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Assumable homes for sale in Sanford, FL

200 homesFHA & VA loansrates from 2.71% vs 7.32% today

Sanford assumption guide
2590 STATE ROAD 46, Sanford, FL, 32771 — assumable FHA mortgage at 2.78%
FHA
Active
19
$219,999$40,899 equity gap
Rate
2.78%
7.32%today
Payment
$829/mo
$1,389today
  • 3beds
  • 2baths
  • 1,405sqft

2590 STATE ROAD 46, Sanford

3494 APPLE ORCHARD Drive, Deltona, FL, 32738 — assumable FHA mortgage at 3.09%
FHA
Active
8
$295,000$54,281 equity gap
Rate
3.09%
7.32%today
Payment
$1,143/mo
$1,841today
  • 3beds
  • 2baths
  • 1,412sqft

3494 APPLE ORCHARD Drive, Deltona

1725 HERNANDO Avenue, Deltona, FL, 32725 — assumable FHA mortgage at 3.22%
FHA
Active
31
$350,000$52,604 equity gap
Rate
3.22%
7.32%today
Payment
$1,426/mo
$2,260today
  • 3beds
  • 2baths
  • 1,932sqft

1725 HERNANDO Avenue, Deltona

2617 LAUREL Avenue, Sanford, FL, 32773 — assumable FHA mortgage at 2.73%
FHA
Active
15
$235,000$69,320 equity gap
Rate
2.73%
7.32%today
Payment
$772/mo
$1,302today
  • 3beds
  • 2baths
  • 1,199sqft

2617 LAUREL Avenue, Sanford

3833 LOON Lane, Sanford, FL, 32773 — assumable FHA mortgage at 2.74%
FHA
Active
33
$446,900$133,504 equity gap
Rate
2.74%
7.32%today
Payment
$1,461/mo
$2,462today
  • 5beds
  • 3baths
  • 2,270sqft

3833 LOON Lane, Sanford

128 ALDEAN Drive, Sanford, FL, 32771 — assumable FHA mortgage at 2.78%
FHA
Active
91
$439,900$126,910 equity gap
Rate
2.78%
7.32%today
Payment
$1,449/mo
$2,428today
  • 4beds
  • 2baths
  • 1,791sqft

128 ALDEAN Drive, Sanford

417 6TH Street, Sanford, FL, 32771 — assumable FHA mortgage at 2.90%
FHA
Active
49
$329,000$80,663 equity gap
Rate
2.90%
7.32%today
Payment
$1,165/mo
$1,922today
  • 3beds
  • 2baths
  • 1,456sqft

417 6TH Street, Sanford

3046 BLAINE Circle, Deltona, FL, 32738 — assumable FHA mortgage at 2.99%
FHA
Active
30
$355,000$97,232 equity gap
Rate
2.99%
7.32%today
Payment
$1,224/mo
$1,996today
  • 4beds
  • 2baths
  • 2,098sqft

3046 BLAINE Circle, Deltona

1880 PETERSON Place, Sanford, FL, 32773 — assumable FHA mortgage at 3.06%
FHA
Active
36
$300,000$91,088 equity gap
Rate
3.06%
7.32%today
Payment
$993/mo
$1,605today
  • 3beds
  • 3baths
  • 1,669sqft

1880 PETERSON Place, Sanford

1460 LOMBARDY Drive, Deltona, FL, 32725 — assumable VA mortgage at 3.10%
VA
Active
27
$279,900$58,390 equity gap
Rate
3.10%
7.32%today
Payment
$1,050/mo
$1,690today
  • 2beds
  • 2baths
  • 1,109sqft

1460 LOMBARDY Drive, Deltona

1615 TERRACE Drive, Sanford, FL, 32773 — assumable FHA mortgage at 3.11%
FHA
Active
17
$199,900$44,818 equity gap
Rate
3.11%
7.32%today
Payment
$735/mo
$1,180today
  • 3beds
  • 2baths
  • 1,296sqft

1615 TERRACE Drive, Sanford

750 HONEYROCK Street, Debary, FL, 32713 — assumable VA mortgage at 4.25%
VA
Active
36
$429,990$13,644 equity gap
Rate
4.25%
7.32%today
Payment
$2,096/mo
$2,926today
  • 3beds
  • 3baths
  • 2,135sqft

750 HONEYROCK Street, Debary

2326 CARRABELLE Way, Sanford, FL, 32771 — assumable FHA mortgage at 3.85%
FHA
Active
32
$308,000$46,592 equity gap
Rate
3.85%
7.32%today
Payment
$1,337/mo
$1,959today
  • 3beds
  • 3baths
  • 1,575sqft

2326 CARRABELLE Way, Sanford

3552 STONEBRIAR Lane, Sanford, FL, 32771 — assumable VA mortgage at 3.92%
VA
Active
20
$499,900$86,345 equity gap
Rate
3.92%
7.32%today
Payment
$2,136/mo
$3,103today
  • 3beds
  • 2baths
  • 2,400sqft

3552 STONEBRIAR Lane, Sanford

119 CROWN COLONY Way, Sanford, FL, 32771 — assumable FHA mortgage at 3.95%
FHA
Active
31
$390,000$58,617 equity gap
Rate
3.95%
7.32%today
Payment
$1,790/mo
$2,591today
  • 3beds
  • 2baths
  • 1,617sqft

119 CROWN COLONY Way, Sanford

4013 SILVERSTREAM Terrace, Sanford, FL, 32771 — assumable FHA mortgage at 2.73%
FHA
Active
41
$377,900$144,929 equity gap
Rate
2.73%
7.32%today
Payment
$1,085/mo
$1,830today
  • 4beds
  • 2baths
  • 1,846sqft

4013 SILVERSTREAM Terrace, Sanford

1664 PETERSON Place, Sanford, FL, 32773 — assumable FHA mortgage at 2.81%
FHA
Active
28
$320,000$117,937 equity gap
Rate
2.81%
7.32%today
Payment
$949/mo
$1,585today
  • 3beds
  • 3baths
  • 1,653sqft

1664 PETERSON Place, Sanford

725 9TH Street, Deltona, FL, 32725 — assumable FHA mortgage at 2.81%
FHA
Active
35
$325,000$110,039 equity gap
Rate
2.81%
7.32%today
Payment
$1,010/mo
$1,686today
  • 4beds
  • 2baths
  • 2,009sqft

725 9TH Street, Deltona

956 YELLOWBIRD Avenue, Deltona, FL, 32725 — assumable FHA mortgage at 2.81%
FHA
Active
46
$327,102$129,735 equity gap
Rate
2.81%
7.32%today
Payment
$925/mo
$1,545today
  • 3beds
  • 2baths
  • 1,795sqft

956 YELLOWBIRD Avenue, Deltona

105 CEDAR OAK Trail, Longwood, FL, 32750 — assumable VA mortgage at 2.87%
VA
Active
82
$575,000$223,408 equity gap
Rate
2.87%
7.32%today
Payment
$1,640/mo
$2,717today
  • 4beds
  • 3baths
  • 2,212sqft

105 CEDAR OAK Trail, Longwood

3531 PINE OAK Trail, Sanford, FL, 32773 — assumable FHA mortgage at 2.87%
FHA
Active
50
$270,000$85,112 equity gap
Rate
2.87%
7.32%today
Payment
$862/mo
$1,429today
  • 3beds
  • 3baths
  • 1,530sqft

3531 PINE OAK Trail, Sanford

4022 SILVERSTREAM Terrace, Sanford, FL, 32771 — assumable VA mortgage at 2.89%
VA
Active
35
$389,999$146,584 equity gap
Rate
2.89%
7.32%today
Payment
$1,167/mo
$1,929today
  • 4beds
  • 2baths
  • 1,846sqft

4022 SILVERSTREAM Terrace, Sanford

1435 DAYSTAR Lane, Deltona, FL, 32725 — assumable VA mortgage at 2.89%
VA
Active
22
$395,000$125,724 equity gap
Rate
2.89%
7.32%today
Payment
$1,288/mo
$2,129today
  • 4beds
  • 3baths
  • 2,337sqft

1435 DAYSTAR Lane, Deltona

358 LAZIO Circle, Debary, FL, 32713 — assumable VA mortgage at 2.90%
VA
Active
54
$515,500$206,177 equity gap
Rate
2.90%
7.32%today
Payment
$1,451/mo
$2,394today
  • 5beds
  • 4baths
  • 2,830sqft

358 LAZIO Circle, Debary

3960 SILVERSTREAM Terrace, Sanford, FL, 32771 — assumable FHA mortgage at 2.96%
FHA
Active
22
$399,000$159,191 equity gap
Rate
2.96%
7.32%today
Payment
$1,161/mo
$1,902today
  • 3beds
  • 3baths
  • 1,697sqft

3960 SILVERSTREAM Terrace, Sanford

2521 STOCKTON Drive, Sanford, FL, 32771 — assumable FHA mortgage at 2.99%
FHA
Active
35
$289,900$113,170 equity gap
Rate
2.99%
7.32%today
Payment
$837/mo
$1,366today
  • 3beds
  • 3baths
  • 1,687sqft

2521 STOCKTON Drive, Sanford

677 SAGAMORE Drive, Deltona, FL, 32738 — assumable FHA mortgage at 3.17%
FHA
Active
39
$294,000$98,713 equity gap
Rate
3.17%
7.32%today
Payment
$952/mo
$1,518today
  • 3beds
  • 2baths
  • 1,298sqft

677 SAGAMORE Drive, Deltona

971 LEYBURN Drive, Deltona, FL, 32725 — assumable FHA mortgage at 2.71%
FHA
Active
38
$354,000$145,148 equity gap
Rate
2.71%
7.32%today
Payment
$975/mo
$1,650today
  • 3beds
  • 2baths
  • 2,122sqft

971 LEYBURN Drive, Deltona

1248 AZORA Drive, Deltona, FL, 32725 — assumable VA mortgage at 2.80%
VA
Active
20
$330,000$233,002 equity gap
Rate
2.80%
7.32%today
Payment
$489/mo
$797today
  • 3beds
  • 2baths
  • 1,287sqft

1248 AZORA Drive, Deltona

3980 LIGHTNING Court, Sanford, FL, 32773 — assumable FHA mortgage at 2.81%
FHA
Active
50
$499,000$205,487 equity gap
Rate
2.81%
7.32%today
Payment
$1,389/mo
$2,319today
  • 3beds
  • 3baths
  • 2,237sqft

3980 LIGHTNING Court, Sanford

3966 CRAWLEY DOWN Loop, Sanford, FL, 32773 — assumable VA mortgage at 2.81%
VA
Active
34
$470,000$201,403 equity gap
Rate
2.81%
7.32%today
Payment
$1,259/mo
$2,102today
  • 4beds
  • 3baths
  • 2,169sqft

3966 CRAWLEY DOWN Loop, Sanford

635 CHOCKTAW STREET, Lake Mary, FL, 32746 — assumable FHA mortgage at 2.86%
FHA
Active
51
$725,000$721,648 equity gap
Rate
2.86%
7.32%today
Payment
$27/mo
$38today
  • 4beds
  • 3baths
  • 2,780sqft

635 CHOCKTAW STREET, Lake Mary

1085 EAGLES NEST Avenue, Deltona, FL, 32725 — assumable FHA mortgage at 2.86%
FHA
Active
28
$299,900$155,300 equity gap
Rate
2.86%
7.32%today
Payment
$691/mo
$1,147today
  • 3beds
  • 2baths
  • 1,274sqft

1085 EAGLES NEST Avenue, Deltona

5781 AUTUMN CHASE Circle, Sanford, FL, 32773 — assumable FHA mortgage at 2.88%
FHA
Active
5
$529,900$494,762 equity gap
Rate
2.88%
7.32%today
Payment
$174/mo
$281today
  • 4beds
  • 3baths
  • 2,467sqft

5781 AUTUMN CHASE Circle, Sanford

1351 MARKHAM WOODS Road, Longwood, FL, 32779 — assumable FHA mortgage at 2.90%
FHA
Active
36
$600,000$303,747 equity gap
Rate
2.90%
7.32%today
Payment
$1,390/mo
$2,293today
  • 4beds
  • 3baths
  • 2,676sqft

1351 MARKHAM WOODS Road, Longwood

1928 EDEN Drive, Deltona, FL, 32725 — assumable VA mortgage at 2.93%
VA
Active
44
$369,900$201,689 equity gap
Rate
2.93%
7.32%today
Payment
$793/mo
$1,304today
  • 3beds
  • 2baths
  • 2,066sqft

1928 EDEN Drive, Deltona

Assuming a mortgage in Sanford

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.71%
Lowest existing payment
$477 /mo
Median cash to assume
$101,745
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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