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Assumable homes for sale in San Bernardino, CA

167 homesFHA & VA loansrates from 2.67% vs 7.32% today

San Bernardino assumption guide
7258 Medley Lane, Fontana, CA, 92336 — assumable VA mortgage at 2.88%
VATop pick
Active
22
$620,000$54,798 equity gap
Rate
2.88%
7.32%today
Payment
$2,616/mo
$4,328today
  • 4beds
  • 3baths
  • 1,872sqft

7258 Medley Lane, Fontana

16066 Carrara Lane, Fontana, CA, 92336 — assumable VA mortgage at 3.05%
VATop pick
Active
66
$595,000$53,353 equity gap
Rate
3.05%
7.32%today
Payment
$2,549/mo
$4,127today
  • 3beds
  • 3baths
  • 1,759sqft

16066 Carrara Lane, Fontana

7155 Citrus Ave #374, Fontana, CA, 92336 — assumable FHA mortgage at 2.77%
FHA
Active
52
$504,999$78,080 equity gap
Rate
2.77%
7.32%today
Payment
$1,969/mo
$3,305today
  • 3beds
  • 3baths
  • 1,547sqft

7155 Citrus Ave #374, Fontana

3791 Wildrye, San Bernardino, CA, 92407 — assumable VA mortgage at 2.86%
VA
Active
31
$559,800$96,575 equity gap
Rate
2.86%
7.32%today
Payment
$2,153/mo
$3,572today
  • 3beds
  • 3baths
  • 1,777sqft

3791 Wildrye, San Bernardino

16064 Symphony Lane, Fontana, CA, 92336 — assumable VA mortgage at 2.90%
VA
Active
38
$689,900$102,387 equity gap
Rate
2.90%
7.32%today
Payment
$2,719/mo
$4,487today
  • 4beds
  • 3baths
  • 2,043sqft

16064 Symphony Lane, Fontana

6831 Park Ave, Rialto, CA, 92376 — assumable FHA mortgage at 2.87%
FHA
Active
37
$609,999$179,299 equity gap
Rate
2.87%
7.32%today
Payment
$2,013/mo
$3,336today
  • 3beds
  • 2baths
  • 1,584sqft

6831 Park Ave, Rialto

2721 Calle Vista, Rialto, CA, 92377 — assumable FHA mortgage at 2.93%
FHA
Active
$580,000$148,823 equity gap
Rate
2.93%
7.32%today
Payment
$2,029/mo
$3,336today
  • 3beds
  • 2baths
  • 1,299sqft

2721 Calle Vista, Rialto

2883 Hollow Glen Circle, Rialto, CA, 92376 — assumable FHA mortgage at 2.99%
FHA
Active
20
$514,900$139,596 equity gap
Rate
2.99%
7.32%today
Payment
$1,778/mo
$2,900today
  • 3beds
  • 3baths
  • 1,335sqft

2883 Hollow Glen Circle, Rialto

909 Vine Avenue, Bloomington, CA, 92316 — assumable FHA mortgage at 3.01%
FHA
Active
43
$580,000$146,265 equity gap
Rate
3.01%
7.32%today
Payment
$2,050/mo
$3,336today
  • 3beds
  • 2baths
  • 1,215sqft

909 Vine Avenue, Bloomington

2543 Spring Meadow Lane, Highland, CA, 92346 — assumable FHA mortgage at 3.02%
FHA
Active
45
$599,900$171,890 equity gap
Rate
3.02%
7.32%today
Payment
$2,053/mo
$3,336today
  • 3beds
  • 2baths
  • 1,856sqft

2543 Spring Meadow Lane, Highland

7918 Chaparral, Highland, CA, 92346 — assumable FHA mortgage at 3.76%
FHA
Active
18
$535,000$44,000 equity gap
Rate
3.76%
7.32%today
Payment
$2,488/mo
$3,685today
  • 3beds
  • 3baths
  • 1,567sqft

7918 Chaparral, Highland

6194 Walnut, San Bernardino, CA, 92407 — assumable FHA mortgage at 4.16%
FHA
Active
5
$520,000$8,509 equity gap
Rate
4.16%
7.32%today
Payment
$2,705/mo
$3,818today
  • 3beds
  • 2baths
  • 1,356sqft

6194 Walnut, San Bernardino

1220 Webster Street, Redlands, CA, 92374 — assumable FHA mortgage at 3.76%
FHA
Active
31
$519,000$75,026 equity gap
Rate
3.76%
7.32%today
Payment
$2,254/mo
$3,339today
  • 2beds
  • 2baths
  • 1,299sqft

1220 Webster Street, Redlands

1348 Magnolia, Redlands, CA, 92373 — assumable VA mortgage at 2.67%
VA
Active
35
$999,999$306,595 equity gap
Rate
2.67%
7.32%today
Payment
$3,216/mo
$5,468today
  • 5beds
  • 4baths
  • 3,384sqft

1348 Magnolia, Redlands

413 Hartzell Avenue, Redlands, CA, 92374 — assumable FHA mortgage at 2.79%
FHA
Active
18
$549,900$197,507 equity gap
Rate
2.79%
7.32%today
Payment
$1,652/mo
$2,765today
  • 3beds
  • 1baths
  • 1,044sqft

413 Hartzell Avenue, Redlands

11208 Nevada Street, Redlands, CA, 92373 — assumable FHA mortgage at 2.94%
FHA
Active
$529,000$201,634 equity gap
Rate
2.94%
7.32%today
Payment
$1,582/mo
$2,598today
  • 3beds
  • 2baths
  • 805sqft

11208 Nevada Street, Redlands

19559 Oakland, Rialto, CA, 92377 — assumable VA mortgage at 2.97%
VA
Active
14
$595,000$181,272 equity gap
Rate
2.97%
7.32%today
Payment
$1,969/mo
$3,220today
  • 4beds
  • 3baths
  • 2,418sqft

19559 Oakland, Rialto

5651 Villa Maria, Fontana, CA, 92336 — assumable FHA mortgage at 2.97%
FHA
Active
27
$645,000$214,478 equity gap
Rate
2.97%
7.32%today
Payment
$2,039/mo
$3,336today
  • 4beds
  • 3baths
  • 1,796sqft

5651 Villa Maria, Fontana

7581 Stoney Creek Drive, Highland, CA, 92346 — assumable FHA mortgage at 3.76%
FHA
Active
21
$549,997$123,961 equity gap
Rate
3.76%
7.32%today
Payment
$2,163/mo
$3,204today
  • 3beds
  • 2baths
  • 1,418sqft

7581 Stoney Creek Drive, Highland

3094 Small Canyon, Highland, CA, 92346 — assumable VA mortgage at 2.86%
VA
Active
37
$675,000$329,017 equity gap
Rate
2.86%
7.32%today
Payment
$1,654/mo
$2,744today
  • 4beds
  • 3baths
  • 2,249sqft

3094 Small Canyon, Highland

15 Ponderosa Pike, Running Springs, CA, 92382 — assumable VA mortgage at 2.87%
VA
Active
34
$375,000$202,522 equity gap
Rate
2.87%
7.32%today
Payment
$804/mo
$1,333today
  • 2beds
  • 1baths
  • 1,414sqft

15 Ponderosa Pike, Running Springs

5504 Mountain, San Bernardino, CA, 92407 — assumable FHA mortgage at 2.88%
FHA
Active
29
$565,000$288,423 equity gap
Rate
2.88%
7.32%today
Payment
$1,404/mo
$2,268today
  • 3beds
  • 2baths
  • 1,548sqft

5504 Mountain, San Bernardino

1555 Orange #1205, Redlands, CA, 92373 — assumable FHA mortgage at 2.90%
FHA
Active
59
$435,000$215,112 equity gap
Rate
2.90%
7.32%today
Payment
$1,156/mo
$1,840today
  • 2beds
  • 3baths
  • 1,122sqft

1555 Orange #1205, Redlands

7274 Seeley Court, Highland, CA, 92346 — assumable VA mortgage at 2.98%
VA
Active
55
$550,000$295,958 equity gap
Rate
2.98%
7.32%today
Payment
$1,202/mo
$1,964today
  • 3beds
  • 3baths
  • 1,903sqft

7274 Seeley Court, Highland

1565 Coulston #37, San Bernardino, CA, 92408 — assumable VA mortgage at 3.00%
VA
Active
30
$399,000$399,000 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 1,264sqft

1565 Coulston #37, San Bernardino

1735 Washington Street #B-11, Colton, CA, 92324 — assumable VA mortgage at 3.00%
VA
Active
11
$168,000$168,000 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 1beds
  • 1baths
  • 680sqft

1735 Washington Street #B-11, Colton

1735 Washington Street #F-23, Colton, CA, 92324 — assumable VA mortgage at 3.00%
VA
Active
10
$168,000$168,000 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 1beds
  • 1baths
  • 680sqft

1735 Washington Street #F-23, Colton

26200 Redlands #148, Redlands, CA, 92373 — assumable VA mortgage at 3.00%
VA
Active
55
$315,000$315,000 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 994sqft

26200 Redlands #148, Redlands

1735 Washington Street #F-25, Colton, CA, 92324 — assumable VA mortgage at 3.00%
VA
Active
9
$168,000$168,000 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 1beds
  • 1baths
  • 680sqft

1735 Washington Street #F-25, Colton

3440 Rainbow Lane, Highland, CA, 92346 — assumable FHA mortgage at 3.00%
FHA
Active
2
$169,000$169,000 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 2beds
  • 1baths
  • 861sqft

3440 Rainbow Lane, Highland

1951 Reedy Avenue, Highland, CA, 92346 — assumable FHA mortgage at 3.00%
FHA
Active
6
$175,000$175,000 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 2beds
  • 1baths
  • 840sqft

1951 Reedy Avenue, Highland

12685 Oriole Avenue, Grand Terrace, CA, 92313 — assumable FHA mortgage at 3.08%
FHA
Active
33
$699,900$307,465 equity gap
Rate
3.08%
7.32%today
Payment
$1,894/mo
$3,055today
  • 4beds
  • 3baths
  • 1,789sqft

12685 Oriole Avenue, Grand Terrace

5095 N. Acacia Avenue, San Bernardino, CA, 92407 — assumable FHA mortgage at 3.12%
FHA
Active
$511,185$228,168 equity gap
Rate
3.12%
7.32%today
Payment
$1,345/mo
$2,158today
  • 3beds
  • 2baths
  • 1,035sqft

5095 N. Acacia Avenue, San Bernardino

1347 Genevieve, San Bernardino, CA, 92405 — assumable FHA mortgage at 3.13%
FHA
Active
$420,000$194,336 equity gap
Rate
3.13%
7.32%today
Payment
$1,115/mo
$1,787today
  • 2beds
  • 1baths
  • 776sqft

1347 Genevieve, San Bernardino

7212 Turnstone Court, Fontana, CA, 92336 — assumable FHA mortgage at 3.14%
FHA
Active
39
$705,000$285,081 equity gap
Rate
3.14%
7.32%today
Payment
$2,009/mo
$3,215today
  • 3beds
  • 3baths
  • 2,041sqft

7212 Turnstone Court, Fontana

571 Gray St, Colton, CA, 92324 — assumable FHA mortgage at 3.45%
FHA
Active
34
$500,000$199,741 equity gap
Rate
3.45%
7.32%today
Payment
$1,477/mo
$2,273today
  • 3beds
  • 1baths
  • 1,142sqft

571 Gray St, Colton

Assuming a mortgage in San Bernardino

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.67%
Lowest existing payment
$366 /mo
Median cash to assume
$168,000
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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