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Assumable homes for sale in Port Richey, FL

45 homesFHA & VA loansrates from 2.78% vs 7.32% today

Port Richey assumption guide
11022 SALT TREE Drive, Port Richey, FL, 34668 — assumable FHA mortgage at 2.87%
FHA
Active
21
$295,000$45,672 equity gap
Rate
2.87%
7.32%today
Payment
$1,160/mo
$1,922today
  • 3beds
  • 2baths
  • 1,684sqft

11022 SALT TREE Drive, Port Richey

8040 SAYBROOK Drive, Port Richey, FL, 34668 — assumable FHA mortgage at 3.10%
FHA
Active
34
$278,900$49,909 equity gap
Rate
3.10%
7.32%today
Payment
$1,086/mo
$1,747today
  • 2beds
  • 2baths
  • 1,644sqft

8040 SAYBROOK Drive, Port Richey

10707 SALAMANCA Drive, Port Richey, FL, 34668 — assumable VA mortgage at 3.76%
VA
Active
19
$260,000$8,311 equity gap
Rate
3.76%
7.32%today
Payment
$1,275/mo
$1,889today
  • 2beds
  • 2baths
  • 1,274sqft

10707 SALAMANCA Drive, Port Richey

10951 PEPPERTREE LN, Port Richey, FL, 34668 — assumable FHA mortgage at 2.84%
FHA
Active
40
$319,000$74,177 equity gap
Rate
2.84%
7.32%today
Payment
$1,136/mo
$1,889today
  • 3beds
  • 2baths
  • 1,624sqft

10951 PEPPERTREE LN, Port Richey

9737 MOREHEAD Lane, Port Richey, FL, 34668 — assumable VA mortgage at 2.86%
VA
Active
20
$195,000$52,236 equity gap
Rate
2.86%
7.32%today
Payment
$662/mo
$1,098today
  • 2beds
  • 1baths
  • 840sqft

9737 MOREHEAD Lane, Port Richey

8345 FOX HOLLOW Drive, Port Richey, FL, 34668 — assumable VA mortgage at 2.86%
VA
Active
18
$319,000$105,190 equity gap
Rate
2.86%
7.32%today
Payment
$996/mo
$1,652today
  • 3beds
  • 2baths
  • 1,622sqft

8345 FOX HOLLOW Drive, Port Richey

7004 ROCKWOOD DR, Port Richey, FL, 34668 — assumable VA mortgage at 2.78%
VA
Active
42
$289,500$213,395 equity gap
Rate
2.78%
7.32%today
Payment
$359/mo
$602today
  • 3beds
  • 3baths
  • 1,419sqft

7004 ROCKWOOD DR, Port Richey

6835 MESA VERDE Street, Port Richey, FL, 34668 — assumable FHA mortgage at 2.98%
FHA
Active
23
$265,000$116,652 equity gap
Rate
2.98%
7.32%today
Payment
$702/mo
$1,147today
  • 2beds
  • 2baths
  • 1,063sqft

6835 MESA VERDE Street, Port Richey

7805 BURNHAM Drive, Port Richey, FL, 34668 — assumable VA mortgage at 2.99%
VA
Active
28
$265,000$128,418 equity gap
Rate
2.99%
7.32%today
Payment
$648/mo
$1,058today
  • 3beds
  • 2baths
  • 1,442sqft

7805 BURNHAM Drive, Port Richey

7215 MAYFIELD Drive, Port Richey, FL, 34668 — assumable FHA mortgage at 3.03%
FHA
Active
54
$245,000$117,547 equity gap
Rate
3.03%
7.32%today
Payment
$623/mo
$1,012today
  • 2beds
  • 2baths
  • 1,060sqft

7215 MAYFIELD Drive, Port Richey

10636 SALAMANCA Drive, Port Richey, FL, 34668 — assumable VA mortgage at 3.05%
VA
Active
32
$199,000$102,509 equity gap
Rate
3.05%
7.32%today
Payment
$464/mo
$752today
  • 2beds
  • 2baths
  • 1,332sqft

10636 SALAMANCA Drive, Port Richey

7423 STAR DUST Drive, Port Richey, FL, 34668 — assumable FHA mortgage at 3.08%
FHA
Active
23
$290,000$164,083 equity gap
Rate
3.08%
7.32%today
Payment
$606/mo
$978today
  • 2beds
  • 2baths
  • 1,028sqft

7423 STAR DUST Drive, Port Richey

7740 TURNBRIDGE Drive, Port Richey, FL, 34668 — assumable VA mortgage at 3.12%
VA
Active
40
$265,000$113,677 equity gap
Rate
3.12%
7.32%today
Payment
$719/mo
$1,154today
  • 3beds
  • 2baths
  • 1,510sqft

7740 TURNBRIDGE Drive, Port Richey

10737 FILLMORE Avenue, Port Richey, FL, 34668 — assumable FHA mortgage at 4.67%
FHA
Active
44
$244,995$17,548 equity gap
Rate
4.67%
7.32%today
Payment
$1,269/mo
$1,686today
  • 2beds
  • 2baths
  • 1,188sqft

10737 FILLMORE Avenue, Port Richey

10724 PREMIER Avenue, Port Richey, FL, 34668 — assumable FHA mortgage at 3.56%
FHA
Active
31
$199,900$61,741 equity gap
Rate
3.56%
7.32%today
Payment
$688/mo
$1,044today
  • 2beds
  • 2baths
  • 1,176sqft

10724 PREMIER Avenue, Port Richey

10447 GRANNING Lane, New Port Richey, FL, 34654 — assumable FHA mortgage at 3.54%
FHA
Active
63
$398,000$279,659 equity gap
Rate
3.54%
7.32%today
Payment
$689/mo
$1,048today
  • 3beds
  • 2baths
  • 1,340sqft

10447 GRANNING Lane, New Port Richey

11715 SPRING TREE Lane, Port Richey, FL, 34668 — assumable VA mortgage at 3.73%
VA
Active
32
$185,900$101,846 equity gap
Rate
3.73%
7.32%today
Payment
$449/mo
$668today
  • 2beds
  • 2baths
  • 996sqft

11715 SPRING TREE Lane, Port Richey

7340 MAYFIELD Drive, Port Richey, FL, 34668 — assumable FHA mortgage at 3.93%
FHA
Active
22
$265,000$148,426 equity gap
Rate
3.93%
7.32%today
Payment
$672/mo
$975today
  • 3beds
  • 2baths
  • 1,545sqft

7340 MAYFIELD Drive, Port Richey

9903 SAN SEBASTIAN Way, Port Richey, FL, 34668 — assumable VA mortgage at 3.94%
VA
Active
53
$439,900$187,423 equity gap
Rate
3.94%
7.32%today
Payment
$1,456/mo
$2,110today
  • 3beds
  • 2baths
  • 1,808sqft

9903 SAN SEBASTIAN Way, Port Richey

8045 PASADENA Drive, Port Richey, FL, 34668 — assumable VA mortgage at 4.03%
VA
Active
43
$177,000$98,842 equity gap
Rate
4.03%
7.32%today
Payment
$470/mo
$674today
  • 2beds
  • 2baths
  • 1,422sqft

8045 PASADENA Drive, Port Richey

9135 HERMITAGE Lane, Port Richey, FL, 34668 — assumable FHA mortgage at 4.04%
FHA
Active
33
$239,900$180,162 equity gap
Rate
4.04%
7.32%today
Payment
$377/mo
$540today
  • 3beds
  • 2baths
  • 1,210sqft

9135 HERMITAGE Lane, Port Richey

7415 SAN MORITZ Drive, Port Richey, FL, 34668 — assumable VA mortgage at 4.08%
VA
Active
15
$239,900$149,677 equity gap
Rate
4.08%
7.32%today
Payment
$545/mo
$776today
  • 3beds
  • 2baths
  • 1,556sqft

7415 SAN MORITZ Drive, Port Richey

8914 SCHRADER Boulevard, Port Richey, FL, 34668 — assumable FHA mortgage at 4.15%
FHA
Active
22
$269,000$186,942 equity gap
Rate
4.15%
7.32%today
Payment
$495/mo
$699today
  • 2beds
  • 2baths
  • 1,647sqft

8914 SCHRADER Boulevard, Port Richey

9105 HUNT CLUB Lane, Port Richey, FL, 34668 — assumable VA mortgage at 6.65%
VA
Active
57
$310,000$14,089 equity gap
Rate
6.65%
7.32%today
Payment
$1,977/mo
$2,116today
  • 3beds
  • 2baths
  • 1,365sqft

9105 HUNT CLUB Lane, Port Richey

7015 MORAVIAN Drive, Port Richey, FL, 34668 — assumable VA mortgage at 6.65%
VA
Active
30
$285,000Potential short sale
Rate
6.65%
7.32%today
Payment
$1,990/mo
$2,129today
  • 3beds
  • 2baths
  • 1,454sqft

7015 MORAVIAN Drive, Port Richey

7922 LILAC Drive, Port Richey, FL, 34668 — assumable FHA mortgage at 6.87%
FHA
Active
26
$325,000$15,957 equity gap
Rate
6.87%
7.32%today
Payment
$2,076/mo
$2,172today
  • 3beds
  • 2baths
  • 1,308sqft

7922 LILAC Drive, Port Richey

9836 MOREHEAD Lane, Port Richey, FL, 34668 — assumable FHA mortgage at 4.46%
FHA
Active
51
$304,990$241,131 equity gap
Rate
4.46%
7.32%today
Payment
$446/mo
$607today
  • 3beds
  • 2baths
  • 1,435sqft

9836 MOREHEAD Lane, Port Richey

10918 MANCHESTER Road, Port Richey, FL, 34668 — assumable VA mortgage at 6.90%
VA
Active
26
$325,000$28,022 equity gap
Rate
6.90%
7.32%today
Payment
$2,009/mo
$2,095today
  • 3beds
  • 2baths
  • 1,677sqft

10918 MANCHESTER Road, Port Richey

8840 CARMEN Lane, Port Richey, FL, 34668 — assumable VA mortgage at 6.95%
VA
Active
61
$254,900$17,846 equity gap
Rate
6.95%
7.32%today
Payment
$1,596/mo
$1,656today
  • 3beds
  • 2baths
  • 1,206sqft

8840 CARMEN Lane, Port Richey

11732 ROLLING PINE Lane, Port Richey, FL, 34668 — assumable VA mortgage at 5.89%
VA
Active
49
$219,900$30,364 equity gap
Rate
5.89%
7.32%today
Payment
$1,185/mo
$1,374today
  • 2beds
  • 2baths
  • 1,580sqft

11732 ROLLING PINE Lane, Port Richey

8240 NATIONAL Drive, Port Richey, FL, 34668 — assumable FHA mortgage at 6.38%
FHA
Active
63
$335,000$65,735 equity gap
Rate
6.38%
7.32%today
Payment
$1,685/mo
$1,855today
  • 3beds
  • 2baths
  • 1,444sqft

8240 NATIONAL Drive, Port Richey

9619 TOWANDA Lane, Port Richey, FL, 34668 — assumable FHA mortgage at 6.58%
FHA
Active
43
$499,000$76,177 equity gap
Rate
6.58%
7.32%today
Payment
$2,722/mo
$2,934today
  • 3beds
  • 3baths
  • 2,119sqft

9619 TOWANDA Lane, Port Richey

7301 BRAMBLEWOOD Drive, Port Richey, FL, 34668 — assumable VA mortgage at 6.73%
VA
Active
50
$290,000$35,949 equity gap
Rate
6.73%
7.32%today
Payment
$1,710/mo
$1,815today
  • 3beds
  • 2baths
  • 1,216sqft

7301 BRAMBLEWOOD Drive, Port Richey

7435 FIRESIDE Drive, Port Richey, FL, 34668 — assumable FHA mortgage at 6.78%
FHA
Active
31
$264,900$47,069 equity gap
Rate
6.78%
7.32%today
Payment
$1,456/mo
$1,538today
  • 2beds
  • 2baths
  • 1,278sqft

7435 FIRESIDE Drive, Port Richey

8030 GLENEAGLE Drive, Port Richey, FL, 34668 — assumable FHA mortgage at 6.99%
FHA
Active
26
$214,900$31,805 equity gap
Rate
6.99%
7.32%today
Payment
$1,244/mo
$1,286today
  • 2beds
  • 2baths
  • 1,181sqft

8030 GLENEAGLE Drive, Port Richey

7305 SAN CARLOS Drive, Port Richey, FL, 34668 — assumable FHA mortgage at 6.46%
FHA
Active
25
$295,000$80,036 equity gap
Rate
6.46%
7.32%today
Payment
$1,409/mo
$1,529today
  • 3beds
  • 2baths
  • 1,629sqft

7305 SAN CARLOS Drive, Port Richey

Assuming a mortgage in Port Richey

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.78%
Lowest existing payment
$359 /mo
Median cash to assume
$82,785
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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