Assumable homes for sale in Santa Ana, CA

5 homesFHA & VA loansrates from 2.98% vs 7.32% today

Santa Ana assumption guide
1107 Memory Lane #13C, Santa Ana, CA, 92706 — assumable FHA mortgage at 2.98%
FHA
Active
29
$539,000$191,559 equity gap
Rate
2.98%
7.32%today
Payment
$1,637/mo
$2,673today
  • 2beds
  • 2baths
  • 1,102sqft

1107 Memory Lane #13C, Santa Ana

12322 Flagstone, Garden Grove, CA, 92843 — assumable FHA mortgage at 6.95%
FHA
Active
24
$980,000$173,525 equity gap
Rate
6.95%
7.32%today
Payment
$5,460/mo
$5,666today
  • 4beds
  • 2baths
  • 938sqft

12322 Flagstone, Garden Grove

415 Devon, Orange, CA, 92868 — assumable VA mortgage at 6.35%
VA
Active
15
$960,000$210,049 equity gap
Rate
6.35%
7.32%today
Payment
$4,770/mo
$5,266today
  • 3beds
  • 1baths
  • 973sqft

415 Devon, Orange

12827 Newhope, Garden Grove, CA, 92840 — assumable FHA mortgage at 6.82%
FHA
Active
29
$849,900$261,927 equity gap
Rate
6.82%
7.32%today
Payment
$3,938/mo
$4,141today
  • 4beds
  • 3baths
  • 1,547sqft

12827 Newhope, Garden Grove

1602 King #F3, Santa Ana, CA, 92706 — assumable FHA mortgage at 6.93%
FHA
Active
22
$465,000$448,797 equity gap
Rate
6.93%
7.32%today
Payment
$513/mo
$533today
  • 2beds
  • 2baths
  • 930sqft

1602 King #F3, Santa Ana

Assuming a mortgage in Santa Ana

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.98%
Lowest existing payment
$513 /mo
Median cash to assume
$210,049
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.