VATop pick
Active
14$399,999$16,157 equity gap
- Rate
- 2.71%
7.32%today- Payment
- $1,771/mo
$2,996today
- 1beds
- 1baths
- 512sqft
Assumable homes for sale in San Jose, CA
2 homesVA & FHA loansrates from 2.71% vs 7.32% today
San Jose assumption guide
FHA
Active
23$949,000$82,825 equity gap
- Rate
- 6.50%
7.32%today- Payment
- $5,485/mo
$5,961today
- 3beds
- 2baths
- 1,073sqft
1210 Gainsville Avenue, San Jose
Assuming a mortgage in San Jose
An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.
- Lowest existing rate
- 2.71%
- Lowest existing payment
- $1,771 /mo
- Median cash to assume
- $49,491