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Assumable homes for sale in Saint Paul, MN

16 homesFHA & VA loansrates from 2.86% vs 7.32% today

Saint Paul assumption guide
894 Euclid Street, Saint Paul, MN, 55106 — assumable VA mortgage at 3.56%
VA
Active
25
$245,000$24,162 equity gap
Rate
3.56%
7.32%today
Payment
$1,099/mo
$1,669today
  • 2beds
  • 1baths
  • 1,326sqft

894 Euclid Street, Saint Paul

308 Stevens Street, Saint Paul, MN, 55107 — assumable FHA mortgage at 2.88%
FHA
Active
22
$295,000$63,214 equity gap
Rate
2.88%
7.32%today
Payment
$1,080/mo
$1,787today
  • 4beds
  • 2baths
  • 1,824sqft

308 Stevens Street, Saint Paul

350 Saint Peter Street #903, Saint Paul, MN, 55102 — assumable FHA mortgage at 4.46%
FHA
Active
31
$175,000Potential short sale
Rate
4.46%
7.32%today
Payment
$1,070/mo
$1,457today
  • 1beds
  • 1baths
  • 875sqft

350 Saint Peter Street #903, Saint Paul

41 King Street, Saint Paul, MN, 55107 — assumable FHA mortgage at 3.69%
FHA
Active
18
$190,000$42,161 equity gap
Rate
3.69%
7.32%today
Payment
$745/mo
$1,113today
  • 2beds
  • 1baths
  • 552sqft

41 King Street, Saint Paul

1095 Humboldt Avenue, West Saint Paul, MN, 55118 — assumable FHA mortgage at 2.86%
FHA
Active
23
$175,000$101,724 equity gap
Rate
2.86%
7.32%today
Payment
$350/mo
$581today
  • 2beds
  • 1baths
  • 772sqft

1095 Humboldt Avenue, West Saint Paul

49 Wyoming Street, Saint Paul, MN, 55107 — assumable VA mortgage at 3.08%
VA
Active
27
$419,900$188,296 equity gap
Rate
3.08%
7.32%today
Payment
$1,115/mo
$1,799today
  • 4beds
  • 2baths
  • 1,817sqft

49 Wyoming Street, Saint Paul

182 Emerson Avenue, West Saint Paul, MN, 55118 — assumable VA mortgage at 3.10%
VA
Active
22
$284,900$242,484 equity gap
Rate
3.10%
7.32%today
Payment
$1,000/mo
$1,318today
  • 2beds
  • 2baths
  • 1,705sqft

182 Emerson Avenue, West Saint Paul

406 Wacouta Street #207, Saint Paul, MN, 55101 — assumable FHA mortgage at 3.85%
FHA
Active
43
$229,000$105,258 equity gap
Rate
3.85%
7.32%today
Payment
$759/mo
$1,113today
  • 1beds
  • 1baths
  • 1,050sqft

406 Wacouta Street #207, Saint Paul

215 Maple Street, Saint Paul, MN, 55106 — assumable FHA mortgage at 3.86%
FHA
Active
26
$175,000$70,441 equity gap
Rate
3.86%
7.32%today
Payment
$605/mo
$885today
  • 2beds
  • 1baths
  • 1,136sqft

215 Maple Street, Saint Paul

910 Wilson Avenue, Saint Paul, MN, 55106 — assumable FHA mortgage at 6.26%
FHA
Active
52
$279,900Potential short sale
Rate
6.26%
7.32%today
Payment
$1,906/mo
$2,125today
  • 5beds
  • 3baths
  • 1,191sqft

910 Wilson Avenue, Saint Paul

690 Conway Street, Saint Paul, MN, 55106 — assumable FHA mortgage at 4.56%
FHA
Active
24
$265,000$95,156 equity gap
Rate
4.56%
7.32%today
Payment
$1,027/mo
$1,383today
  • 4beds
  • 3baths
  • 1,590sqft

690 Conway Street, Saint Paul

300 Wall Street #203, Saint Paul, MN, 55101 — assumable VA mortgage at 6.64%
VA
Active
19
$270,000$21,452 equity gap
Rate
6.64%
7.32%today
Payment
$1,639/mo
$1,756today
  • 2beds
  • 1baths
  • 1,491sqft

300 Wall Street #203, Saint Paul

306 King Street, Saint Paul, MN, 55107 — assumable FHA mortgage at 6.35%
FHA
Active
45
$379,999$63,915 equity gap
Rate
6.35%
7.32%today
Payment
$2,047/mo
$2,260today
  • 5beds
  • 3baths
  • 2,226sqft

306 King Street, Saint Paul

277 Morton Street, Saint Paul, MN, 55107 — assumable FHA mortgage at 6.65%
FHA
Active
27
$229,900$34,376 equity gap
Rate
6.65%
7.32%today
Payment
$1,306/mo
$1,398today
  • 2beds
  • 2baths
  • 1,490sqft

277 Morton Street, Saint Paul

1317 Charlton Street, West Saint Paul, MN, 55118 — assumable FHA mortgage at 6.15%
FHA
Active
44
$340,000$318,095 equity gap
Rate
6.15%
7.32%today
Payment
$134/mo
$151today
  • 3beds
  • 2baths
  • 1,628sqft

1317 Charlton Street, West Saint Paul

186 Hurley Street, West Saint Paul, MN, 55118 — assumable FHA mortgage at 6.82%
FHA
Active
27
$375,000$264,661 equity gap
Rate
6.82%
7.32%today
Payment
$1,278/mo
$1,344today
  • 3beds
  • 3baths
  • 1,816sqft

186 Hurley Street, West Saint Paul

Assuming a mortgage in Saint Paul

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.86%
Lowest existing payment
$350 /mo
Median cash to assume
$82,799
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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