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Assumable homes for sale in San Bernardino, CA

31 homesFHA & VA loansrates from 3.64% vs 7.40% today

San Bernardino assumption guide
184 Palmyra, San Bernardino, CA, 92404 — assumable FHA mortgage at 4.16%
FHA
Active
37
$580,000$127,333 equity gap
Rate
4.16%
7.40%today
Payment
$2,389/mo
$3,399today
  • 3beds
  • 3baths
  • 2,061sqft

184 Palmyra, San Bernardino

3439 Acacia, San Bernardino, CA, 92405 — assumable FHA mortgage at 3.64%
FHA
Active
31
$559,000$397,628 equity gap
Rate
3.64%
7.40%today
Payment
$860/mo
$1,303today
  • 3beds
  • 2baths
  • 1,400sqft

3439 Acacia, San Bernardino

546 Country Club Lane, San Bernardino, CA, 92404 — assumable FHA mortgage at 3.73%
FHA
Active
27
$450,000$207,913 equity gap
Rate
3.73%
7.40%today
Payment
$1,227/mo
$1,872today
  • 3beds
  • 1baths
  • 1,223sqft

546 Country Club Lane, San Bernardino

780 Campus, San Bernardino, CA, 92405 — assumable FHA mortgage at 3.94%
FHA
Active
23
$499,999$286,184 equity gap
Rate
3.94%
7.40%today
Payment
$1,252/mo
$1,829today
  • 4beds
  • 3baths
  • 1,908sqft

780 Campus, San Bernardino

4014 3rd Avenue, San Bernardino, CA, 92407 — assumable FHA mortgage at 3.99%
FHA
Active
27
$525,000$233,055 equity gap
Rate
3.99%
7.40%today
Payment
$1,622/mo
$2,355today
  • 3beds
  • 2baths
  • 1,161sqft

4014 3rd Avenue, San Bernardino

4014 3rd Avenue, San Bernardino, CA, 92407 — assumable FHA mortgage at 3.99%
FHA
Active
25
$525,000$233,055 equity gap
Rate
3.99%
7.40%today
Payment
$1,622/mo
$2,355today
  • 3beds
  • 2baths
  • 1,161sqft

4014 3rd Avenue, San Bernardino

1271 19th, San Bernardino, CA, 92411 — assumable FHA mortgage at 6.01%
FHA
Active
24
$535,000$22,097 equity gap
Rate
6.01%
7.40%today
Payment
$3,094/mo
$3,569today
  • 4beds
  • 2baths
  • 1,187sqft

1271 19th, San Bernardino

1549 Teton Street, San Bernardino, CA, 92407 — assumable FHA mortgage at 6.89%
FHA
Active
17
$499,000Potential short sale
Rate
6.89%
7.40%today
Payment
$3,488/mo
$3,671today
  • 3beds
  • 2baths
  • 1,305sqft

1549 Teton Street, San Bernardino

857 25th Street, San Bernardino, CA, 92405 — assumable FHA mortgage at 7.06%
FHA
Active
25
$515,000$27,049 equity gap
Rate
7.06%
7.40%today
Payment
$3,339/mo
$3,454today
  • 3beds
  • 2baths
  • 1,041sqft

857 25th Street, San Bernardino

1419 Morgan, San Bernardino, CA, 92407 — assumable FHA mortgage at 4.28%
FHA
Active
26
$475,000$244,685 equity gap
Rate
4.28%
7.40%today
Payment
$1,319/mo
$1,849today
  • 3beds
  • 1baths
  • 972sqft

1419 Morgan, San Bernardino

772 19Th, San Bernardino, CA, 92405 — assumable FHA mortgage at 4.35%
FHA
Active
17
$399,999$195,448 equity gap
Rate
4.35%
7.40%today
Payment
$1,184/mo
$1,647today
  • 3beds
  • 1baths
  • 1,109sqft

772 19Th, San Bernardino

1516 Home, San Bernardino, CA, 92411 — assumable FHA mortgage at 6.35%
FHA
Active
20
$559,000$48,186 equity gap
Rate
6.35%
7.40%today
Payment
$3,203/mo
$3,564today
  • 2beds
  • 1baths
  • 1,159sqft

1516 Home, San Bernardino

3646 Genevieve, San Bernardino, CA, 92405 — assumable FHA mortgage at 7.10%
FHA
Active
26
$539,900$31,217 equity gap
Rate
7.10%
7.40%today
Payment
$3,497/mo
$3,603today
  • 3beds
  • 2baths
  • 1,482sqft

3646 Genevieve, San Bernardino

1915 Genevieve Street, San Bernardino, CA, 92405 — assumable FHA mortgage at 7.62%
FHA
Active
12
$510,000$50,768 equity gap
Rate
7.62%
7.40%today
Payment
$3,334/mo
$3,263today
  • 2beds
  • 1baths
  • 1,232sqft

1915 Genevieve Street, San Bernardino

340 29th, San Bernardino, CA, 92405 — assumable FHA mortgage at 6.16%
FHA
Active
20
$770,000$106,235 equity gap
Rate
6.16%
7.40%today
Payment
$4,072/mo
$4,623today
  • 4beds
  • 3baths
  • 1,798sqft

340 29th, San Bernardino

384 39th, San Bernardino, CA, 92404 — assumable FHA mortgage at 6.27%
FHA
Active
36
$540,000$92,619 equity gap
Rate
6.27%
7.40%today
Payment
$2,878/mo
$3,229today
  • 3beds
  • 2baths
  • 1,821sqft

384 39th, San Bernardino

2404 Roxbury Dr, San Bernardino, CA, 92404 — assumable FHA mortgage at 6.34%
FHA
Active
24
$460,000$52,905 equity gap
Rate
6.34%
7.40%today
Payment
$2,637/mo
$2,937today
  • 3beds
  • 1baths
  • 850sqft

2404 Roxbury Dr, San Bernardino

124 Temple, San Bernardino, CA, 92410 — assumable FHA mortgage at 6.50%
FHA
Active
14
$425,000$66,903 equity gap
Rate
6.50%
7.40%today
Payment
$2,358/mo
$2,583today
  • 3beds
  • 1baths
  • 936sqft

124 Temple, San Bernardino

2803 Ladera Road, San Bernardino, CA, 92405 — assumable FHA mortgage at 6.79%
FHA
Active
60
$550,000$73,847 equity gap
Rate
6.79%
7.40%today
Payment
$3,177/mo
$3,377today
  • 3beds
  • 2baths
  • 1,170sqft

2803 Ladera Road, San Bernardino

2340 Cedar Street, San Bernardino, CA, 92404 — assumable FHA mortgage at 6.85%
FHA
Active
21
$505,000$64,575 equity gap
Rate
6.85%
7.40%today
Payment
$2,947/mo
$3,114today
  • 3beds
  • 1baths
  • 1,192sqft

2340 Cedar Street, San Bernardino

3898 Mountain View, San Bernardino, CA, 92405 — assumable FHA mortgage at 6.95%
FHA
Active
17
$495,000$84,082 equity gap
Rate
6.95%
7.40%today
Payment
$2,782/mo
$2,910today
  • 2beds
  • 1baths
  • 834sqft

3898 Mountain View, San Bernardino

5094 Crescent Street, San Bernardino, CA, 92407 — assumable FHA mortgage at 6.99%
FHA
Active
28
$615,000$63,931 equity gap
Rate
6.99%
7.40%today
Payment
$3,752/mo
$3,909today
  • 4beds
  • 3baths
  • 2,191sqft

5094 Crescent Street, San Bernardino

120 10th Street, San Bernardino, CA, 92410 — assumable FHA mortgage at 7.04%
FHA
Active
30
$465,000$57,022 equity gap
Rate
7.04%
7.40%today
Payment
$2,768/mo
$2,869today
  • 2beds
  • 1baths
  • 892sqft

120 10th Street, San Bernardino

1388 Garner Avenue, San Bernardino, CA, 92411 — assumable FHA mortgage at 4.71%
FHA
Active
3
$430,000$401,802 equity gap
Rate
4.71%
7.40%today
Payment
$235/mo
$313today
  • 4beds
  • 3baths
  • 1,678sqft

1388 Garner Avenue, San Bernardino

464 34th Street, San Bernardino, CA, 92405 — assumable VA mortgage at 5.81%
VA
Active
12
$380,000$86,976 equity gap
Rate
5.81%
7.40%today
Payment
$1,823/mo
$2,148today
  • 1beds
  • 1baths
  • 440sqft

464 34th Street, San Bernardino

1064 Acacia Avenue, San Bernardino, CA, 92410 — assumable FHA mortgage at 6.54%
FHA
Active
8
$490,000$104,461 equity gap
Rate
6.54%
7.40%today
Payment
$2,549/mo
$2,781today
  • —beds
  • —baths
  • 1,094sqft

1064 Acacia Avenue, San Bernardino

2429 Serrano Road, San Bernardino, CA, 92405 — assumable FHA mortgage at 6.72%
FHA
Active
25
$538,000$117,244 equity gap
Rate
6.72%
7.40%today
Payment
$2,750/mo
$2,945today
  • 3beds
  • 1baths
  • 1,430sqft

2429 Serrano Road, San Bernardino

3521 Litras, San Bernardino, CA, 92405 — assumable FHA mortgage at 6.12%
FHA
Active
19
$550,000Potential short sale
Rate
6.12%
7.40%today
Payment
$4,035/mo
$4,576today
  • 4beds
  • 3baths
  • 2,780sqft

3521 Litras, San Bernardino

2456 Waterman, San Bernardino, CA, 92404 — assumable FHA mortgage at 6.65%
FHA
Active
6
$453,000$425,870 equity gap
Rate
6.65%
7.40%today
Payment
$181/mo
$194today
  • 3beds
  • 1baths
  • 1,051sqft

2456 Waterman, San Bernardino

3883 Valencia Avenue, San Bernardino, CA, 92404 — assumable VA mortgage at 6.65%
VA
Active
33
$599,000$249,540 equity gap
Rate
6.65%
7.40%today
Payment
$2,279/mo
$2,458today
  • 3beds
  • 2baths
  • 1,764sqft

3883 Valencia Avenue, San Bernardino

2148 Genevieve, San Bernardino, CA, 92405 — assumable FHA mortgage at 6.95%
FHA
Active
$490,000$469,606 equity gap
Rate
6.95%
7.40%today
Payment
$162/mo
$168today
  • 2beds
  • 2baths
  • 1,316sqft

2148 Genevieve, San Bernardino

Assuming a mortgage in San Bernardino

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
3.64%
Lowest existing payment
$860 /mo
Median cash to assume
$104,461
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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