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Assumable homes for sale in Port Richey, FL

200 homesFHA & VA loansrates from 2.66% vs 7.32% today

Port Richey assumption guide
7300 BELLOWS FALLS Lane, Hudson, FL, 34667 — assumable FHA mortgage at 3.11%
FHATop pick
Active
48
$234,900$19,135 equity gap
Rate
3.11%
7.32%today
Payment
$1,024/mo
$1,646today
  • 3beds
  • 3baths
  • 1,732sqft

7300 BELLOWS FALLS Lane, Hudson

6518 SAND SHORE Lane, New Port Richey, FL, 34652 — assumable VA mortgage at 2.83%
VA
Active
85
$320,000$65,041 equity gap
Rate
2.83%
7.32%today
Payment
$1,195/mo
$1,990today
  • 3beds
  • 3baths
  • 1,972sqft

6518 SAND SHORE Lane, New Port Richey

11022 SALT TREE Drive, Port Richey, FL, 34668 — assumable FHA mortgage at 2.87%
FHA
Active
21
$295,000$45,672 equity gap
Rate
2.87%
7.32%today
Payment
$1,160/mo
$1,922today
  • 3beds
  • 2baths
  • 1,684sqft

11022 SALT TREE Drive, Port Richey

13721 SEA BRIDGE Drive, Hudson, FL, 34669 — assumable VA mortgage at 2.88%
VA
Active
36
$369,999$60,818 equity gap
Rate
2.88%
7.32%today
Payment
$1,440/mo
$2,383today
  • 5beds
  • 3baths
  • 2,389sqft

13721 SEA BRIDGE Drive, Hudson

3207 COLDWELL Drive, Holiday, FL, 34691 — assumable VA mortgage at 3.07%
VA
Active
44
$289,000$45,543 equity gap
Rate
3.07%
7.32%today
Payment
$1,153/mo
$1,862today
  • 3beds
  • 2baths
  • 1,302sqft

3207 COLDWELL Drive, Holiday

8040 SAYBROOK Drive, Port Richey, FL, 34668 — assumable FHA mortgage at 3.10%
FHA
Active
34
$278,900$49,909 equity gap
Rate
3.10%
7.32%today
Payment
$1,086/mo
$1,747today
  • 2beds
  • 2baths
  • 1,644sqft

8040 SAYBROOK Drive, Port Richey

6131 SPRING CRAYFISH Avenue, New Port Richey, FL, 34653 — assumable FHA mortgage at 3.12%
FHA
Active
39
$350,000$59,780 equity gap
Rate
3.12%
7.32%today
Payment
$1,379/mo
$2,213today
  • 4beds
  • 3baths
  • 1,870sqft

6131 SPRING CRAYFISH Avenue, New Port Richey

6362 SPIDER LILY Way, New Port Richey, FL, 34653 — assumable VA mortgage at 3.13%
VA
Active
48
$349,900$68,670 equity gap
Rate
3.13%
7.32%today
Payment
$1,362/mo
$2,182today
  • 4beds
  • 3baths
  • 2,584sqft

6362 SPIDER LILY Way, New Port Richey

13678 SEA BRIDGE Drive, Hudson, FL, 34669 — assumable FHA mortgage at 3.14%
FHA
Active
67
$334,000$62,449 equity gap
Rate
3.14%
7.32%today
Payment
$1,296/mo
$2,075today
  • 5beds
  • 3baths
  • 2,389sqft

13678 SEA BRIDGE Drive, Hudson

10707 SALAMANCA Drive, Port Richey, FL, 34668 — assumable VA mortgage at 3.76%
VA
Active
19
$260,000$8,311 equity gap
Rate
3.76%
7.32%today
Payment
$1,275/mo
$1,889today
  • 2beds
  • 2baths
  • 1,274sqft

10707 SALAMANCA Drive, Port Richey

6139 APPLE SNAIL Avenue, New Port Richey, FL, 34653 — assumable FHA mortgage at 3.45%
FHA
Active
38
$348,900$55,242 equity gap
Rate
3.45%
7.32%today
Payment
$1,444/mo
$2,223today
  • 4beds
  • 3baths
  • 1,870sqft

6139 APPLE SNAIL Avenue, New Port Richey

11424 DORIAN Court, New Port Richey, FL, 34654 — assumable VA mortgage at 2.77%
VA
Active
49
$360,000$75,165 equity gap
Rate
2.77%
7.32%today
Payment
$1,314/mo
$2,205today
  • 4beds
  • 2baths
  • 1,719sqft

11424 DORIAN Court, New Port Richey

10951 PEPPERTREE LN, Port Richey, FL, 34668 — assumable FHA mortgage at 2.84%
FHA
Active
40
$319,000$74,177 equity gap
Rate
2.84%
7.32%today
Payment
$1,136/mo
$1,889today
  • 3beds
  • 2baths
  • 1,624sqft

10951 PEPPERTREE LN, Port Richey

9737 MOREHEAD Lane, Port Richey, FL, 34668 — assumable VA mortgage at 2.86%
VA
Active
20
$195,000$52,236 equity gap
Rate
2.86%
7.32%today
Payment
$662/mo
$1,098today
  • 2beds
  • 1baths
  • 840sqft

9737 MOREHEAD Lane, Port Richey

13554 MARILYN Court, Hudson, FL, 34669 — assumable VA mortgage at 3.01%
VA
Active
51
$310,000$79,046 equity gap
Rate
3.01%
7.32%today
Payment
$1,089/mo
$1,772today
  • 3beds
  • 2baths
  • 1,691sqft

13554 MARILYN Court, Hudson

11530 OYSTER BAY Circle, New Port Richey, FL, 34654 — assumable VA mortgage at 3.76%
VA
Active
43
$540,000$32,046 equity gap
Rate
3.76%
7.32%today
Payment
$2,573/mo
$3,812today
  • 4beds
  • 3baths
  • 3,114sqft

11530 OYSTER BAY Circle, New Port Richey

5657 OCEANIC Road, Holiday, FL, 34690 — assumable VA mortgage at 3.09%
VA
Active
45
$549,900$160,644 equity gap
Rate
3.09%
7.32%today
Payment
$1,848/mo
$2,976today
  • 4beds
  • 4baths
  • 3,553sqft

5657 OCEANIC Road, Holiday

3920 BEACON SQUARE Drive, Holiday, FL, 34691 — assumable FHA mortgage at 3.625%
FHA
Active
17
$224,900$35,312 equity gap
Rate
3.625%
7.32%today
Payment
$952/mo
$1,434today
  • 2beds
  • 2baths
  • 992sqft

3920 BEACON SQUARE Drive, Holiday

6333 ABERDEEN Avenue, New Port Richey, FL, 34653 — assumable FHA mortgage at 3.14%
FHA
Active
37
$315,000$75,999 equity gap
Rate
3.14%
7.32%today
Payment
$1,141/mo
$1,826today
  • 3beds
  • 2baths
  • 1,925sqft

6333 ABERDEEN Avenue, New Port Richey

3029 JACOB CROSSING Lane, Holiday, FL, 34691 — assumable VA mortgage at 3.92%
VA
Active
53
$330,000$22,672 equity gap
Rate
3.92%
7.32%today
Payment
$1,587/mo
$2,306today
  • 3beds
  • 3baths
  • 1,813sqft

3029 JACOB CROSSING Lane, Holiday

6108 SPRING CRAYFISH Avenue, New Port Richey, FL, 34653 — assumable VA mortgage at 3.75%
VA
Active
57
$375,000$74,511 equity gap
Rate
3.75%
7.32%today
Payment
$1,527/mo
$2,264today
  • 4beds
  • 3baths
  • 1,870sqft

6108 SPRING CRAYFISH Avenue, New Port Richey

2911 JACOB CROSSING Lane, Holiday, FL, 34691 — assumable FHA mortgage at 3.33%
FHA
Active
52
$235,000$59,808 equity gap
Rate
3.33%
7.32%today
Payment
$890/mo
$1,391today
  • 3beds
  • 3baths
  • 1,444sqft

2911 JACOB CROSSING Lane, Holiday

12435 KNOLLBROOK Lane, Hudson, FL, 34669 — assumable VA mortgage at 2.67%
VA
Active
16
$160,000$49,805 equity gap
Rate
2.67%
7.32%today
Payment
$511/mo
$869today
  • 2beds
  • 2baths
  • 888sqft

12435 KNOLLBROOK Lane, Hudson

4933 SHELL STREAM Boulevard, New Port Richey, FL, 34652 — assumable VA mortgage at 2.77%
VA
Active
76
$484,000$182,320 equity gap
Rate
2.77%
7.32%today
Payment
$1,415/mo
$2,374today
  • 3beds
  • 2baths
  • 1,840sqft

4933 SHELL STREAM Boulevard, New Port Richey

14929 PROMENADE Parkway, Odessa, FL, 33556 — assumable FHA mortgage at 2.80%
FHA
Active
34
$315,000$118,779 equity gap
Rate
2.80%
7.32%today
Payment
$930/mo
$1,554today
  • 3beds
  • 3baths
  • 1,582sqft

14929 PROMENADE Parkway, Odessa

6388 SPIDER LILY Way, New Port Richey, FL, 34653 — assumable FHA mortgage at 2.81%
FHA
Active
48
$386,500$126,389 equity gap
Rate
2.81%
7.32%today
Payment
$1,219/mo
$2,036today
  • 4beds
  • 2baths
  • 1,936sqft

6388 SPIDER LILY Way, New Port Richey

6041 DUBLIN Drive, New Port Richey, FL, 34653 — assumable FHA mortgage at 2.86%
FHA
Active
14
$250,000$92,558 equity gap
Rate
2.86%
7.32%today
Payment
$732/mo
$1,214today
  • 2beds
  • 1baths
  • 720sqft

6041 DUBLIN Drive, New Port Richey

8345 FOX HOLLOW Drive, Port Richey, FL, 34668 — assumable VA mortgage at 2.86%
VA
Active
18
$319,000$105,190 equity gap
Rate
2.86%
7.32%today
Payment
$996/mo
$1,652today
  • 3beds
  • 2baths
  • 1,622sqft

8345 FOX HOLLOW Drive, Port Richey

13350 MEADOW GOLF Avenue, Hudson, FL, 34669 — assumable VA mortgage at 2.93%
VA
Active
50
$315,000$116,062 equity gap
Rate
2.93%
7.32%today
Payment
$960/mo
$1,579today
  • 3beds
  • 2baths
  • 1,703sqft

13350 MEADOW GOLF Avenue, Hudson

1461 RIVER Circle, Tarpon Springs, FL, 34689 — assumable VA mortgage at 2.98%
VA
Active
68
$423,000$164,322 equity gap
Rate
2.98%
7.32%today
Payment
$1,232/mo
$2,013today
  • 3beds
  • 2baths
  • 1,722sqft

1461 RIVER Circle, Tarpon Springs

12508 HOLLYBROOK Lane, Hudson, FL, 34669 — assumable VA mortgage at 2.98%
VA
Active
50
$199,000$73,586 equity gap
Rate
2.98%
7.32%today
Payment
$597/mo
$976today
  • 2beds
  • 2baths
  • 1,032sqft

12508 HOLLYBROOK Lane, Hudson

8231 MATTHEW Drive, New Port Richey, FL, 34653 — assumable VA mortgage at 2.98%
VA
Active
46
$349,900$129,607 equity gap
Rate
2.98%
7.32%today
Payment
$1,045/mo
$1,707today
  • 3beds
  • 2baths
  • 1,528sqft

8231 MATTHEW Drive, New Port Richey

6436 LAMBERT Lane, New Port Richey, FL, 34652 — assumable VA mortgage at 3.10%
VA
Active
53
$280,000$89,555 equity gap
Rate
3.10%
7.32%today
Payment
$903/mo
$1,453today
  • 2beds
  • 1baths
  • 1,125sqft

6436 LAMBERT Lane, New Port Richey

8538 REEDVILLE Street, New Port Richey, FL, 34654 — assumable FHA mortgage at 3.11%
FHA
Active
37
$285,000$99,647 equity gap
Rate
3.11%
7.32%today
Payment
$880/mo
$1,414today
  • 3beds
  • 3baths
  • 1,666sqft

8538 REEDVILLE Street, New Port Richey

2161 BRANDING IRON Court, New Port Richey, FL, 34655 — assumable VA mortgage at 3.29%
VA
Active
65
$470,000$169,082 equity gap
Rate
3.29%
7.32%today
Payment
$1,526/mo
$2,397today
  • 4beds
  • 3baths
  • 2,348sqft

2161 BRANDING IRON Court, New Port Richey

8115 MONTOCK Court, Trinity, FL, 34655 — assumable VA mortgage at 2.66%
VA
Active
54
$679,900$409,561 equity gap
Rate
2.66%
7.32%today
Payment
$1,381/mo
$2,261today
  • 4beds
  • 3baths
  • 2,515sqft

8115 MONTOCK Court, Trinity

Assuming a mortgage in Port Richey

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.66%
Lowest existing payment
$311 /mo
Median cash to assume
$85,573
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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