Assumable homes for sale in San Diego, CA

19 homesVA & FHA loansrates from 2.66% vs 7.40% today

San Diego assumption guide
6363 Rancho Mission Rd. Road #4, San Diego, CA, 92108 — assumable FHA mortgage at 2.98%
FHA
Active
44
$560,000$131,787 equity gap
Rate
2.98%
7.40%today
Payment
$2,035/mo
$3,351today
  • 2beds
  • 2baths
  • 1,349sqft

6363 Rancho Mission Rd. Road #4, San Diego

3238 Ashford Street #D, San Diego, CA, 92111 — assumable VA mortgage at 3.06%
VA
Active
34
$439,000$113,410 equity gap
Rate
3.06%
7.40%today
Payment
$1,565/mo
$2,550today
  • 2beds
  • 1baths
  • 716sqft

3238 Ashford Street #D, San Diego

10715 Caminito Cascara, San Diego, CA, 92108 — assumable VA mortgage at 2.86%
VA
Active
35
$649,999$245,444 equity gap
Rate
2.86%
7.40%today
Payment
$1,934/mo
$3,233today
  • 3beds
  • 2baths
  • 1,334sqft

10715 Caminito Cascara, San Diego

3454 Castle Glen Dr #151, San Diego, CA, 92123 — assumable VA mortgage at 2.66%
VA
Active
36
$449,900$254,415 equity gap
Rate
2.66%
7.40%today
Payment
$908/mo
$1,558today
  • 2beds
  • 2baths
  • 885sqft

3454 Castle Glen Dr #151, San Diego

10225 Caminito Cuervo #140, San Diego, CA, 92108 — assumable FHA mortgage at 3.17%
FHA
Active
47
$559,000$514,092 equity gap
Rate
3.17%
7.40%today
Payment
$978/mo
$1,290today
  • 2beds
  • 2baths
  • 1,037sqft

10225 Caminito Cuervo #140, San Diego

680 Camino De La Reina #2201, San Diego, CA, 92108 — assumable VA mortgage at 5.10%
VA
Active
39
$649,000$28,610 equity gap
Rate
5.10%
7.40%today
Payment
$3,610/mo
$4,604today
  • 2beds
  • 2baths
  • 1,017sqft

680 Camino De La Reina #2201, San Diego

2958 Escala Circle, San Diego, CA, 92108 — assumable VA mortgage at 3.76%
VA
Active
21
$775,000$509,781 equity gap
Rate
3.76%
7.40%today
Payment
$1,610/mo
$2,405today
  • 3beds
  • 3baths
  • 1,279sqft

2958 Escala Circle, San Diego

7988 Mission Center Court #H, San Diego, CA, 92108 — assumable FHA mortgage at 6.69%
FHA
Active
33
$449,000Potential short sale
Rate
6.69%
7.40%today
Payment
$3,129/mo
$3,360today
  • 2beds
  • 1baths
  • 972sqft

7988 Mission Center Court #H, San Diego

10300 Caminito Cuervo #60, San Diego, CA, 92108 — assumable VA mortgage at 6.82%
VA
Active
33
$459,000$11,396 equity gap
Rate
6.82%
7.40%today
Payment
$2,998/mo
$3,178today
  • 1beds
  • 2baths
  • 868sqft

10300 Caminito Cuervo #60, San Diego

4517 Utah St #5, San Diego, CA, 92116 — assumable VA mortgage at 5.90%
VA
Active
25
$619,900$47,856 equity gap
Rate
5.90%
7.40%today
Payment
$3,580/mo
$4,179today
  • 2beds
  • 1baths
  • 894sqft

4517 Utah St #5, San Diego

8023 Caminito De Pizza #E, San Diego, CA, 92108 — assumable FHA mortgage at 6.90%
FHA
Active
30
$385,000$34,509 equity gap
Rate
6.90%
7.40%today
Payment
$2,409/mo
$2,532today
  • 1beds
  • 1baths
  • 726sqft

8023 Caminito De Pizza #E, San Diego

2220 Camino De La Reina #5214, San Diego, CA, 92108 — assumable FHA mortgage at 6.89%
FHA
Active
34
$485,000$59,984 equity gap
Rate
6.89%
7.40%today
Payment
$2,858/mo
$3,007today
  • 1beds
  • 1baths
  • 739sqft

2220 Camino De La Reina #5214, San Diego

6354 Rancho Mission Rd #517, San Diego, CA, 92108 — assumable VA mortgage at 5.50%
VA
Active
25
$320,000Potential short sale
Rate
5.50%
7.40%today
Payment
$2,044/mo
$2,493today
  • 1beds
  • 1baths
  • 506sqft

6354 Rancho Mission Rd #517, San Diego

6151 Rancho Mission Road #110, San Diego, CA, 92108 — assumable VA mortgage at 6.42%
VA
Active
28
$515,000$160,846 equity gap
Rate
6.42%
7.40%today
Payment
$2,320/mo
$2,563today
  • 2beds
  • 2baths
  • 878sqft

6151 Rancho Mission Road #110, San Diego

7980 Mission Center Court #G, San Diego, CA, 92108 — assumable FHA mortgage at 5.96%
FHA
Active
26
$379,000$259,818 equity gap
Rate
5.96%
7.40%today
Payment
$1,409/mo
$1,634today
  • 1beds
  • 1baths
  • 726sqft

7980 Mission Center Court #G, San Diego

3980 8Th #115, San Diego, CA, 92103 — assumable VA mortgage at 6.12%
VA
Active
35
$428,800$199,418 equity gap
Rate
6.12%
7.40%today
Payment
$1,457/mo
$1,662today
  • 1beds
  • 1baths
  • 641sqft

3980 8Th #115, San Diego

3246 Ashford St. #B, San Diego, CA, 92111 — assumable FHA mortgage at 6.65%
FHA
Active
27
$399,000$370,664 equity gap
Rate
6.65%
7.40%today
Payment
$189/mo
$203today
  • 2beds
  • 1baths
  • 716sqft

3246 Ashford St. #B, San Diego

5978 Rancho Mission Rd #274, San Diego, CA, 92108 — assumable VA mortgage at 6.76%
VA
Active
23
$354,999Potential short sale
Rate
6.76%
7.40%today
Payment
$2,697/mo
$2,876today
  • 1beds
  • 1baths
  • 530sqft

5978 Rancho Mission Rd #274, San Diego

7954 Mission Center Court #C, San Diego, CA, 92108 — assumable FHA mortgage
FHA
Active
32
$423,000$423,000 equity gap
Rate
—%
7.40%today
Payment
—/mo
  • 2beds
  • 2baths
  • 894sqft

7954 Mission Center Court #C, San Diego

Assuming a mortgage in San Diego

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.66%
Lowest existing payment
$908 /mo
Median cash to assume
$180,132
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.