77%
- Lowest existing payment
- $1,109 /mo
- Median cash to assume
- $334,848