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Assumable homes for sale in Rochester, MN

20 homesFHA & VA loansrates from 2.65% vs 7.40% today

Rochester assumption guide
905 9th Avenue, Rochester, MN, 55901 — assumable FHA mortgage at 2.73%
FHA
Active
17
$240,000$68,311 equity gap
Rate
2.73%
7.40%today
Payment
$800/mo
$1,360today
  • 2beds
  • 1baths
  • 1,006sqft

905 9th Avenue, Rochester

1017 19th Street, Rochester, MN, 55906 — assumable VA mortgage at 3.18%
VA
Active
36
$349,900$103,263 equity gap
Rate
3.18%
7.40%today
Payment
$1,201/mo
$1,927today
  • 5beds
  • 3baths
  • 3,188sqft

1017 19th Street, Rochester

2042 Baihly Estates Lane, Rochester, MN, 55902 — assumable VA mortgage at 2.67%
VA
Active
67
$538,900$193,993 equity gap
Rate
2.67%
7.40%today
Payment
$1,584/mo
$2,715today
  • 4beds
  • 3baths
  • 2,718sqft

2042 Baihly Estates Lane, Rochester

5512 44th Avenue, Rochester, MN, 55901 — assumable FHA mortgage at 3.02%
FHA
Active
46
$379,900$132,790 equity gap
Rate
3.02%
7.40%today
Payment
$1,177/mo
$1,928today
  • 5beds
  • 4baths
  • 3,064sqft

5512 44th Avenue, Rochester

2360 15th Avenue, Rochester, MN, 55901 — assumable VA mortgage at 3.02%
VA
Active
36
$269,000$93,404 equity gap
Rate
3.02%
7.40%today
Payment
$856/mo
$1,402today
  • 3beds
  • 2baths
  • 1,581sqft

2360 15th Avenue, Rochester

1932 Village Drive, Rochester, MN, 55904 — assumable FHA mortgage at 2.65%
FHA
Active
25
$300,900$197,202 equity gap
Rate
2.65%
7.40%today
Payment
$480/mo
$825today
  • 4beds
  • 2baths
  • 1,836sqft

1932 Village Drive, Rochester

1424 Windsor Chase Drive, Rochester, MN, 55902 — assumable VA mortgage at 2.71%
VA
Active
50
$625,000$330,156 equity gap
Rate
2.71%
7.40%today
Payment
$1,377/mo
$2,347today
  • 4beds
  • 4baths
  • 2,878sqft

1424 Windsor Chase Drive, Rochester

2102 Mcquillan Court, Rochester, MN, 55904 — assumable VA mortgage at 2.77%
VA
Active
36
$259,900$159,469 equity gap
Rate
2.77%
7.40%today
Payment
$473/mo
$800today
  • 2beds
  • 1baths
  • 1,180sqft

2102 Mcquillan Court, Rochester

915 11 1/2 Street, Rochester, MN, 55902 — assumable FHA mortgage at 2.90%
FHA
Active
31
$369,000$165,820 equity gap
Rate
2.90%
7.40%today
Payment
$949/mo
$1,578today
  • 3beds
  • 2baths
  • 1,527sqft

915 11 1/2 Street, Rochester

1720 24th Avenue, Rochester, MN, 55904 — assumable FHA mortgage at 2.93%
FHA
Active
24
$273,000$260,995 equity gap
Rate
2.93%
7.40%today
Payment
$69/mo
$106today
  • 3beds
  • 2baths
  • 1,344sqft

1720 24th Avenue, Rochester

5261 51st Street, Rochester, MN, 55901 — assumable VA mortgage at 2.96%
VA
Active
41
$369,000$178,146 equity gap
Rate
2.96%
7.40%today
Payment
$905/mo
$1,494today
  • 4beds
  • 3baths
  • 2,512sqft

5261 51st Street, Rochester

4422 Surrey Lane, Rochester, MN, 55901 — assumable FHA mortgage at 3.16%
FHA
Active
51
$495,000$313,207 equity gap
Rate
3.16%
7.40%today
Payment
$916/mo
$1,475today
  • 4beds
  • 4baths
  • 3,178sqft

4422 Surrey Lane, Rochester

3816 18th Avenue, Rochester, MN, 55901 — assumable FHA mortgage at 3.68%
FHA
Active
32
$275,000$92,621 equity gap
Rate
3.68%
7.40%today
Payment
$969/mo
$1,462today
  • 4beds
  • 2baths
  • 2,151sqft

3816 18th Avenue, Rochester

1464 6th Avenue, Rochester, MN, 55904 — assumable FHA mortgage at 3.61%
FHA
Active
41
$315,000$213,313 equity gap
Rate
3.61%
7.40%today
Payment
$599/mo
$911today
  • 4beds
  • 2baths
  • 1,824sqft

1464 6th Avenue, Rochester

2514 23rd Avenue, Rochester, MN, 55901 — assumable FHA mortgage at 4.45%
FHA
Active
19
$205,000$58,770 equity gap
Rate
4.45%
7.40%today
Payment
$875/mo
$1,203today
  • 3beds
  • 2baths
  • 1,520sqft

2514 23rd Avenue, Rochester

645 23rd Street, Rochester, MN, 55906 — assumable FHA mortgage at 5.09%
FHA
Active
21
$285,000$55,290 equity gap
Rate
5.09%
7.40%today
Payment
$1,331/mo
$1,700today
  • 3beds
  • 2baths
  • 2,094sqft

645 23rd Street, Rochester

103 13th Street, Rochester, MN, 55901 — assumable FHA mortgage at 4.12%
FHA
Active
24
$229,900$159,356 equity gap
Rate
4.12%
7.40%today
Payment
$475/mo
$679today
  • 3beds
  • 2baths
  • 1,810sqft

103 13th Street, Rochester

2000 23 1/2 Street, Rochester, MN, 55904 — assumable FHA mortgage at 5.00%
FHA
Active
42
$319,900$228,930 equity gap
Rate
5.00%
7.40%today
Payment
$825/mo
$1,064today
  • 4beds
  • 2baths
  • 1,840sqft

2000 23 1/2 Street, Rochester

2610 22nd Avenue, Rochester, MN, 55904 — assumable FHA mortgage at 5.50%
FHA
Active
24
$289,900$215,598 equity gap
Rate
5.50%
7.40%today
Payment
$689/mo
$841today
  • 4beds
  • 3baths
  • 2,568sqft

2610 22nd Avenue, Rochester

5520 23rd Avenue, Rochester, MN, 55901 — assumable VA mortgage at 6.28%
VA
Active
57
$350,000$112,571 equity gap
Rate
6.28%
7.40%today
Payment
$1,912/mo
$2,087today
  • 4beds
  • 2baths
  • 2,000sqft

5520 23rd Avenue, Rochester

Assuming a mortgage in Rochester

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.65%
Lowest existing payment
$473 /mo
Median cash to assume
$162,645
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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