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Assumable homes for sale in Ramsey, MN

85 homesFHA & VA loansrates from 2.71% vs 7.32% today

Ramsey assumption guide
15459 Iodine Ridge, Ramsey, MN, 55303 — assumable FHA mortgage at 3.09%
FHA
Active
50
$270,000$50,000 equity gap
Rate
3.09%
7.32%today
Payment
$1,047/mo
$1,686today
  • 3beds
  • 3baths
  • 1,763sqft

15459 Iodine Ridge, Ramsey

11840 Vintage Street, Coon Rapids, MN, 55433 — assumable VA mortgage at 3.11%
VA
Active
41
$249,000$46,742 equity gap
Rate
3.11%
7.32%today
Payment
$958/mo
$1,539today
  • 3beds
  • 2baths
  • 1,641sqft

11840 Vintage Street, Coon Rapids

13413 Riverview Drive, Elk River, MN, 55330 — assumable FHA mortgage at 2.81%
FHA
Active
18
$374,900$104,687 equity gap
Rate
2.81%
7.32%today
Payment
$1,273/mo
$2,125today
  • 5beds
  • 2baths
  • 2,126sqft

13413 Riverview Drive, Elk River

11442 Osage Street, Coon Rapids, MN, 55433 — assumable FHA mortgage at 2.83%
FHA
Active
20
$260,000$72,095 equity gap
Rate
2.83%
7.32%today
Payment
$891/mo
$1,484today
  • 3beds
  • 2baths
  • 1,767sqft

11442 Osage Street, Coon Rapids

12789 Breckenridge Lane, Rogers, MN, 55374 — assumable VA mortgage at 2.88%
VA
Active
45
$469,000$117,726 equity gap
Rate
2.88%
7.32%today
Payment
$1,633/mo
$2,702today
  • 3beds
  • 3baths
  • 2,070sqft

12789 Breckenridge Lane, Rogers

6206 114th Place, Champlin, MN, 55316 — assumable FHA mortgage at 2.88%
FHA
Active
17
$365,000$88,502 equity gap
Rate
2.88%
7.32%today
Payment
$1,288/mo
$2,131today
  • 4beds
  • 2baths
  • 1,487sqft

6206 114th Place, Champlin

12420 Pineview Trail, Dayton, MN, 55327 — assumable VA mortgage at 2.96%
VA
Active
27
$350,000$74,053 equity gap
Rate
2.96%
7.32%today
Payment
$1,309/mo
$2,143today
  • 3beds
  • 2baths
  • 1,915sqft

12420 Pineview Trail, Dayton

10007 Hidden Oaks Lane, Champlin, MN, 55316 — assumable FHA mortgage at 3.17%
FHA
Active
59
$499,900$144,627 equity gap
Rate
3.17%
7.32%today
Payment
$1,732/mo
$2,761today
  • 4beds
  • 3baths
  • 2,534sqft

10007 Hidden Oaks Lane, Champlin

15513 Sodium Street, Ramsey, MN, 55303 — assumable FHA mortgage at 3.18%
FHA
Active
17
$219,900$61,705 equity gap
Rate
3.18%
7.32%today
Payment
$788/mo
$1,255today
  • 3beds
  • 3baths
  • 1,390sqft

15513 Sodium Street, Ramsey

11544 Elmwood Avenue, Champlin, MN, 55316 — assumable VA mortgage at 2.89%
VA
Active
15
$260,000$80,043 equity gap
Rate
2.89%
7.32%today
Payment
$861/mo
$1,423today
  • 2beds
  • 2baths
  • 1,328sqft

11544 Elmwood Avenue, Champlin

11209 Utah Avenue, Champlin, MN, 55316 — assumable FHA mortgage at 2.71%
FHA
Active
51
$419,900$219,829 equity gap
Rate
2.71%
7.32%today
Payment
$1,151/mo
$1,797today
  • 3beds
  • 2baths
  • 2,036sqft

11209 Utah Avenue, Champlin

1541 Franklin Lane, Anoka, MN, 55303 — assumable VA mortgage at 2.81%
VA
Active
27
$435,000$261,100 equity gap
Rate
2.81%
7.32%today
Payment
$823/mo
$1,374today
  • 4beds
  • 2baths
  • 1,785sqft

1541 Franklin Lane, Anoka

10512 Hidden Oaks Lane, Champlin, MN, 55369 — assumable FHA mortgage at 2.84%
FHA
Active
35
$575,000$236,866 equity gap
Rate
2.84%
7.32%today
Payment
$1,598/mo
$2,657today
  • 5beds
  • 4baths
  • 3,947sqft

10512 Hidden Oaks Lane, Champlin

11430 Jay Street, Coon Rapids, MN, 55433 — assumable FHA mortgage at 2.86%
FHA
Active
17
$244,900$230,850 equity gap
Rate
2.86%
7.32%today
Payment
$65/mo
$108today
  • 3beds
  • 2baths
  • 1,381sqft

11430 Jay Street, Coon Rapids

14025 Partridge Street, Andover, MN, 55304 — assumable FHA mortgage at 2.90%
FHA
Active
23
$350,000$342,698 equity gap
Rate
2.90%
7.32%today
Payment
$35/mo
$57today
  • 3beds
  • 2baths
  • 1,652sqft

14025 Partridge Street, Andover

18011 Johnson Street, Elk River, MN, 55330 — assumable FHA mortgage at 2.91%
FHA
Active
33
$345,000$163,082 equity gap
Rate
2.91%
7.32%today
Payment
$874/mo
$1,441today
  • 3beds
  • 2baths
  • 2,307sqft

18011 Johnson Street, Elk River

16544 62nd Street, Otsego, MN, 55374 — assumable VA mortgage at 2.99%
VA
Active
48
$749,000$298,590 equity gap
Rate
2.99%
7.32%today
Payment
$2,134/mo
$3,481today
  • 7beds
  • 5baths
  • 4,850sqft

16544 62nd Street, Otsego

13761 Dorothy Drive, Rogers, MN, 55374 — assumable FHA mortgage at 3.03%
FHA
Active
54
$384,900$159,694 equity gap
Rate
3.03%
7.32%today
Payment
$1,101/mo
$1,788today
  • 4beds
  • 3baths
  • 3,063sqft

13761 Dorothy Drive, Rogers

2553 11th Avenue, Anoka, MN, 55303 — assumable FHA mortgage at 3.10%
FHA
Active
30
$286,900$280,844 equity gap
Rate
3.10%
7.32%today
Payment
$31/mo
$49today
  • 3beds
  • 2baths
  • 1,819sqft

2553 11th Avenue, Anoka

14175 Barium Street, Ramsey, MN, 55303 — assumable FHA mortgage at 3.40%
FHA
Active
23
$339,900$111,265 equity gap
Rate
3.40%
7.32%today
Payment
$1,176/mo
$1,821today
  • 4beds
  • 2baths
  • 1,630sqft

14175 Barium Street, Ramsey

11040 Dahlia Street, Coon Rapids, MN, 55433 — assumable FHA mortgage at 3.32%
FHA
Active
38
$449,900$246,660 equity gap
Rate
3.32%
7.32%today
Payment
$1,067/mo
$1,669today
  • 4beds
  • 3baths
  • 2,852sqft

11040 Dahlia Street, Coon Rapids

18667 Zane Street, Elk River, MN, 55330 — assumable VA mortgage at 3.42%
VA
Active
44
$374,900$258,828 equity gap
Rate
3.42%
7.32%today
Payment
$757/mo
$1,169today
  • 3beds
  • 3baths
  • 2,328sqft

18667 Zane Street, Elk River

14729 Krypton Street, Ramsey, MN, 55303 — assumable FHA mortgage at 3.44%
FHA
Active
49
$515,000$270,918 equity gap
Rate
3.44%
7.32%today
Payment
$1,400/mo
$2,158today
  • 4beds
  • 3baths
  • 3,161sqft

14729 Krypton Street, Ramsey

11012 Xylon Lane, Champlin, MN, 55316 — assumable FHA mortgage at 3.45%
FHA
Active
33
$385,000$242,084 equity gap
Rate
3.45%
7.32%today
Payment
$934/mo
$1,437today
  • 4beds
  • 2baths
  • 1,927sqft

11012 Xylon Lane, Champlin

8098 Padgett Avenue, Otsego, MN, 55330 — assumable FHA mortgage at 5.27%
FHA
Active
47
$420,000$10,293 equity gap
Rate
5.27%
7.32%today
Payment
$2,418/mo
$3,001today
  • 4beds
  • 4baths
  • 2,775sqft

8098 Padgett Avenue, Otsego

1883 121st Lane #911, Coon Rapids, MN, 55448 — assumable FHA mortgage at 3.50%
FHA
Active
20
$204,995$204,995 equity gap
Rate
3.50%
7.32%today
Payment
$0/mo
  • 2beds
  • 2baths
  • 1,052sqft

1883 121st Lane #911, Coon Rapids

627 Grant Street, Anoka, MN, 55303 — assumable FHA mortgage at 3.50%
FHA
Active
26
$250,000$141,034 equity gap
Rate
3.50%
7.32%today
Payment
$661/mo
$1,011today
  • 2beds
  • 2baths
  • 1,604sqft

627 Grant Street, Anoka

13525 Oakwood Drive, Rogers, MN, 55374 — assumable FHA mortgage at 3.53%
FHA
Active
33
$459,000$298,590 equity gap
Rate
3.53%
7.32%today
Payment
$1,062/mo
$1,619today
  • 3beds
  • 3baths
  • 2,249sqft

13525 Oakwood Drive, Rogers

5262 Oxbow Court, Champlin, MN, 55316 — assumable FHA mortgage at 3.60%
FHA
Active
64
$615,000$438,126 equity gap
Rate
3.60%
7.32%today
Payment
$1,041/mo
$1,573today
  • 5beds
  • 4baths
  • 2,824sqft

5262 Oxbow Court, Champlin

17872 Tyler Street, Elk River, MN, 55330 — assumable FHA mortgage at 3.92%
FHA
Active
46
$399,000$157,730 equity gap
Rate
3.92%
7.32%today
Payment
$1,392/mo
$2,023today
  • 5beds
  • 4baths
  • 2,875sqft

17872 Tyler Street, Elk River

6650 153rd Lane, Ramsey, MN, 55303 — assumable FHA mortgage at 3.64%
FHA
Active
32
$399,000$221,193 equity gap
Rate
3.64%
7.32%today
Payment
$939/mo
$1,412today
  • 4beds
  • 3baths
  • 1,983sqft

6650 153rd Lane, Ramsey

12008 Maryland Court, Champlin, MN, 55316 — assumable FHA mortgage at 3.64%
FHA
Active
42
$399,900$226,693 equity gap
Rate
3.64%
7.32%today
Payment
$1,023/mo
$1,538today
  • 4beds
  • 2baths
  • 2,134sqft

12008 Maryland Court, Champlin

2029 103rd Avenue, Coon Rapids, MN, 55433 — assumable FHA mortgage at 3.72%
FHA
Active
21
$209,000$119,117 equity gap
Rate
3.72%
7.32%today
Payment
$539/mo
$803today
  • 2beds
  • 1baths
  • 1,200sqft

2029 103rd Avenue, Coon Rapids

10920 Xeon Street, Coon Rapids, MN, 55433 — assumable FHA mortgage at 3.73%
FHA
Active
26
$349,900$148,663 equity gap
Rate
3.73%
7.32%today
Payment
$1,080/mo
$1,605today
  • 2beds
  • 2baths
  • 1,645sqft

10920 Xeon Street, Coon Rapids

343 Sunrise Lane, Champlin, MN, 55316 — assumable VA mortgage at 5.23%
VA
Active
56
$398,500$32,685 equity gap
Rate
5.23%
7.32%today
Payment
$2,150/mo
$2,681today
  • 4beds
  • 2baths
  • 2,133sqft

343 Sunrise Lane, Champlin

6925 169th Lane, Ramsey, MN, 55303 — assumable FHA mortgage at 3.75%
FHA
Active
51
$544,900$332,980 equity gap
Rate
3.75%
7.32%today
Payment
$1,498/mo
$2,222today
  • 4beds
  • 3baths
  • 2,558sqft

6925 169th Lane, Ramsey

Assuming a mortgage in Ramsey

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.71%
Lowest existing payment
$488 /mo
Median cash to assume
$158,712
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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