Assumable homes for sale in Rancho Cucamonga, CA

6 homesFHA & VA loansrates from 3.23% vs 7.32% today

Rancho Cucamonga assumption guide
13221 Harness, Rancho Cucamonga, CA, 91739 — assumable VA mortgage at 3.23%
VA
Active
41
$2,300,000$1,510,475 equity gap
Rate
3.23%
7.32%today
Payment
$3,962/mo
$6,269today
  • 5beds
  • 5baths
  • 5,140sqft

13221 Harness, Rancho Cucamonga

5091 Woodley Ridge, Rancho Cucamonga, CA, 91739 — assumable FHA mortgage at 3.39%
FHA
Active
55
$1,590,000$1,258,872 equity gap
Rate
3.39%
7.32%today
Payment
$2,202/mo
$3,416today
  • 4beds
  • 3baths
  • 3,225sqft

5091 Woodley Ridge, Rancho Cucamonga

12174 Canyon Meadows Drive, Rancho Cucamonga, CA, 91739 — assumable FHA mortgage at 4.42%
FHA
Active
49
$1,099,900$571,437 equity gap
Rate
4.42%
7.32%today
Payment
$2,872/mo
$3,931today
  • 4beds
  • 3baths
  • 2,348sqft

12174 Canyon Meadows Drive, Rancho Cucamonga

7181 Powell Place, Rancho Cucamonga, CA, 91739 — assumable FHA mortgage at 6.35%
FHA
Active
28
$650,000$79,127 equity gap
Rate
6.35%
7.32%today
Payment
$3,697/mo
$4,081today
  • 3beds
  • 2baths
  • 1,080sqft

7181 Powell Place, Rancho Cucamonga

12261 Cielo Drive, Rancho Cucamonga, CA, 91739 — assumable FHA mortgage at 6.78%
FHA
Active
48
$540,000$99,388 equity gap
Rate
6.78%
7.32%today
Payment
$2,946/mo
$3,110today
  • 3beds
  • 3baths
  • 1,562sqft

12261 Cielo Drive, Rancho Cucamonga

7482 Cambridge Court, Fontana, CA, 92336 — assumable FHA mortgage at 7.44%
FHA
Active
45
$807,444$169,535 equity gap
Rate
7.44%
7.32%today
Payment
$4,555/mo
$4,501today
  • 4beds
  • 3baths
  • 2,425sqft

7482 Cambridge Court, Fontana

Assuming a mortgage in Rancho Cucamonga

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
3.23%
Lowest existing payment
$2,202 /mo
Median cash to assume
$370,486
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.