Assumable homes for sale in Ranchita, CA

2 homesFHA & VA loansrates from 3.54% vs 7.32% today

Ranchita assumption guide
2527 Flying U Road, Borrego Springs, CA, 92004 — assumable FHA mortgage at 3.54%
FHA
Active
12
$350,000$266,848 equity gap
Rate
3.54%
7.32%today
Payment
$545/mo
$830today
  • 3beds
  • 2baths
  • 1,436sqft

2527 Flying U Road, Borrego Springs

3251 Frying Pan, Borrego Springs, CA, 92004 — assumable VA mortgage at 7.17%
VA
Active
11
$330,000Potential short sale
Rate
7.17%
7.32%today
Payment
$2,639/mo
$2,679today
  • 3beds
  • 2baths
  • 1,536sqft

3251 Frying Pan, Borrego Springs

Assuming a mortgage in Ranchita

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
3.54%
Lowest existing payment
$545 /mo
Median cash to assume
$266,848
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.