Assumable homes for sale in Rochester, MN

5 homesFHA & VA loansrates from 2.65% vs 7.40% today

Rochester assumption guide
905 9th Avenue, Rochester, MN, 55901 — assumable FHA mortgage at 2.73%
FHA
Active
17
$240,000$68,311 equity gap
Rate
2.73%
7.40%today
Payment
$800/mo
$1,360today
  • 2beds
  • 1baths
  • 1,006sqft

905 9th Avenue, Rochester

1017 19th Street, Rochester, MN, 55906 — assumable VA mortgage at 3.18%
VA
Active
36
$349,900$103,263 equity gap
Rate
3.18%
7.40%today
Payment
$1,201/mo
$1,927today
  • 5beds
  • 3baths
  • 3,188sqft

1017 19th Street, Rochester

1932 Village Drive, Rochester, MN, 55904 — assumable FHA mortgage at 2.65%
FHA
Active
25
$300,900$197,202 equity gap
Rate
2.65%
7.40%today
Payment
$480/mo
$825today
  • 4beds
  • 2baths
  • 1,836sqft

1932 Village Drive, Rochester

645 23rd Street, Rochester, MN, 55906 — assumable FHA mortgage at 5.09%
FHA
Active
21
$285,000$55,290 equity gap
Rate
5.09%
7.40%today
Payment
$1,331/mo
$1,700today
  • 3beds
  • 2baths
  • 2,094sqft

645 23rd Street, Rochester

103 13th Street, Rochester, MN, 55901 — assumable FHA mortgage at 4.12%
FHA
Active
24
$229,900$159,356 equity gap
Rate
4.12%
7.40%today
Payment
$475/mo
$679today
  • 3beds
  • 2baths
  • 1,810sqft

103 13th Street, Rochester

Assuming a mortgage in Rochester

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.65%
Lowest existing payment
$475 /mo
Median cash to assume
$103,263
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.