Assumable homes for sale in Riverside, CA

7 homesFHA loansrates from 3.59% vs 7.32% today

Riverside assumption guide
621 Prospect, Riverside, CA, 92507 — assumable FHA mortgage at 3.59%
FHA
Active
35
$643,000$531,209 equity gap
Rate
3.59%
7.32%today
Payment
$758/mo
$1,146today
  • 4beds
  • 2baths
  • 1,413sqft

621 Prospect, Riverside

20237 Breeze Blooms Drive, Riverside, CA, 92507 — assumable FHA mortgage at 6.64%
FHA
Active
28
$629,000$46,015 equity gap
Rate
6.64%
7.32%today
Payment
$3,833/mo
$4,105today
  • 3beds
  • 3baths
  • 1,566sqft

20237 Breeze Blooms Drive, Riverside

1185 La Subida Court, Riverside, CA, 92507 — assumable FHA mortgage at 7.62%
FHA
Active
37
$700,000$71,998 equity gap
Rate
7.62%
7.32%today
Payment
$4,564/mo
$4,431today
  • 3beds
  • 2baths
  • 1,786sqft

1185 La Subida Court, Riverside

414 Iowa, Riverside, CA, 92507 — assumable FHA mortgage at 6.71%
FHA
Active
14
$535,000$56,253 equity gap
Rate
6.71%
7.32%today
Payment
$3,203/mo
$3,406today
  • 4beds
  • 1baths
  • 1,048sqft

414 Iowa, Riverside

706 Kemp, Riverside, CA, 92501 — assumable FHA mortgage at 7.17%
FHA
Active
27
$589,000$65,764 equity gap
Rate
7.17%
7.32%today
Payment
$3,622/mo
$3,676today
  • 3beds
  • 2baths
  • 1,076sqft

706 Kemp, Riverside

22760 Main Street, Grand Terrace, CA, 92313 — assumable FHA mortgage at 6.79%
FHA
Active
44
$669,000$642,373 equity gap
Rate
6.79%
7.32%today
Payment
$968/mo
$1,021today
  • 4beds
  • 3baths
  • 1,899sqft

22760 Main Street, Grand Terrace

891 Huston, Riverside, CA, 92507 — assumable FHA mortgage at 8.16%
FHA
Active
35
$730,000$727,158 equity gap
Rate
8.16%
7.32%today
Payment
$960/mo
$885today
  • 6beds
  • 3baths
  • 2,465sqft

891 Huston, Riverside

Assuming a mortgage in Riverside

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
3.59%
Lowest existing payment
$758 /mo
Median cash to assume
$71,998
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.