FHA
Active
22$875,000$206,792 equity gap
- Rate
- 2.80%
7.32%today- Payment
- $3,085/mo
$5,158today
- 2beds
- 2baths
- 1,144sqft
Assumable homes for sale in Royal Oaks, CA
7 homesFHA & VA loansrates from 2.72% vs 7.32% today
Royal Oaks assumption guide
FHA
Active
32$575,000$118,577 equity gap
- Rate
- 3.40%
7.32%today- Payment
- $2,347/mo
$3,635today
- 2beds
- 2baths
- 1,020sqft
7555 Sunset Way #6, Aptos
VA
Active
55$1,749,999$645,264 equity gap
- Rate
- 2.83%
7.32%today- Payment
- $5,239/mo
$8,724today
- 4beds
- 4baths
- 5,118sqft
215 Chateau Drive, Aromas
VA
Active
14$925,000$340,546 equity gap
- Rate
- 3.09%
7.32%today- Payment
- $2,781/mo
$4,479today
- 3beds
- 2baths
- 1,551sqft
7635 Fallen Leaf Lane, Salinas
VA
Active
63$1,850,000$1,488,980 equity gap
- Rate
- 2.72%
7.32%today- Payment
- $1,688/mo
$2,851today
- 4beds
- 3baths
- 2,937sqft
442 Vista Del Mar Drive, Aptos
FHA
Active
40$960,000$765,560 equity gap
- Rate
- 3.98%
7.32%today- Payment
- $1,381/mo
$1,992today
- 4beds
- 3baths
- 1,809sqft
12 Eastern Drive, Watsonville
FHA
Active
35$799,000$51,892 equity gap
- Rate
- 6.69%
7.32%today- Payment
- $4,989/mo
$5,316today
- 3beds
- 3baths
- 1,818sqft
6389 Tawhana Lane, Gilroy
Assuming a mortgage in Royal Oaks
An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.
- Lowest existing rate
- 2.72%
- Lowest existing payment
- $1,381 /mo
- Median cash to assume
- $340,546