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Assumable homes for sale in Santa Ana, CA

55 homesFHA & VA loansrates from 2.73% vs 7.32% today

Santa Ana assumption guide
2233 Martin #309, Irvine, CA, 92612 — assumable FHA mortgage at 3.55%
FHA
Active
31
$599,999$37,591 equity gap
Rate
3.55%
7.32%today
Payment
$2,791/mo
$4,243today
  • 2beds
  • 1baths
  • 952sqft

2233 Martin #309, Irvine

5651 Plaza De Santos, Anaheim, CA, 92807 — assumable FHA mortgage at 2.87%
FHA
Active
16
$689,500$199,590 equity gap
Rate
2.87%
7.32%today
Payment
$2,280/mo
$3,777today
  • 2beds
  • 1baths
  • 982sqft

5651 Plaza De Santos, Anaheim

2120 Watermarke, Irvine, CA, 92612 — assumable VA mortgage at 3.04%
VA
Active
39
$550,000$165,571 equity gap
Rate
3.04%
7.32%today
Payment
$1,843/mo
$2,988today
  • 1beds
  • 1baths
  • 648sqft

2120 Watermarke, Irvine

1795 Glenoaks Avenue, Anaheim, CA, 92801 — assumable FHA mortgage at 3.10%
FHA
Active
37
$595,000$147,549 equity gap
Rate
3.10%
7.32%today
Payment
$2,117/mo
$3,406today
  • 2beds
  • 1baths
  • 896sqft

1795 Glenoaks Avenue, Anaheim

10361 Garden Grove Blvd #12, Garden Grove, CA, 92843 — assumable VA mortgage at 2.88%
VA
Active
26
$569,000$219,914 equity gap
Rate
2.88%
7.32%today
Payment
$1,626/mo
$2,691today
  • 2beds
  • 2baths
  • 1,057sqft

10361 Garden Grove Blvd #12, Garden Grove

6600 Warner Avenue #151, Huntington Beach, CA, 92647 — assumable FHA mortgage at 2.94%
FHA
Active
53
$569,000$199,178 equity gap
Rate
2.94%
7.32%today
Payment
$1,783/mo
$2,927today
  • 2beds
  • 2baths
  • 1,110sqft

6600 Warner Avenue #151, Huntington Beach

1711 21st, Santa Ana, CA, 92706 — assumable VA mortgage at 3.04%
VA
Active
47
$969,000$374,858 equity gap
Rate
3.04%
7.32%today
Payment
$2,849/mo
$4,618today
  • 3beds
  • 2baths
  • 1,201sqft

1711 21st, Santa Ana

650 Hazelwood, Anaheim, CA, 92802 — assumable VA mortgage at 2.73%
VA
Active
48
$990,000$765,065 equity gap
Rate
2.73%
7.32%today
Payment
$1,048/mo
$1,767today
  • 3beds
  • 3baths
  • 1,429sqft

650 Hazelwood, Anaheim

13231 Creek View Drive #C, Garden Grove, CA, 92844 — assumable VA mortgage at 2.77%
VA
Active
34
$649,000$476,047 equity gap
Rate
2.77%
7.32%today
Payment
$798/mo
$1,339today
  • 2beds
  • 2baths
  • 1,163sqft

13231 Creek View Drive #C, Garden Grove

7145 Grovewood Lane, Orange Park Acres, CA, 92869 — assumable VA mortgage at 2.78%
VA
Active
36
$1,899,000$834,539 equity gap
Rate
2.78%
7.32%today
Payment
$5,020/mo
$8,415today
  • 5beds
  • 3baths
  • 2,836sqft

7145 Grovewood Lane, Orange Park Acres

2122 Chalet, Anaheim, CA, 92804 — assumable VA mortgage at 2.80%
VA
Active
15
$1,208,000$746,331 equity gap
Rate
2.80%
7.32%today
Payment
$2,137/mo
$3,572today
  • 4beds
  • 3baths
  • 2,272sqft

2122 Chalet, Anaheim

7832 Ruthann, Stanton, CA, 90680 — assumable FHA mortgage at 2.81%
FHA
Active
35
$945,000$404,526 equity gap
Rate
2.81%
7.32%today
Payment
$2,557/mo
$4,270today
  • 5beds
  • 2baths
  • 1,478sqft

7832 Ruthann, Stanton

199 Magnolia Avenue #D, Anaheim, CA, 92801 — assumable FHA mortgage at 2.93%
FHA
Active
35
$695,000$332,883 equity gap
Rate
2.93%
7.32%today
Payment
$1,708/mo
$2,808today
  • 3beds
  • 3baths
  • 1,222sqft

199 Magnolia Avenue #D, Anaheim

11389 Nayshon Court, Cypress, CA, 90630 — assumable VA mortgage at 2.96%
VA
Active
75
$1,074,000$640,081 equity gap
Rate
2.96%
7.32%today
Payment
$2,101/mo
$3,442today
  • 4beds
  • 3baths
  • 1,900sqft

11389 Nayshon Court, Cypress

21072 Amberwick, Huntington Beach, CA, 92646 — assumable VA mortgage at 2.97%
VA
Active
26
$1,649,995$695,544 equity gap
Rate
2.97%
7.32%today
Payment
$4,532/mo
$7,412today
  • 4beds
  • 4baths
  • 2,127sqft

21072 Amberwick, Huntington Beach

1107 Memory Lane #13C, Santa Ana, CA, 92706 — assumable FHA mortgage at 2.98%
FHA
Active
29
$539,000$191,559 equity gap
Rate
2.98%
7.32%today
Payment
$1,637/mo
$2,673today
  • 2beds
  • 2baths
  • 1,102sqft

1107 Memory Lane #13C, Santa Ana

2103 Continental, Costa Mesa, CA, 92627 — assumable VA mortgage at 2.99%
VA
Active
25
$1,650,000$1,182,428 equity gap
Rate
2.99%
7.32%today
Payment
$2,220/mo
$3,621today
  • 3beds
  • 2baths
  • 1,569sqft

2103 Continental, Costa Mesa

6907 Orangewood, Cypress, CA, 90630 — assumable FHA mortgage at 3.00%
FHA
Active
45
$749,988$749,988 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,392sqft

6907 Orangewood, Cypress

161 Working Ranch, Irvine, CA, 92602 — assumable FHA mortgage at 3.11%
FHA
Active
48
$1,399,000$717,787 equity gap
Rate
3.11%
7.32%today
Payment
$3,241/mo
$5,207today
  • 3beds
  • 4baths
  • 1,809sqft

161 Working Ranch, Irvine

1580 Stoneman, Anaheim, CA, 92802 — assumable FHA mortgage at 3.23%
FHA
Active
6
$1,150,000$706,279 equity gap
Rate
3.23%
7.32%today
Payment
$2,232/mo
$3,531today
  • 3beds
  • 2baths
  • 1,266sqft

1580 Stoneman, Anaheim

6358 Sombrero Ave, Cypress, CA, 90630 — assumable FHA mortgage at 3.42%
FHA
Active
43
$1,149,999Potential short sale
Rate
3.42%
7.32%today
Payment
$6,474/mo
$10,003today
  • 3beds
  • 2baths
  • 1,556sqft

6358 Sombrero Ave, Cypress

2305 Pieper Lane, Tustin, CA, 92782 — assumable VA mortgage at 3.48%
VA
Active
36
$3,100,000$2,378,204 equity gap
Rate
3.48%
7.32%today
Payment
$3,734/mo
$5,726today
  • 4beds
  • 4baths
  • 3,695sqft

2305 Pieper Lane, Tustin

8514 Baker Hill Road #B, Orange, CA, 92869 — assumable FHA mortgage at 3.50%
FHA
Active
31
$649,000$631,027 equity gap
Rate
3.50%
7.32%today
Payment
$234/mo
$358today
  • 2beds
  • 2baths
  • 882sqft

8514 Baker Hill Road #B, Orange

12591 Vista Panorama, North Tustin, CA, 92705 — assumable FHA mortgage at 3.54%
FHA
Active
68
$1,850,000$1,511,155 equity gap
Rate
3.54%
7.32%today
Payment
$2,237/mo
$3,405today
  • 3beds
  • 2baths
  • 2,008sqft

12591 Vista Panorama, North Tustin

943 Lamark Lane, Anaheim, CA, 92802 — assumable FHA mortgage at 4.50%
FHA
Active
24
$744,900$153,828 equity gap
Rate
4.50%
7.32%today
Payment
$3,011/mo
$4,082today
  • 3beds
  • 2baths
  • 1,214sqft

943 Lamark Lane, Anaheim

7661 El Monte, Buena Park, CA, 90620 — assumable FHA mortgage at 3.92%
FHA
Active
14
$939,000$628,603 equity gap
Rate
3.92%
7.32%today
Payment
$1,868/mo
$2,691today
  • 4beds
  • 2baths
  • 1,500sqft

7661 El Monte, Buena Park

2817 Ridgewood, Santa Ana, CA, 92705 — assumable VA mortgage at 4.06%
VA
Active
22
$1,285,000$682,952 equity gap
Rate
4.06%
7.32%today
Payment
$3,389/mo
$4,842today
  • 4beds
  • 2baths
  • 1,680sqft

2817 Ridgewood, Santa Ana

1581 Lincoln, Anaheim, CA, 92805 — assumable VA mortgage at 4.09%
VA
Active
40
$799,950$428,272 equity gap
Rate
4.09%
7.32%today
Payment
$2,341/mo
$3,332today
  • 3beds
  • 4baths
  • 1,696sqft

1581 Lincoln, Anaheim

715 Webster #30 Avenue, Anaheim, CA, 92804 — assumable VA mortgage at 6.83%
VA
Active
23
$530,000$15,451 equity gap
Rate
6.83%
7.32%today
Payment
$3,407/mo
$3,579today
  • 2beds
  • 2baths
  • 912sqft

715 Webster #30 Avenue, Anaheim

905 Hyde Court, Costa Mesa, CA, 92626 — assumable VA mortgage at 4.24%
VA
Active
33
$875,000$549,990 equity gap
Rate
4.24%
7.32%today
Payment
$2,049/mo
$2,865today
  • 3beds
  • 3baths
  • 1,418sqft

905 Hyde Court, Costa Mesa

278 Wilshire #129, Anaheim, CA, 92801 — assumable FHA mortgage at 5.09%
FHA
Active
40
$429,000$124,864 equity gap
Rate
5.09%
7.32%today
Payment
$1,763/mo
$2,233today
  • 1beds
  • 1baths
  • 682sqft

278 Wilshire #129, Anaheim

20244 Magnolia Street, Huntington Beach, CA, 92646 — assumable FHA mortgage at 4.66%
FHA
Active
35
$719,000$286,161 equity gap
Rate
4.66%
7.32%today
Payment
$2,630/mo
$3,499today
  • 2beds
  • 2baths
  • 1,020sqft

20244 Magnolia Street, Huntington Beach

435 Center Street Promenade #221, Anaheim, CA, 92805 — assumable VA mortgage at 6.11%
VA
Active
16
$688,000$48,024 equity gap
Rate
6.11%
7.32%today
Payment
$3,898/mo
$4,414today
  • 2beds
  • 2baths
  • 1,083sqft

435 Center Street Promenade #221, Anaheim

502 Wilshire, Santa Ana, CA, 92707 — assumable VA mortgage at 6.35%
VA
Active
25
$949,000$70,455 equity gap
Rate
6.35%
7.32%today
Payment
$5,519/mo
$6,093today
  • 4beds
  • 2baths
  • 1,395sqft

502 Wilshire, Santa Ana

10373 Briar Oaks Drive #A, Stanton, CA, 90680 — assumable FHA mortgage at 6.42%
FHA
Active
10
$565,000$44,517 equity gap
Rate
6.42%
7.32%today
Payment
$3,397/mo
$3,723today
  • 2beds
  • 2baths
  • 961sqft

10373 Briar Oaks Drive #A, Stanton

603 Delaware Street, Huntington Beach, CA, 92648 — assumable VA mortgage at 6.69%
VA
Active
63
$2,599,000$147,377 equity gap
Rate
6.69%
7.32%today
Payment
$16,115/mo
$17,173today
  • 3beds
  • 4baths
  • 2,950sqft

603 Delaware Street, Huntington Beach

Assuming a mortgage in Santa Ana

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.73%
Lowest existing payment
$513 /mo
Median cash to assume
$353,870
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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