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Assumable homes for sale in Ringgold, GA

25 homesFHA & VA loansrates from 2.20% vs 7.40% today

Ringgold assumption guide
1529 Springvale Road, Chattanooga, TN, 37412 — assumable FHA mortgage at 2.99%
FHA
Active
49
$199,900$73,659 equity gap
Rate
2.99%
7.40%today
Payment
$612/mo
$1,006today
  • 2beds
  • 2baths
  • 916sqft

1529 Springvale Road, Chattanooga

204 Carly Drive, Dalton, GA, 30721 — assumable FHA mortgage at 2.20%
FHA
Active
37
$365,000$308,172 equity gap
Rate
2.20%
7.40%today
Payment
$580/mo
$803today
  • 3beds
  • 3baths
  • 2,520sqft

204 Carly Drive, Dalton

5225 State Line Road, Chattanooga, TN, 37412 — assumable FHA mortgage at 2.98%
FHA
Active
30
$300,000$143,278 equity gap
Rate
2.98%
7.40%today
Payment
$743/mo
$1,224today
  • 3beds
  • 2baths
  • 1,776sqft

5225 State Line Road, Chattanooga

54 Carrigan Circle, Ringgold, GA, 30736 — assumable FHA mortgage at 3.35%
FHA
Active
56
$358,000Potential short sale
Rate
3.35%
7.40%today
Payment
$2,558/mo
$4,018today
  • 4beds
  • 3baths
  • 2,138sqft

54 Carrigan Circle, Ringgold

12 Talley Circle, Fort Oglethorpe, GA, 30742 — assumable FHA mortgage at 3.55%
FHA
Active
26
$269,000$173,601 equity gap
Rate
3.55%
7.40%today
Payment
$520/mo
$789today
  • 3beds
  • 1baths
  • 1,350sqft

12 Talley Circle, Fort Oglethorpe

39 Daybreak Drive, Rossville, GA, 30741 — assumable VA mortgage at 3.64%
VA
Active
42
$340,000$197,895 equity gap
Rate
3.64%
7.40%today
Payment
$779/mo
$1,170today
  • 2beds
  • 2baths
  • 1,600sqft

39 Daybreak Drive, Rossville

269 Sutton Drive, Ringgold, GA, 30736 — assumable FHA mortgage at 5.27%
FHA
Active
50
$312,500$19,704 equity gap
Rate
5.27%
7.40%today
Payment
$1,731/mo
$2,165today
  • 3beds
  • 2baths
  • 2,422sqft

269 Sutton Drive, Ringgold

1205 Poole Street, Rossville, GA, 30741 — assumable FHA mortgage at 5.13%
FHA
Active
32
$245,000$43,955 equity gap
Rate
5.13%
7.40%today
Payment
$1,189/mo
$1,503today
  • 3beds
  • 2baths
  • 1,336sqft

1205 Poole Street, Rossville

9676 Pecan Springs Circle, Chattanooga, TN, 37421 — assumable VA mortgage at 3.93%
VA
Active
61
$745,000$472,754 equity gap
Rate
3.93%
7.40%today
Payment
$2,469/mo
$3,278today
  • 5beds
  • 5baths
  • 4,071sqft

9676 Pecan Springs Circle, Chattanooga

9449 Lazy Circles Drive, Ooltewah, TN, 37363 — assumable VA mortgage at 6.58%
VA
Active
60
$649,000Potential short sale
Rate
6.58%
7.40%today
Payment
$4,324/mo
$4,697today
  • 4beds
  • 3baths
  • 3,804sqft

9449 Lazy Circles Drive, Ooltewah

767 Steele Road, Rossville, GA, 30741 — assumable FHA mortgage at 7.18%
FHA
Active
29
$250,000$2,943 equity gap
Rate
7.18%
7.40%today
Payment
$1,747/mo
$1,784today
  • 3beds
  • 2baths
  • 1,468sqft

767 Steele Road, Rossville

300 Haney Drive, Chattanooga, TN, 37411 — assumable FHA mortgage at 4.22%
FHA
Active
37
$295,000$180,536 equity gap
Rate
4.22%
7.40%today
Payment
$674/mo
$952today
  • 3beds
  • 3baths
  • 2,122sqft

300 Haney Drive, Chattanooga

8171 Pennant Place, Chattanooga, TN, 37421 — assumable VA mortgage at 6.06%
VA
Active
43
$459,000$31,671 equity gap
Rate
6.06%
7.40%today
Payment
$2,594/mo
$2,977today
  • 4beds
  • 3baths
  • 2,311sqft

8171 Pennant Place, Chattanooga

60 Walker Street, Ringgold, GA, 30736 — assumable FHA mortgage at 6.50%
FHA
Active
52
$264,900$18,291 equity gap
Rate
6.50%
7.40%today
Payment
$1,626/mo
$1,781today
  • 3beds
  • 3baths
  • 1,144sqft

60 Walker Street, Ringgold

52 Alder Circle, Rossville, GA, 30741 — assumable VA mortgage at 6.70%
VA
Active
28
$199,900$17,332 equity gap
Rate
6.70%
7.40%today
Payment
$1,252/mo
$1,342today
  • 4beds
  • 2baths
  • 1,459sqft

52 Alder Circle, Rossville

140 Rock Bridge Drive, Ringgold, GA, 30736 — assumable FHA mortgage at 6.96%
FHA
Active
20
$299,000$17,473 equity gap
Rate
6.96%
7.40%today
Payment
$1,952/mo
$2,038today
  • 3beds
  • 2baths
  • 1,322sqft

140 Rock Bridge Drive, Ringgold

582 Pinewood Circle, Fort Oglethorpe, GA, 30742 — assumable FHA mortgage at 7.50%
FHA
Active
25
$289,900$18,350 equity gap
Rate
7.50%
7.40%today
Payment
$1,950/mo
$1,931today
  • 3beds
  • 3baths
  • 1,456sqft

582 Pinewood Circle, Fort Oglethorpe

36 Crest Circle, Ringgold, GA, 30736 — assumable FHA mortgage at 4.55%
FHA
Active
27
$264,000$224,419 equity gap
Rate
4.55%
7.40%today
Payment
$303/mo
$411today
  • 3beds
  • 2baths
  • 1,350sqft

36 Crest Circle, Ringgold

36 Crest Circle, Ringgold, GA, 30736 — assumable FHA mortgage at 4.55%
FHA
Active
27
$250,000$210,419 equity gap
Rate
4.55%
7.40%today
Payment
$303/mo
$411today
  • 3beds
  • 2baths
  • 1,350sqft

36 Crest Circle, Ringgold

351 Broken Arrow Lane, Cleveland, TN, 37311 — assumable VA mortgage at 6.35%
VA
Active
75
$524,900$93,794 equity gap
Rate
6.35%
7.40%today
Payment
$2,708/mo
$3,014today
  • 3beds
  • 3baths
  • 2,345sqft

351 Broken Arrow Lane, Cleveland

119 Bales Avenue, Chattanooga, TN, 37412 — assumable FHA mortgage at 6.58%
FHA
Active
47
$265,000$40,460 equity gap
Rate
6.58%
7.40%today
Payment
$1,475/mo
$1,603today
  • 2beds
  • 1baths
  • 1,398sqft

119 Bales Avenue, Chattanooga

7636 Hurricane Loop, Chattanooga, TN, 37421 — assumable FHA mortgage at 7.09%
FHA
Active
49
$250,000$49,322 equity gap
Rate
7.09%
7.40%today
Payment
$1,391/mo
$1,434today
  • 3beds
  • 2baths
  • 1,302sqft

7636 Hurricane Loop, Chattanooga

99 Battlewood Drive, Fort Oglethorpe, GA, 30742 — assumable VA mortgage at 5.78%
VA
Active
33
$280,000$74,794 equity gap
Rate
5.78%
7.40%today
Payment
$1,297/mo
$1,528today
  • 3beds
  • 2baths
  • 1,683sqft

99 Battlewood Drive, Fort Oglethorpe

821 Belvoir Terrace, Chattanooga, TN, 37412 — assumable FHA mortgage at 5.05%
FHA
Active
37
$299,000$214,402 equity gap
Rate
5.05%
7.40%today
Payment
$684/mo
$877today
  • 3beds
  • 2baths
  • 1,718sqft

821 Belvoir Terrace, Chattanooga

8337 Glenshire Lane, Chattanooga, TN, 37421 — assumable FHA mortgage at 5.55%
FHA
Active
40
$469,000$435,605 equity gap
Rate
5.55%
7.40%today
Payment
$253/mo
$294today
  • 4beds
  • 3baths
  • 3,079sqft

8337 Glenshire Lane, Chattanooga

Assuming a mortgage in Ringgold

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.20%
Lowest existing payment
$303 /mo
Median cash to assume
$74,794
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Beaston Group

Equal Housing Opportunity

Beaston Group is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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