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Assumable homes for sale in Riverside, CA

142 homesFHA & VA loansrates from 2.70% vs 7.40% today

Riverside assumption guide
23034 Mansfield, Moreno Valley, CA, 92557 — assumable FHA mortgage at 2.86%
FHA
Active
40
$499,000$92,273 equity gap
Rate
2.86%
7.40%today
Payment
$1,891/mo
$3,161today
  • 3beds
  • 3baths
  • 1,420sqft

23034 Mansfield, Moreno Valley

14583 Gulfstream, Moreno Valley, CA, 92553 — assumable FHA mortgage at 2.88%
FHA
Active
48
$514,900$79,245 equity gap
Rate
2.88%
7.40%today
Payment
$2,016/mo
$3,362today
  • 3beds
  • 2baths
  • 1,511sqft

14583 Gulfstream, Moreno Valley

909 Vine Avenue, Bloomington, CA, 92316 — assumable FHA mortgage at 3.01%
FHA
Active
43
$580,000$145,305 equity gap
Rate
3.01%
7.40%today
Payment
$2,050/mo
$3,362today
  • 3beds
  • 2baths
  • 1,215sqft

909 Vine Avenue, Bloomington

9045 Bellegrave, Jurupa Valley, CA, 92509 — assumable VA mortgage at 3.10%
VA
Active
6
$614,999$126,785 equity gap
Rate
3.10%
7.40%today
Payment
$2,315/mo
$3,754today
  • 3beds
  • 2baths
  • 1,300sqft

9045 Bellegrave, Jurupa Valley

10063 Glenbrook, Riverside, CA, 92503 — assumable VA mortgage at 3.14%
VA
Active
43
$639,999$155,529 equity gap
Rate
3.14%
7.40%today
Payment
$2,318/mo
$3,739today
  • 3beds
  • 2baths
  • 1,833sqft

10063 Glenbrook, Riverside

3568 VERDE Street, Riverside, CA, 92504 — assumable FHA mortgage at 3.45%
FHA
Active
27
$635,000$171,603 equity gap
Rate
3.45%
7.40%today
Payment
$2,270/mo
$3,522today
  • 4beds
  • 2baths
  • 1,204sqft

3568 VERDE Street, Riverside

24655 Eucalyptus, Moreno Valley, CA, 92553 — assumable FHA mortgage at 2.70%
FHA
Active
20
$475,000$184,862 equity gap
Rate
2.70%
7.40%today
Payment
$1,350/mo
$2,305today
  • 3beds
  • 2baths
  • 1,236sqft

24655 Eucalyptus, Moreno Valley

12729 Argo, Moreno Valley, CA, 92553 — assumable FHA mortgage at 2.86%
FHA
Active
8
$499,999$189,254 equity gap
Rate
2.86%
7.40%today
Payment
$1,482/mo
$2,478today
  • 3beds
  • 2baths
  • 1,498sqft

12729 Argo, Moreno Valley

6091 Bonhill, Riverside, CA, 92509 — assumable VA mortgage at 2.87%
VA
Active
20
$574,900$221,271 equity gap
Rate
2.87%
7.40%today
Payment
$1,646/mo
$2,748today
  • 3beds
  • 2baths
  • 1,118sqft

6091 Bonhill, Riverside

3620 Nelson, Riverside, CA, 92506 — assumable FHA mortgage at 2.87%
FHA
Active
44
$549,000$199,064 equity gap
Rate
2.87%
7.40%today
Payment
$1,628/mo
$2,719today
  • 2beds
  • 1baths
  • 824sqft

3620 Nelson, Riverside

11208 Nevada Street, Redlands, CA, 92373 — assumable FHA mortgage at 2.94%
FHA
Active
$529,000$201,634 equity gap
Rate
2.94%
7.40%today
Payment
$1,582/mo
$2,618today
  • 3beds
  • 2baths
  • 805sqft

11208 Nevada Street, Redlands

10238 56th, Jurupa Valley, CA, 91752 — assumable FHA mortgage at 2.96%
FHA
Active
27
$625,998$195,556 equity gap
Rate
2.96%
7.40%today
Payment
$2,037/mo
$3,362today
  • 2beds
  • 1baths
  • 1,523sqft

10238 56th, Jurupa Valley

10380 Prospector Lane, Moreno Valley, CA, 92557 — assumable FHA mortgage at 2.99%
FHA
Active
37
$649,000$255,378 equity gap
Rate
2.99%
7.40%today
Payment
$1,886/mo
$3,101today
  • 5beds
  • 3baths
  • 2,155sqft

10380 Prospector Lane, Moreno Valley

1675 Gilliam Court, Riverside, CA, 92501 — assumable FHA mortgage at 3.10%
FHA
Active
34
$621,000$192,762 equity gap
Rate
3.10%
7.40%today
Payment
$2,026/mo
$3,286today
  • 3beds
  • 3baths
  • 1,904sqft

1675 Gilliam Court, Riverside

10128 Camino De Rosa, Riverside, CA, 92503 — assumable VA mortgage at 3.16%
VA
Active
64
$539,999$185,706 equity gap
Rate
3.16%
7.40%today
Payment
$1,761/mo
$2,833today
  • 3beds
  • 3baths
  • 1,700sqft

10128 Camino De Rosa, Riverside

24931 Heil Drive, Moreno Valley, CA, 92553 — assumable VA mortgage at 4.17%
VA
Active
54
$585,000$78,730 equity gap
Rate
4.17%
7.40%today
Payment
$2,680/mo
$3,808today
  • 4beds
  • 2baths
  • 1,522sqft

24931 Heil Drive, Moreno Valley

7447 Penwood Rd, Jurupa Valley, CA, 92509 — assumable FHA mortgage at 3.24%
FHA
Active
38
$625,000$246,904 equity gap
Rate
3.24%
7.40%today
Payment
$1,899/mo
$3,025today
  • 5beds
  • 2baths
  • 1,678sqft

7447 Penwood Rd, Jurupa Valley

14686 Rio Bravo, Moreno Valley, CA, 92553 — assumable FHA mortgage at 2.71%
FHA
Active
39
$720,000$327,164 equity gap
Rate
2.71%
7.40%today
Payment
$1,834/mo
$3,127today
  • 5beds
  • 5baths
  • 3,687sqft

14686 Rio Bravo, Moreno Valley

13560 Casper Court, Moreno Valley, CA, 92553 — assumable VA mortgage at 2.73%
VA
Active
14
$539,900$268,308 equity gap
Rate
2.73%
7.40%today
Payment
$1,265/mo
$2,151today
  • 4beds
  • 2baths
  • 1,853sqft

13560 Casper Court, Moreno Valley

489 Branding Iron Way, Norco, CA, 92860 — assumable VA mortgage at 2.77%
VA
Active
30
$1,285,000$639,173 equity gap
Rate
2.77%
7.40%today
Payment
$2,965/mo
$5,016today
  • 4beds
  • 3baths
  • 2,789sqft

489 Branding Iron Way, Norco

11610 Cornell Avenue, Riverside, CA, 92507 — assumable VA mortgage at 2.78%
VA
Active
33
$729,000$419,683 equity gap
Rate
2.78%
7.40%today
Payment
$1,459/mo
$2,465today
  • 4beds
  • 4baths
  • 2,889sqft

11610 Cornell Avenue, Riverside

4027 Mennes Avenue, Jurupa Valley, CA, 92509 — assumable FHA mortgage at 2.79%
FHA
Active
30
$487,000$221,766 equity gap
Rate
2.79%
7.40%today
Payment
$1,246/mo
$2,103today
  • 2beds
  • 1baths
  • 730sqft

4027 Mennes Avenue, Jurupa Valley

4008 Twining Street, Riverside, CA, 92509 — assumable FHA mortgage at 2.83%
FHA
Active
38
$760,000$604,421 equity gap
Rate
2.83%
7.40%today
Payment
$736/mo
$1,235today
  • —beds
  • —baths
  • 2,130sqft

4008 Twining Street, Riverside

588 Hillsborough, Corona, CA, 92879 — assumable VA mortgage at 2.84%
VA
Active
52
$885,000$497,821 equity gap
Rate
2.84%
7.40%today
Payment
$1,838/mo
$3,081today
  • 4beds
  • 3baths
  • 2,511sqft

588 Hillsborough, Corona

9562 Sultana, Fontana, CA, 92335 — assumable FHA mortgage at 2.86%
FHA
Active
25
$539,888$437,417 equity gap
Rate
2.86%
7.40%today
Payment
$490/mo
$819today
  • 4beds
  • 2baths
  • 1,564sqft

9562 Sultana, Fontana

11574 Doverwood Drive, Riverside, CA, 92505 — assumable FHA mortgage at 2.88%
FHA
Active
39
$750,000$429,567 equity gap
Rate
2.88%
7.40%today
Payment
$1,500/mo
$2,501today
  • 5beds
  • 2baths
  • 2,373sqft

11574 Doverwood Drive, Riverside

540 Mountain House, Riverside, CA, 92506 — assumable VA mortgage at 2.90%
VA
Active
73
$1,799,900$887,184 equity gap
Rate
2.90%
7.40%today
Payment
$4,382/mo
$7,289today
  • 5beds
  • 4baths
  • 4,113sqft

540 Mountain House, Riverside

8221 Muir Lane, Riverside, CA, 92507 — assumable FHA mortgage at 2.96%
FHA
Active
29
$750,000$322,109 equity gap
Rate
2.96%
7.40%today
Payment
$2,029/mo
$3,350today
  • 4beds
  • 2baths
  • 2,316sqft

8221 Muir Lane, Riverside

23060 Sienna Ln, Moreno Valley, CA, 92557 — assumable FHA mortgage at 2.98%
FHA
Active
53
$574,000$343,750 equity gap
Rate
2.98%
7.40%today
Payment
$1,324/mo
$2,049today
  • 4beds
  • 3baths
  • 1,992sqft

23060 Sienna Ln, Moreno Valley

5349 Norwood, Riverside, CA, 92505 — assumable FHA mortgage at 2.99%
FHA
Active
20
$710,000$317,725 equity gap
Rate
2.99%
7.40%today
Payment
$1,897/mo
$3,119today
  • 4beds
  • 2baths
  • 1,921sqft

5349 Norwood, Riverside

1565 Coulston #37, San Bernardino, CA, 92408 — assumable VA mortgage at 3.00%
VA
Active
30
$399,000$399,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 3beds
  • 3baths
  • 1,264sqft

1565 Coulston #37, San Bernardino

1735 Washington Street #B-11, Colton, CA, 92324 — assumable VA mortgage at 3.00%
VA
Active
11
$168,000$168,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 1beds
  • 1baths
  • 680sqft

1735 Washington Street #B-11, Colton

1735 Washington Street #F-23, Colton, CA, 92324 — assumable VA mortgage at 3.00%
VA
Active
10
$168,000$168,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 1beds
  • 1baths
  • 680sqft

1735 Washington Street #F-23, Colton

26200 Redlands #148, Redlands, CA, 92373 — assumable VA mortgage at 3.00%
VA
Active
55
$315,000$315,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 994sqft

26200 Redlands #148, Redlands

1735 Washington Street #F-25, Colton, CA, 92324 — assumable VA mortgage at 3.00%
VA
Active
9
$168,000$168,000 equity gap
Rate
3.00%
7.40%today
Payment
$0/mo
  • 1beds
  • 1baths
  • 680sqft

1735 Washington Street #F-25, Colton

5623 Golden West Ave, Jurupa Valley, CA, 92509 — assumable FHA mortgage at 3.02%
FHA
Active
4
$220,000Potential short sale
Rate
3.02%
7.40%today
Payment
$1,408/mo
$2,306today
  • —beds
  • —baths
  • —sqft

5623 Golden West Ave, Jurupa Valley

Assuming a mortgage in Riverside

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.70%
Lowest existing payment
$449 /mo
Median cash to assume
$241,918
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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