Assumable homes for sale in Rancho Cucamonga, CA

8 homesFHA & VA loansrates from 4.16% vs 7.32% today

Rancho Cucamonga assumption guide
7353 Ellena W #148, Rancho Cucamonga, CA, 91730 — assumable FHA mortgage at 4.16%
FHA
Active
50
$599,900$384,490 equity gap
Rate
4.16%
7.32%today
Payment
$1,410/mo
$1,990today
  • 3beds
  • 3baths
  • 1,696sqft

7353 Ellena W #148, Rancho Cucamonga

12174 Canyon Meadows Drive, Rancho Cucamonga, CA, 91739 — assumable FHA mortgage at 4.42%
FHA
Active
49
$1,099,900$571,437 equity gap
Rate
4.42%
7.32%today
Payment
$2,872/mo
$3,931today
  • 4beds
  • 3baths
  • 2,348sqft

12174 Canyon Meadows Drive, Rancho Cucamonga

9785 Estacia Court, Rancho Cucamonga, CA, 91730 — assumable VA mortgage at 7.03%
VA
Active
35
$748,000$42,056 equity gap
Rate
7.03%
7.32%today
Payment
$4,840/mo
$4,982today
  • 3beds
  • 2baths
  • 1,256sqft

9785 Estacia Court, Rancho Cucamonga

10529 Wilding, Rancho Cucamonga, CA, 91730 — assumable FHA mortgage at 6.46%
FHA
Active
39
$615,000$102,575 equity gap
Rate
6.46%
7.32%today
Payment
$3,234/mo
$3,530today
  • 3beds
  • 3baths
  • 1,533sqft

10529 Wilding, Rancho Cucamonga

11098 Piedmont, Rancho Cucamonga, CA, 91701 — assumable FHA mortgage at 6.63%
FHA
Active
63
$899,900$237,221 equity gap
Rate
6.63%
7.32%today
Payment
$4,309/mo
$4,620today
  • 4beds
  • 3baths
  • 2,055sqft

11098 Piedmont, Rancho Cucamonga

7043 Sterling Court, Rancho Cucamonga, CA, 91701 — assumable FHA mortgage at 6.66%
FHA
Active
24
$849,900$222,213 equity gap
Rate
6.66%
7.32%today
Payment
$4,152/mo
$4,438today
  • 4beds
  • 3baths
  • 1,771sqft

7043 Sterling Court, Rancho Cucamonga

12261 Cielo Drive, Rancho Cucamonga, CA, 91739 — assumable FHA mortgage at 6.78%
FHA
Active
48
$540,000$99,388 equity gap
Rate
6.78%
7.32%today
Payment
$2,946/mo
$3,110today
  • 3beds
  • 3baths
  • 1,562sqft

12261 Cielo Drive, Rancho Cucamonga

6132 Callaway, Rancho Cucamonga, CA, 91737 — assumable FHA mortgage at 7.10%
FHA
Active
45
$799,900$744,960 equity gap
Rate
7.10%
7.32%today
Payment
$1,122/mo
$1,147today
  • 4beds
  • 3baths
  • 1,832sqft

6132 Callaway, Rancho Cucamonga

Assuming a mortgage in Rancho Cucamonga

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
4.16%
Lowest existing payment
$1,122 /mo
Median cash to assume
$229,717
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.