Assumable homes for sale in Rochester, MN

4 homesFHA & VA loansrates from 2.67% vs 7.40% today

Rochester assumption guide
905 9th Avenue, Rochester, MN, 55901 — assumable FHA mortgage at 2.73%
FHA
Active
17
$240,000$68,311 equity gap
Rate
2.73%
7.40%today
Payment
$800/mo
$1,360today
  • 2beds
  • 1baths
  • 1,006sqft

905 9th Avenue, Rochester

2042 Baihly Estates Lane, Rochester, MN, 55902 — assumable VA mortgage at 2.67%
VA
Active
67
$538,900$193,993 equity gap
Rate
2.67%
7.40%today
Payment
$1,584/mo
$2,715today
  • 4beds
  • 3baths
  • 2,718sqft

2042 Baihly Estates Lane, Rochester

915 11 1/2 Street, Rochester, MN, 55902 — assumable FHA mortgage at 2.90%
FHA
Active
31
$369,000$165,820 equity gap
Rate
2.90%
7.40%today
Payment
$949/mo
$1,578today
  • 3beds
  • 2baths
  • 1,527sqft

915 11 1/2 Street, Rochester

103 13th Street, Rochester, MN, 55901 — assumable FHA mortgage at 4.12%
FHA
Active
24
$229,900$159,356 equity gap
Rate
4.12%
7.40%today
Payment
$475/mo
$679today
  • 3beds
  • 2baths
  • 1,810sqft

103 13th Street, Rochester

Assuming a mortgage in Rochester

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.67%
Lowest existing payment
$475 /mo
Median cash to assume
$162,588
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.