Assumable homes for sale in Riverside, CA

7 homesFHA & VA loansrates from 2.90% vs 7.32% today

Riverside assumption guide
3568 VERDE Street, Riverside, CA, 92504 — assumable FHA mortgage at 3.45%
FHA
Active
27
$635,000$171,603 equity gap
Rate
3.45%
7.32%today
Payment
$2,270/mo
$3,494today
  • 4beds
  • 2baths
  • 1,204sqft

3568 VERDE Street, Riverside

540 Mountain House, Riverside, CA, 92506 — assumable VA mortgage at 2.90%
VA
Active
73
$1,799,900$887,184 equity gap
Rate
2.90%
7.32%today
Payment
$4,382/mo
$7,231today
  • 5beds
  • 4baths
  • 4,113sqft

540 Mountain House, Riverside

7563 Lincoln, Riverside, CA, 92504 — assumable FHA mortgage at 6.09%
FHA
Active
18
$764,900$61,435 equity gap
Rate
6.09%
7.32%today
Payment
$4,280/mo
$4,856today
  • —beds
  • —baths
  • 1,681sqft

7563 Lincoln, Riverside

14336 Judy Ann Drive, Riverside, CA, 92503 — assumable FHA mortgage at 6.32%
FHA
Active
64
$719,000$102,796 equity gap
Rate
6.32%
7.32%today
Payment
$3,983/mo
$4,411today
  • 4beds
  • 2baths
  • 1,991sqft

14336 Judy Ann Drive, Riverside

7235 Fiesta Avenue, Riverside, CA, 92504 — assumable FHA mortgage at 6.92%
FHA
Active
13
$620,000$92,463 equity gap
Rate
6.92%
7.32%today
Payment
$3,557/mo
$3,703today
  • 4beds
  • 2baths
  • 1,215sqft

7235 Fiesta Avenue, Riverside

7631 Capstone Court, Riverside, CA, 92506 — assumable VA mortgage at 6.62%
VA
Active
39
$1,250,000$266,069 equity gap
Rate
6.62%
7.32%today
Payment
$6,476/mo
$6,951today
  • 5beds
  • 3baths
  • 2,848sqft

7631 Capstone Court, Riverside

15621 Saddleback Road, Riverside, CA, 92506 — assumable FHA mortgage at 6.81%
FHA
Active
48
$849,000$197,686 equity gap
Rate
6.81%
7.32%today
Payment
$4,308/mo
$4,534today
  • 3beds
  • 2baths
  • 2,018sqft

15621 Saddleback Road, Riverside

Assuming a mortgage in Riverside

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.90%
Lowest existing payment
$2,270 /mo
Median cash to assume
$171,603
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.