Assumable homes for sale in St. Joseph, TN

5 homesFHA & VA loansrates from 4.98% vs 7.32% today

St. Joseph assumption guide
31861 County Road 8, Florence, AL, 35634 — assumable FHA mortgage at 4.98%
FHA
Active
27
$219,000$63,488 equity gap
Rate
4.98%
7.32%today
Payment
$894/mo
$1,147today
  • 3beds
  • 2baths
  • 1,470sqft

31861 County Road 8, Florence

244 Old Jackson Hwy, Loretto, TN, 38469 — assumable FHA mortgage at 7.22%
FHA
Active
20
$309,000$27,188 equity gap
Rate
7.22%
7.32%today
Payment
$1,960/mo
$1,979today
  • 4beds
  • 3baths
  • 2,577sqft

244 Old Jackson Hwy, Loretto

109 W 1st St, Iron City, TN, 38463 — assumable FHA mortgage at 6.21%
FHA
Active
48
$185,000$26,087 equity gap
Rate
6.21%
7.32%today
Payment
$981/mo
$1,099today
  • 3beds
  • 2baths
  • 1,344sqft

109 W 1st St, Iron City

400 Carrie Ln, Loretto, TN, 38469 — assumable FHA mortgage at 7.49%
FHA
Active
33
$299,900$32,534 equity gap
Rate
7.49%
7.32%today
Payment
$1,920/mo
$1,888today
  • 3beds
  • 2baths
  • 1,373sqft

400 Carrie Ln, Loretto

404 McMurtrey St, Saint Joseph, TN, 38481 — assumable VA mortgage at 6.50%
VA
Active
23
$99,000Potential short sale
Rate
6.50%
7.32%today
Payment
$733/mo
$797today
  • 3beds
  • 1baths
  • 1,206sqft

404 McMurtrey St, Saint Joseph

Assuming a mortgage in St. Joseph

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
4.98%
Lowest existing payment
$733 /mo
Median cash to assume
$29,861
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Beaston Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.