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Assumable homes for sale in San Diego, CA

28 homesVA & FHA loansrates from 2.67% vs 7.32% today

San Diego assumption guide
5980 Dandridge Lane #225, San Diego, CA, 92115 — assumable VA mortgage at 2.88%
VA
Active
33
$350,000$62,190 equity gap
Rate
2.88%
7.32%today
Payment
$1,338/mo
$2,214today
  • 1beds
  • 1baths
  • 724sqft

5980 Dandridge Lane #225, San Diego

6333 College Grove Way #11103, San Diego, CA, 92115 — assumable FHA mortgage at 3.09%
FHA
Active
26
$449,000$57,721 equity gap
Rate
3.09%
7.32%today
Payment
$1,862/mo
$2,998today
  • 3beds
  • 2baths
  • 1,024sqft

6333 College Grove Way #11103, San Diego

3631 Lemona #D, San Diego, CA, 92105 — assumable VA mortgage at 3.85%
VA
Active
22
$399,900$21,195 equity gap
Rate
3.85%
7.32%today
Payment
$1,937/mo
$2,839today
  • 2beds
  • 2baths
  • 1,120sqft

3631 Lemona #D, San Diego

5162 Catoctin Dr, San Diego, CA, 92115 — assumable VA mortgage at 3.75%
VA
Active
45
$1,090,000$193,201 equity gap
Rate
3.75%
7.32%today
Payment
$4,539/mo
$6,732today
  • 3beds
  • 3baths
  • 1,947sqft

5162 Catoctin Dr, San Diego

5442 Adobe Falls #5, San Diego, CA, 92120 — assumable VA mortgage at 2.67%
VA
Active
35
$449,000$171,769 equity gap
Rate
2.67%
7.32%today
Payment
$1,286/mo
$2,186today
  • 2beds
  • 2baths
  • 884sqft

5442 Adobe Falls #5, San Diego

5700 Baltimore #106, La Mesa, CA, 91942 — assumable FHA mortgage at 2.87%
FHA
Active
21
$425,000$412,605 equity gap
Rate
2.87%
7.32%today
Payment
$6,220/mo
$6,929today
  • 1beds
  • 1baths
  • 671sqft

5700 Baltimore #106, La Mesa

4545 Collwood Boulevard #19, San Diego, CA, 92115 — assumable FHA mortgage at 3.06%
FHA
Active
27
$394,000$207,173 equity gap
Rate
3.06%
7.32%today
Payment
$896/mo
$1,448today
  • 1beds
  • 1baths
  • 756sqft

4545 Collwood Boulevard #19, San Diego

5462 Adobe Falls Rd #11, San Diego, CA, 92120 — assumable VA mortgage at 4.42%
VA
Active
17
$468,800$50,614 equity gap
Rate
4.42%
7.32%today
Payment
$2,269/mo
$3,105today
  • 2beds
  • 2baths
  • 1,144sqft

5462 Adobe Falls Rd #11, San Diego

6333 College Grove Way #8111, San Diego, CA, 92115 — assumable VA mortgage at 4.99%
VA
Active
28
$450,000$34,042 equity gap
Rate
4.99%
7.32%today
Payment
$2,386/mo
$3,057today
  • 2beds
  • 2baths
  • 865sqft

6333 College Grove Way #8111, San Diego

7000 Saranac #47, La Mesa, CA, 91942 — assumable FHA mortgage at 3.59%
FHA
Active
47
$450,000$239,816 equity gap
Rate
3.59%
7.32%today
Payment
$1,293/mo
$1,956today
  • 2beds
  • 1baths
  • 1,016sqft

7000 Saranac #47, La Mesa

6333 College Grove Way #6102, San Diego, CA, 92115 — assumable VA mortgage at 5.10%
VA
Active
20
$440,000$72,737 equity gap
Rate
5.10%
7.32%today
Payment
$2,131/mo
$2,696today
  • 2beds
  • 2baths
  • 865sqft

6333 College Grove Way #6102, San Diego

4220 Overlook Dr, San Diego, CA, 92115 — assumable FHA mortgage at 4.00%
FHA
Active
45
$895,000$895,000 equity gap
Rate
4.00%
7.32%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,292sqft

4220 Overlook Dr, San Diego

5055 Collwood Blvd #320, San Diego, CA, 92115 — assumable VA mortgage at 5.54%
VA
Active
35
$520,000$37,592 equity gap
Rate
5.54%
7.32%today
Payment
$2,917/mo
$3,514today
  • 2beds
  • 2baths
  • 971sqft

5055 Collwood Blvd #320, San Diego

4421 49Th Street, San Diego, CA, 92115 — assumable VA mortgage at 6.30%
VA
Active
24
$635,000$22,602 equity gap
Rate
6.30%
7.32%today
Payment
$3,824/mo
$4,243today
  • 2beds
  • 1baths
  • 533sqft

4421 49Th Street, San Diego

3980 Faircross Place #13, San Diego, CA, 92115 — assumable VA mortgage at 6.81%
VA
Active
34
$499,343$14,425 equity gap
Rate
6.81%
7.32%today
Payment
$3,305/mo
$3,479today
  • 2beds
  • 2baths
  • 1,134sqft

3980 Faircross Place #13, San Diego

5553 Adobe Falls Road #1, San Diego, CA, 92120 — assumable VA mortgage at 6.82%
VA
Active
22
$420,000Potential short sale
Rate
6.82%
7.32%today
Payment
$2,805/mo
$2,949today
  • 2beds
  • 2baths
  • 883sqft

5553 Adobe Falls Road #1, San Diego

3926 60Th #180, San Diego, CA, 92115 — assumable FHA mortgage at 6.95%
FHA
Active
37
$569,900$10,644 equity gap
Rate
6.95%
7.32%today
Payment
$3,782/mo
$3,925today
  • 3beds
  • 3baths
  • 1,147sqft

3926 60Th #180, San Diego

4041 Oakcrest Drive #303, San Diego, CA, 92105 — assumable VA mortgage at 4.25%
VA
Active
40
$329,999$185,680 equity gap
Rate
4.25%
7.32%today
Payment
$812/mo
$1,133today
  • 2beds
  • 2baths
  • 900sqft

4041 Oakcrest Drive #303, San Diego

6220 Streamview Dr, San Diego, CA, 92115 — assumable VA mortgage at 6.20%
VA
Active
28
$749,999$54,042 equity gap
Rate
6.20%
7.32%today
Payment
$4,360/mo
$4,890today
  • 3beds
  • 1baths
  • 1,220sqft

6220 Streamview Dr, San Diego

5476 Maisel Way, San Diego, CA, 92115 — assumable VA mortgage at 6.47%
VA
Active
29
$1,349,999$103,307 equity gap
Rate
6.47%
7.32%today
Payment
$8,034/mo
$8,758today
  • 5beds
  • 3baths
  • 1,840sqft

5476 Maisel Way, San Diego

4333 58Th Street, San Diego, CA, 92115 — assumable FHA mortgage at 6.28%
FHA
Active
35
$820,000$113,555 equity gap
Rate
6.28%
7.32%today
Payment
$4,549/mo
$5,059today
  • 2beds
  • 1baths
  • 931sqft

4333 58Th Street, San Diego

5245 Reservoir Drive, San Diego, CA, 92115 — assumable VA mortgage at 6.31%
VA
Active
44
$750,000$120,735 equity gap
Rate
6.31%
7.32%today
Payment
$4,083/mo
$4,527today
  • 3beds
  • 2baths
  • 1,740sqft

5245 Reservoir Drive, San Diego

5700 Baltimore Drive #81, La Mesa, CA, 91942 — assumable VA mortgage at 4.81%
VA
Active
46
$469,999$206,080 equity gap
Rate
4.81%
7.32%today
Payment
$1,612/mo
$2,108today
  • 2beds
  • 2baths
  • 1,068sqft

5700 Baltimore Drive #81, La Mesa

5920 Streamview Dr, San Diego, CA, 92105 — assumable FHA mortgage at 6.16%
FHA
Active
35
$1,650,000$461,008 equity gap
Rate
6.16%
7.32%today
Payment
$7,575/mo
$8,532today
  • —beds
  • —baths
  • —sqft

5920 Streamview Dr, San Diego

6955 Alvarado Road #61, San Diego, CA, 92120 — assumable VA mortgage at 6.78%
VA
Active
33
$399,999$122,380 equity gap
Rate
6.78%
7.32%today
Payment
$1,868/mo
$1,972today
  • 2beds
  • 2baths
  • 879sqft

6955 Alvarado Road #61, San Diego

4540 60th Street #313, San Diego, CA, 92115 — assumable VA mortgage at 6.43%
VA
Active
19
$398,000Potential short sale
Rate
6.43%
7.32%today
Payment
$2,949/mo
$3,229today
  • 2beds
  • 1baths
  • 890sqft

4540 60th Street #313, San Diego

6333 College Grove Way #2104, San Diego, CA, 92115 — assumable VA mortgage at 6.60%
VA
Active
24
$299,000Potential short sale
Rate
6.60%
7.32%today
Payment
$2,636/mo
$2,835today
  • 1beds
  • 1baths
  • 625sqft

6333 College Grove Way #2104, San Diego

4990 Lucille Dr, San Diego, CA, 92115 — assumable VA mortgage at 6.99%
VA
Active
7
$1,049,900$1,028,123 equity gap
Rate
6.99%
7.32%today
Payment
$1,349/mo
$1,394today
  • 3beds
  • 2baths
  • 1,419sqft

4990 Lucille Dr, San Diego

Assuming a mortgage in San Diego

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.67%
Lowest existing payment
$812 /mo
Median cash to assume
$108,431
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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