Assumable homes for sale in Rochester, MN

6 homesFHA & VA loansrates from 2.65% vs 7.40% today

Rochester assumption guide
1932 Village Drive, Rochester, MN, 55904 — assumable FHA mortgage at 2.65%
FHA
Active
25
$300,900$197,202 equity gap
Rate
2.65%
7.40%today
Payment
$480/mo
$825today
  • 4beds
  • 2baths
  • 1,836sqft

1932 Village Drive, Rochester

2102 Mcquillan Court, Rochester, MN, 55904 — assumable VA mortgage at 2.77%
VA
Active
36
$259,900$159,469 equity gap
Rate
2.77%
7.40%today
Payment
$473/mo
$800today
  • 2beds
  • 1baths
  • 1,180sqft

2102 Mcquillan Court, Rochester

1720 24th Avenue, Rochester, MN, 55904 — assumable FHA mortgage at 2.93%
FHA
Active
24
$273,000$260,995 equity gap
Rate
2.93%
7.40%today
Payment
$69/mo
$106today
  • 3beds
  • 2baths
  • 1,344sqft

1720 24th Avenue, Rochester

1464 6th Avenue, Rochester, MN, 55904 — assumable FHA mortgage at 3.61%
FHA
Active
41
$315,000$213,313 equity gap
Rate
3.61%
7.40%today
Payment
$599/mo
$911today
  • 4beds
  • 2baths
  • 1,824sqft

1464 6th Avenue, Rochester

2000 23 1/2 Street, Rochester, MN, 55904 — assumable FHA mortgage at 5.00%
FHA
Active
42
$319,900$228,930 equity gap
Rate
5.00%
7.40%today
Payment
$825/mo
$1,064today
  • 4beds
  • 2baths
  • 1,840sqft

2000 23 1/2 Street, Rochester

2610 22nd Avenue, Rochester, MN, 55904 — assumable FHA mortgage at 5.50%
FHA
Active
24
$289,900$215,598 equity gap
Rate
5.50%
7.40%today
Payment
$689/mo
$841today
  • 4beds
  • 3baths
  • 2,568sqft

2610 22nd Avenue, Rochester

Assuming a mortgage in Rochester

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.65%
Lowest existing payment
$473 /mo
Median cash to assume
$214,455
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.