Assumable homes for sale in San Pedro, CA

9 homesFHA & VA loansrates from 3.01% vs 7.32% today

San Pedro assumption guide
378 Miraleste Dr Unit 431, San Pedro, CA, 90732 — assumable FHA mortgage at 3.01%
FHA
Active
33
$449,000$139,164 equity gap
Rate
3.01%
7.32%today
Payment
$1,464/mo
$2,383today
  • 2beds
  • 2baths
  • 1,143sqft

378 Miraleste Dr Unit 431, San Pedro

1316 Grand, San Pedro, CA, 90731 — assumable FHA mortgage at 3.09%
FHA
Active
34
$899,900$343,112 equity gap
Rate
3.09%
7.32%today
Payment
$2,690/mo
$4,334today
  • —beds
  • —baths
  • 2,226sqft

1316 Grand, San Pedro

1054 23rd Street, San Pedro, CA, 90731 — assumable VA mortgage at 4.67%
VA
Active
24
$1,399,000$254,762 equity gap
Rate
4.67%
7.32%today
Payment
$6,372/mo
$8,469today
  • —beds
  • —baths
  • 2,797sqft

1054 23rd Street, San Pedro

1631 Cabrillo, San Pedro, CA, 90731 — assumable FHA mortgage at 3.86%
FHA
Active
42
$899,999$606,513 equity gap
Rate
3.86%
7.32%today
Payment
$1,808/mo
$2,646today
  • 3beds
  • 2baths
  • 1,509sqft

1631 Cabrillo, San Pedro

2911 Pacific, San Pedro, CA, 90731 — assumable FHA mortgage at 6.76%
FHA
Active
31
$895,000$848,777 equity gap
Rate
6.76%
7.32%today
Payment
$321/mo
$338today
  • 3beds
  • 3baths
  • 1,914sqft

2911 Pacific, San Pedro

211 Western Avenue, San Pedro, CA, 90732 — assumable FHA mortgage at 6.89%
FHA
Active
61
$1,079,000$512,686 equity gap
Rate
6.89%
7.32%today
Payment
$3,782/mo
$3,949today
  • —beds
  • —baths
  • 1,635sqft

211 Western Avenue, San Pedro

211 Western Avenue, San Pedro, CA, 90732 — assumable FHA mortgage at 6.89%
FHA
Active
61
$1,079,000$512,686 equity gap
Rate
6.89%
7.32%today
Payment
$3,782/mo
$3,949today
  • —beds
  • —baths
  • 1,635sqft

211 Western Avenue, San Pedro

332 Miraleste Drive #235, San Pedro, CA, 90732 — assumable VA mortgage at 7.96%
VA
Active
50
$419,000$420,106 equity gap
Rate
7.96%
7.32%today
Payment
$366/mo
$344today
  • 2beds
  • 2baths
  • 1,107sqft

332 Miraleste Drive #235, San Pedro

732 12th, San Pedro, CA, 90731 — assumable FHA mortgage
FHA
Active
12
$749,000$749,000 equity gap
Rate
—%
7.32%today
Payment
$0/mo
  • 3beds
  • 1baths
  • 800sqft

732 12th, San Pedro

Assuming a mortgage in San Pedro

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
3.01%
Lowest existing payment
$321 /mo
Median cash to assume
$512,686
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.