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Assumable homes for sale in Riverside, CA

13 homesFHA & VA loansrates from 2.87% vs 7.40% today

Riverside assumption guide
3568 VERDE Street, Riverside, CA, 92504 — assumable FHA mortgage at 3.45%
FHA
Active
27
$635,000$171,603 equity gap
Rate
3.45%
7.40%today
Payment
$2,270/mo
$3,522today
  • 4beds
  • 2baths
  • 1,204sqft

3568 VERDE Street, Riverside

3620 Nelson, Riverside, CA, 92506 — assumable FHA mortgage at 2.87%
FHA
Active
44
$549,000$199,064 equity gap
Rate
2.87%
7.40%today
Payment
$1,628/mo
$2,719today
  • 2beds
  • 1baths
  • 824sqft

3620 Nelson, Riverside

540 Mountain House, Riverside, CA, 92506 — assumable VA mortgage at 2.90%
VA
Active
73
$1,799,900$887,184 equity gap
Rate
2.90%
7.40%today
Payment
$4,382/mo
$7,289today
  • 5beds
  • 4baths
  • 4,113sqft

540 Mountain House, Riverside

2130 Archdale, Riverside, CA, 92506 — assumable FHA mortgage at 3.53%
FHA
Active
44
$875,000$604,308 equity gap
Rate
3.53%
7.40%today
Payment
$1,792/mo
$2,753today
  • 4beds
  • 3baths
  • 2,554sqft

2130 Archdale, Riverside

7563 Lincoln, Riverside, CA, 92504 — assumable FHA mortgage at 6.09%
FHA
Active
18
$764,900$61,435 equity gap
Rate
6.09%
7.40%today
Payment
$4,280/mo
$4,895today
  • —beds
  • —baths
  • 1,681sqft

7563 Lincoln, Riverside

6795 De Anza, Riverside, CA, 92506 — assumable VA mortgage at 6.15%
VA
Active
37
$595,000$43,252 equity gap
Rate
6.15%
7.40%today
Payment
$3,516/mo
$3,996today
  • 3beds
  • 2baths
  • 1,186sqft

6795 De Anza, Riverside

2111 Whitestone Drive, Riverside, CA, 92506 — assumable FHA mortgage at 6.92%
FHA
Active
48
$649,900$24,496 equity gap
Rate
6.92%
7.40%today
Payment
$4,217/mo
$4,425today
  • 3beds
  • 2baths
  • 1,340sqft

2111 Whitestone Drive, Riverside

3469 Tipperary, Riverside, CA, 92506 — assumable FHA mortgage at 4.52%
FHA
Active
28
$574,990$269,522 equity gap
Rate
4.52%
7.40%today
Payment
$1,820/mo
$2,481today
  • 3beds
  • 2baths
  • 1,243sqft

3469 Tipperary, Riverside

6754 Palm Avenue, Riverside, CA, 92506 — assumable VA mortgage at 6.46%
VA
Active
6
$649,500$112,538 equity gap
Rate
6.46%
7.40%today
Payment
$3,460/mo
$3,799today
  • 4beds
  • 2baths
  • 1,450sqft

6754 Palm Avenue, Riverside

4570 Jurupa, Riverside, CA, 92506 — assumable FHA mortgage at 6.48%
FHA
Active
38
$500,000$87,339 equity gap
Rate
6.48%
7.40%today
Payment
$2,719/mo
$2,984today
  • 2beds
  • 1baths
  • 871sqft

4570 Jurupa, Riverside

5766 Grand Avenue, Riverside, CA, 92504 — assumable FHA mortgage at 6.60%
FHA
Active
27
$599,000$112,324 equity gap
Rate
6.60%
7.40%today
Payment
$3,236/mo
$3,508today
  • 2beds
  • 1baths
  • 900sqft

5766 Grand Avenue, Riverside

7235 Fiesta Avenue, Riverside, CA, 92504 — assumable FHA mortgage at 6.92%
FHA
Active
13
$620,000$92,463 equity gap
Rate
6.92%
7.40%today
Payment
$3,557/mo
$3,732today
  • 4beds
  • 2baths
  • 1,215sqft

7235 Fiesta Avenue, Riverside

7631 Capstone Court, Riverside, CA, 92506 — assumable VA mortgage at 6.62%
VA
Active
39
$1,250,000$266,069 equity gap
Rate
6.62%
7.40%today
Payment
$6,476/mo
$7,007today
  • 5beds
  • 3baths
  • 2,848sqft

7631 Capstone Court, Riverside

Assuming a mortgage in Riverside

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.87%
Lowest existing payment
$1,628 /mo
Median cash to assume
$112,538
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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