Assumable homes for sale in San Diego, CA

12 homesVA & FHA loansrates from 2.67% vs 7.40% today

San Diego assumption guide
18764 Caminito Cantilena #156, San Diego, CA, 92128 — assumable FHA mortgage at 3.00%
FHA
Active
33
$409,999$71,073 equity gap
Rate
3.00%
7.40%today
Payment
$1,614/mo
$2,651today
  • 1beds
  • 1baths
  • 716sqft

18764 Caminito Cantilena #156, San Diego

12089 Caminito Campana, San Diego, CA, 92128 — assumable FHA mortgage at 2.67%
FHA
Active
31
$779,000$427,744 equity gap
Rate
2.67%
7.40%today
Payment
$1,633/mo
$2,799today
  • 3beds
  • 2baths
  • 1,454sqft

12089 Caminito Campana, San Diego

17905 Caminito Pinero #263, San Diego, CA, 92128 — assumable VA mortgage at 3.00%
VA
Active
14
$399,999$399,999 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 1beds
  • 1baths
  • 817sqft

17905 Caminito Pinero #263, San Diego

17824 Villamoura Dr, Poway, CA, 92064 — assumable VA mortgage at 3.00%
VA
Active
43
$799,900$799,900 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,626sqft

17824 Villamoura Dr, Poway

17093 W Bernardo Dr. #106, San Diego, CA, 92127 — assumable FHA mortgage at 3.26%
FHA
Active
30
$470,000$201,623 equity gap
Rate
3.26%
7.40%today
Payment
$1,348/mo
$2,141today
  • 2beds
  • 2baths
  • 855sqft

17093 W Bernardo Dr. #106, San Diego

11865 Caminito Ronaldo #200, San Diego, CA, 92128 — assumable VA mortgage at 3.31%
VA
Active
23
$425,000$178,571 equity gap
Rate
3.31%
7.40%today
Payment
$1,250/mo
$1,973today
  • 1beds
  • 1baths
  • 817sqft

11865 Caminito Ronaldo #200, San Diego

13025 Avenida Marbella, San Diego, CA, 92128 — assumable VA mortgage at 3.34%
VA
Active
26
$949,000$414,786 equity gap
Rate
3.34%
7.40%today
Payment
$2,699/mo
$4,246today
  • 2beds
  • 2baths
  • 1,738sqft

13025 Avenida Marbella, San Diego

12737 Via Nasca, San Diego, CA, 92128 — assumable VA mortgage at 3.60%
VA
Active
33
$797,000$481,492 equity gap
Rate
3.60%
7.40%today
Payment
$1,851/mo
$2,819today
  • 2beds
  • 2baths
  • 1,388sqft

12737 Via Nasca, San Diego

18006 Calle Estepona, San Diego, CA, 92128 — assumable VA mortgage at 3.89%
VA
Active
44
$1,035,000$949,221 equity gap
Rate
3.89%
7.40%today
Payment
$612/mo
$900today
  • 2beds
  • 2baths
  • 1,738sqft

18006 Calle Estepona, San Diego

12885 Camino De La Breccia, San Diego, CA, 92128 — assumable FHA mortgage at 6.50%
FHA
Active
14
$600,000Potential short sale
Rate
6.50%
7.40%today
Payment
$3,972/mo
$4,351today
  • 2beds
  • 2baths
  • 1,040sqft

12885 Camino De La Breccia, San Diego

17945 Caminito Pinero #178, San Diego, CA, 92128 — assumable VA mortgage at 6.50%
VA
Active
37
$599,950$26,618 equity gap
Rate
6.50%
7.40%today
Payment
$3,634/mo
$3,980today
  • 2beds
  • 2baths
  • 1,080sqft

17945 Caminito Pinero #178, San Diego

16447 Gabarda Rd, San Diego, CA, 92128 — assumable VA mortgage at 5.54%
VA
Active
45
$799,000$432,124 equity gap
Rate
5.54%
7.40%today
Payment
$2,218/mo
$2,693today
  • 2beds
  • 2baths
  • 1,618sqft

16447 Gabarda Rd, San Diego

Assuming a mortgage in San Diego

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.67%
Lowest existing payment
$612 /mo
Median cash to assume
$414,786
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.