Assumable homes for sale in Richmond, CA

3 homesFHA loansrates from 3.20% vs 7.32% today

Richmond assumption guide
108 Arcangel Way, San Pablo, CA, 94806 — assumable FHA mortgage at 3.20%
FHA
Active
33
$555,000$134,373 equity gap
Rate
3.20%
7.32%today
Payment
$2,119/mo
$3,366today
  • 3beds
  • 3baths
  • 1,401sqft

108 Arcangel Way, San Pablo

40 Parkview Ter, San Pablo, CA, 94806 — assumable FHA mortgage at 3.73%
FHA
Active
33
$519,000$193,918 equity gap
Rate
3.73%
7.32%today
Payment
$1,736/mo
$2,582today
  • 3beds
  • 3baths
  • 1,680sqft

40 Parkview Ter, San Pablo

2444 Fitzpatrick St, San Pablo, CA, 94806 — assumable FHA mortgage at 3.97%
FHA
Active
45
$748,500$439,770 equity gap
Rate
3.97%
7.32%today
Payment
$1,903/mo
$2,748today
  • 4beds
  • 2baths
  • 1,331sqft

2444 Fitzpatrick St, San Pablo

Assuming a mortgage in Richmond

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
3.20%
Lowest existing payment
$1,736 /mo
Median cash to assume
$193,918
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.