UMe
Get pre-qualified

Assumable homes for sale in San Diego, CA

30 homesVA & FHA loansrates from 2.80% vs 7.40% today

San Diego assumption guide
6333 College Grove Way #11103, San Diego, CA, 92115 — assumable FHA mortgage at 3.09%
FHA
Active
26
$449,000$56,869 equity gap
Rate
3.09%
7.40%today
Payment
$1,862/mo
$3,022today
  • 3beds
  • 2baths
  • 1,024sqft

6333 College Grove Way #11103, San Diego

5710 Greycourt, San Diego, CA, 92114 — assumable VA mortgage at 3.76%
VA
Active
26
$779,900$30,874 equity gap
Rate
3.76%
7.40%today
Payment
$3,795/mo
$5,666today
  • 3beds
  • 2baths
  • 1,401sqft

5710 Greycourt, San Diego

7890 Bushwood Court, Lemon Grove, CA, 91945 — assumable FHA mortgage at 2.875%
FHA
Active
68
$815,000$237,135 equity gap
Rate
2.875%
7.40%today
Payment
$2,709/mo
$4,521today
  • 4beds
  • 2baths
  • 1,686sqft

7890 Bushwood Court, Lemon Grove

405 61st Street, San Diego, CA, 92114 — assumable VA mortgage at 3.05%
VA
Active
41
$699,900$148,863 equity gap
Rate
3.05%
7.40%today
Payment
$2,604/mo
$4,250today
  • 3beds
  • 3baths
  • 1,400sqft

405 61st Street, San Diego

2083 Manzana Way, San Diego, CA, 92139 — assumable VA mortgage at 2.86%
VA
Active
47
$674,900$236,227 equity gap
Rate
2.86%
7.40%today
Payment
$2,097/mo
$3,506today
  • 4beds
  • 3baths
  • 1,555sqft

2083 Manzana Way, San Diego

425 Meadowbrook Dr #123, San Diego, CA, 92114 — assumable VA mortgage at 3.08%
VA
Active
44
$699,900$229,580 equity gap
Rate
3.08%
7.40%today
Payment
$2,270/mo
$3,690today
  • 3beds
  • 3baths
  • 1,535sqft

425 Meadowbrook Dr #123, San Diego

7545 Jamacha Road, San Diego, CA, 92114 — assumable VA mortgage at 2.80%
VA
Active
38
$629,999$316,430 equity gap
Rate
2.80%
7.40%today
Payment
$1,455/mo
$2,451today
  • 3beds
  • 3baths
  • 1,450sqft

7545 Jamacha Road, San Diego

3002 11th Street, National City, CA, 91950 — assumable FHA mortgage at 2.81%
FHA
Active
40
$769,000$363,128 equity gap
Rate
2.81%
7.40%today
Payment
$1,902/mo
$3,202today
  • 3beds
  • 2baths
  • 1,648sqft

3002 11th Street, National City

7515 Jamacha Road, San Diego, CA, 92114 — assumable VA mortgage at 2.87%
VA
Active
28
$575,000$264,308 equity gap
Rate
2.87%
7.40%today
Payment
$1,449/mo
$2,420today
  • 2beds
  • 2baths
  • 1,022sqft

7515 Jamacha Road, San Diego

425 Meadowbrook Dr #124, San Diego, CA, 92114 — assumable VA mortgage at 3.33%
VA
Active
19
$635,000$289,936 equity gap
Rate
3.33%
7.40%today
Payment
$1,750/mo
$2,756today
  • 2beds
  • 2baths
  • 1,228sqft

425 Meadowbrook Dr #124, San Diego

144 Kenyatta, San Diego, CA, 92114 — assumable FHA mortgage at 3.59%
FHA
Active
26
$899,000$759,057 equity gap
Rate
3.59%
7.40%today
Payment
$956/mo
$1,457today
  • 4beds
  • 2baths
  • 1,908sqft

144 Kenyatta, San Diego

1631 Bayview Heights Dr #12, San Diego, CA, 92105 — assumable VA mortgage at 4.16%
VA
Active
17
$325,000$104,112 equity gap
Rate
4.16%
7.40%today
Payment
$1,168/mo
$1,662today
  • 1beds
  • 1baths
  • 521sqft

1631 Bayview Heights Dr #12, San Diego

1629 Manzana Way, San Diego, CA, 92139 — assumable VA mortgage at 3.95%
VA
Active
38
$685,000$483,079 equity gap
Rate
3.95%
7.40%today
Payment
$1,186/mo
$1,731today
  • 4beds
  • 3baths
  • 1,552sqft

1629 Manzana Way, San Diego

3031 Plaza Natalia, Bonita, CA, 91902 — assumable VA mortgage at 4.06%
VA
Active
52
$649,900$302,066 equity gap
Rate
4.06%
7.40%today
Payment
$2,048/mo
$2,949today
  • 4beds
  • 3baths
  • 1,700sqft

3031 Plaza Natalia, Bonita

5606 Mchugh Street, San Diego, CA, 92114 — assumable VA mortgage at 5.70%
VA
Active
32
$764,999$64,431 equity gap
Rate
5.70%
7.40%today
Payment
$4,275/mo
$5,100today
  • 3beds
  • 3baths
  • 1,351sqft

5606 Mchugh Street, San Diego

1643 Pentecost Way #4, San Diego, CA, 92105 — assumable VA mortgage at 6.06%
VA
Active
20
$399,000$6,612 equity gap
Rate
6.06%
7.40%today
Payment
$2,387/mo
$2,739today
  • 2beds
  • 1baths
  • 813sqft

1643 Pentecost Way #4, San Diego

425 Meadowbrook Dr #140, San Diego, CA, 92114 — assumable FHA mortgage at 6.30%
FHA
Active
39
$700,000Potential short sale
Rate
6.30%
7.40%today
Payment
$4,574/mo
$5,117today
  • 3beds
  • 3baths
  • 1,452sqft

425 Meadowbrook Dr #140, San Diego

7934 Blossom Ln, Lemon Grove, CA, 91945 — assumable VA mortgage at 6.58%
VA
Active
43
$900,000$27,866 equity gap
Rate
6.58%
7.40%today
Payment
$5,615/mo
$6,100today
  • 6beds
  • 3baths
  • 2,660sqft

7934 Blossom Ln, Lemon Grove

844 Bonsall, San Diego, CA, 92114 — assumable VA mortgage at 6.69%
VA
Active
37
$749,999$60,468 equity gap
Rate
6.69%
7.40%today
Payment
$4,609/mo
$4,951today
  • 3beds
  • 2baths
  • 1,025sqft

844 Bonsall, San Diego

1078 Angelus Ave, San Diego, CA, 92114 — assumable VA mortgage at 6.33%
VA
Active
33
$774,000$98,228 equity gap
Rate
6.33%
7.40%today
Payment
$4,383/mo
$4,887today
  • 4beds
  • 3baths
  • 1,699sqft

1078 Angelus Ave, San Diego

1934 Altamont, San Diego, CA, 92139 — assumable FHA mortgage at 6.58%
FHA
Active
40
$820,000$106,558 equity gap
Rate
6.58%
7.40%today
Payment
$4,593/mo
$4,990today
  • 4beds
  • 2baths
  • 1,768sqft

1934 Altamont, San Diego

1549 Corta Del Sur, Lemon Grove, CA, 91945 — assumable VA mortgage at 6.86%
VA
Active
38
$899,000$111,986 equity gap
Rate
6.86%
7.40%today
Payment
$5,226/mo
$5,517today
  • 3beds
  • 2baths
  • 1,217sqft

1549 Corta Del Sur, Lemon Grove

1666 Walbollen Street, Spring Valley, CA, 91977 — assumable VA mortgage at 7.44%
VA
Active
$700,000$86,898 equity gap
Rate
7.44%
7.40%today
Payment
$4,374/mo
$4,356today
  • 4beds
  • 2baths
  • 1,356sqft

1666 Walbollen Street, Spring Valley

6986 Pembridge Lane, San Diego, CA, 92139 — assumable FHA mortgage at 5.70%
FHA
Active
29
$749,000$160,838 equity gap
Rate
5.70%
7.40%today
Payment
$3,619/mo
$4,317today
  • 4beds
  • 3baths
  • 1,771sqft

6986 Pembridge Lane, San Diego

2458 Calle Tortuosa, San Diego, CA, 92139 — assumable VA mortgage at 6.50%
VA
Active
49
$889,000$210,545 equity gap
Rate
6.50%
7.40%today
Payment
$4,345/mo
$4,760today
  • 4beds
  • 3baths
  • 1,880sqft

2458 Calle Tortuosa, San Diego

7242 Peter Pan Ave, San Diego, CA, 92114 — assumable FHA mortgage at 5.53%
FHA
Active
15
$735,000$613,982 equity gap
Rate
5.53%
7.40%today
Payment
$1,125/mo
$1,367today
  • 3beds
  • 2baths
  • 1,596sqft

7242 Peter Pan Ave, San Diego

7016 Appian Dr, San Diego, CA, 92139 — assumable FHA mortgage at 6.09%
FHA
Active
21
$619,900$271,538 equity gap
Rate
6.09%
7.40%today
Payment
$39,696/mo
$39,974today
  • 3beds
  • 2baths
  • 1,222sqft

7016 Appian Dr, San Diego

1761 Olamar Way, San Diego, CA, 92139 — assumable VA mortgage at 6.11%
VA
Active
9
$739,000$381,525 equity gap
Rate
6.11%
7.40%today
Payment
$2,618/mo
$2,896today
  • 3beds
  • 2baths
  • 1,446sqft

1761 Olamar Way, San Diego

7450 Jamacha Road, San Diego, CA, 92114 — assumable FHA mortgage at 6.46%
FHA
Active
39
$749,000$632,310 equity gap
Rate
6.46%
7.40%today
Payment
$737/mo
$810today
  • 3beds
  • 2baths
  • 1,310sqft

7450 Jamacha Road, San Diego

6333 College Grove Way #2104, San Diego, CA, 92115 — assumable VA mortgage at 6.60%
VA
Active
24
$299,000Potential short sale
Rate
6.60%
7.40%today
Payment
$2,636/mo
$2,857today
  • 1beds
  • 1baths
  • 625sqft

6333 College Grove Way #2104, San Diego

Assuming a mortgage in San Diego

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.80%
Lowest existing payment
$737 /mo
Median cash to assume
$220,063
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

UMe