Assumable homes for sale in Rancho Mirage, CA

4 homesVA & FHA loansrates from 2.88% vs 7.32% today

Rancho Mirage assumption guide
77 Colgate Drive, Rancho Mirage, CA, 92270 — assumable VA mortgage at 2.88%
VA
Active
58
$1,195,000$709,791 equity gap
Rate
2.88%
7.32%today
Payment
$2,319/mo
$3,837today
  • 3beds
  • 3baths
  • 2,940sqft

77 Colgate Drive, Rancho Mirage

25 Chardonnay, Rancho Mirage, CA, 92270 — assumable VA mortgage at 3.12%
VA
Active
75
$1,215,000$583,282 equity gap
Rate
3.12%
7.32%today
Payment
$2,996/mo
$4,807today
  • 2beds
  • 3baths
  • 2,504sqft

25 Chardonnay, Rancho Mirage

149 Yale, Rancho Mirage, CA, 92270 — assumable VA mortgage at 4.13%
VA
Active
38
$1,350,000$897,489 equity gap
Rate
4.13%
7.32%today
Payment
$2,737/mo
$3,877today
  • 3beds
  • 3baths
  • 2,784sqft

149 Yale, Rancho Mirage

69629 Antonia Way, Rancho Mirage, CA, 92270 — assumable FHA mortgage at 5.35%
FHA
Active
45
$349,000$256,219 equity gap
Rate
5.35%
7.32%today
Payment
$1,117/mo
$1,374today
  • 3beds
  • 2baths
  • 1,360sqft

69629 Antonia Way, Rancho Mirage

Assuming a mortgage in Rancho Mirage

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.88%
Lowest existing payment
$1,117 /mo
Median cash to assume
$646,537
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.