UMe
Get pre-qualified

Assumable homes for sale in Port Charlotte, FL

17 homesFHA & VA loansrates from 3.55% vs 7.32% today

Port Charlotte assumption guide
1921 ISLES Road, Port Charlotte, FL, 33953 — assumable FHA mortgage at 3.55%
FHA
Active
52
$364,777$35,341 equity gap
Rate
3.55%
7.32%today
Payment
$1,638/mo
$2,490today
  • 3beds
  • 3baths
  • 2,201sqft

1921 ISLES Road, Port Charlotte

4016 BULA Lane, North Port, FL, 34287 — assumable FHA mortgage at 4.03%
FHA
Active
24
$206,000$66,245 equity gap
Rate
4.03%
7.32%today
Payment
$823/mo
$1,180today
  • 3beds
  • 2baths
  • 1,413sqft

4016 BULA Lane, North Port

16235 BANYAN Avenue, Port Charlotte, FL, 33954 — assumable FHA mortgage at 3.92%
FHA
Active
27
$235,000$168,300 equity gap
Rate
3.92%
7.32%today
Payment
$418/mo
$607today
  • 2beds
  • 2baths
  • 1,058sqft

16235 BANYAN Avenue, Port Charlotte

1888 FRANKLIN Lane, North Port, FL, 34286 — assumable VA mortgage at 6.50%
VA
Active
55
$314,900$5,845 equity gap
Rate
6.50%
7.32%today
Payment
$1,959/mo
$2,129today
  • 3beds
  • 2baths
  • 1,506sqft

1888 FRANKLIN Lane, North Port

4055 ALLURE Lane, North Port, FL, 34287 — assumable FHA mortgage at 6.72%
FHA
Active
31
$299,000Potential short sale
Rate
6.72%
7.32%today
Payment
$2,095/mo
$2,226today
  • 3beds
  • 2baths
  • 1,614sqft

4055 ALLURE Lane, North Port

1040 SHERWIN Street, Port Charlotte, FL, 33953 — assumable VA mortgage at 6.76%
VA
Active
31
$344,000$13,091 equity gap
Rate
6.76%
7.32%today
Payment
$2,180/mo
$2,306today
  • 3beds
  • 2baths
  • 1,837sqft

1040 SHERWIN Street, Port Charlotte

16239 PORT HARBOR Boulevard, Port Charlotte, FL, 33953 — assumable FHA mortgage at 5.43%
FHA
Active
41
$339,900$72,258 equity gap
Rate
5.43%
7.32%today
Payment
$1,405/mo
$1,772today
  • 3beds
  • 2baths
  • 1,823sqft

16239 PORT HARBOR Boulevard, Port Charlotte

1580 BISCAYNE Drive, Port Charlotte, FL, 33953 — assumable FHA mortgage at 6.50%
FHA
Active
31
$350,000$46,112 equity gap
Rate
6.50%
7.32%today
Payment
$1,950/mo
$2,119today
  • 4beds
  • 2baths
  • 1,499sqft

1580 BISCAYNE Drive, Port Charlotte

3824 HOLIN Lane, North Port, FL, 34287 — assumable FHA mortgage at 7.20%
FHA
Active
46
$329,900$29,470 equity gap
Rate
7.20%
7.32%today
Payment
$2,099/mo
$2,125today
  • 3beds
  • 2baths
  • 1,209sqft

3824 HOLIN Lane, North Port

16185 PORT HARBOR Boulevard, Port Charlotte, FL, 33953 — assumable FHA mortgage at 7.76%
FHA
Active
71
$369,000$40,525 equity gap
Rate
7.76%
7.32%today
Payment
$2,420/mo
$2,318today
  • 3beds
  • 2baths
  • 1,808sqft

16185 PORT HARBOR Boulevard, Port Charlotte

16398 S PORT HARBOR BLVD, Port Charlotte, FL, 33953 — assumable VA mortgage at 6.50%
VA
Active
47
$335,000$69,299 equity gap
Rate
6.50%
7.32%today
Payment
$1,582/mo
$1,743today
  • 3beds
  • 2baths
  • 1,829sqft

16398 S PORT HARBOR BLVD, Port Charlotte

6824 HAAWI Court, North Port, FL, 34287 — assumable FHA mortgage at 6.62%
FHA
Active
51
$169,900$34,297 equity gap
Rate
6.62%
7.32%today
Payment
$879/mo
$944today
  • 2beds
  • 2baths
  • 907sqft

6824 HAAWI Court, North Port

1105 CABOT Street, Port Charlotte, FL, 33953 — assumable FHA mortgage at 6.50%
FHA
Active
9
$299,990$299,990 equity gap
Rate
6.50%
7.32%today
Payment
$0/mo
  • 4beds
  • 2baths
  • 1,426sqft

1105 CABOT Street, Port Charlotte

364 LINDON Street, Port Charlotte, FL, 33954 — assumable FHA mortgage at 6.50%
FHA
Active
9
$275,990$275,990 equity gap
Rate
6.50%
7.32%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,240sqft

364 LINDON Street, Port Charlotte

15122 CANNELL Lane, Port Charlotte, FL, 33953 — assumable FHA mortgage at 6.50%
FHA
Active
15
$303,990$303,990 equity gap
Rate
6.50%
7.32%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,550sqft

15122 CANNELL Lane, Port Charlotte

219 MCCABE Street, Port Charlotte, FL, 33953 — assumable FHA mortgage at 6.50%
FHA
Active
9
$311,990$311,990 equity gap
Rate
6.50%
7.32%today
Payment
$0/mo
  • 4beds
  • 2baths
  • 1,650sqft

219 MCCABE Street, Port Charlotte

5493 TREKELL Street, North Port, FL, 34287 — assumable FHA mortgage at 6.88%
FHA
Active
27
$189,000$181,862 equity gap
Rate
6.88%
7.32%today
Payment
$49/mo
$51today
  • 3beds
  • 2baths
  • 1,176sqft

5493 TREKELL Street, North Port

Assuming a mortgage in Port Charlotte

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
3.55%
Lowest existing payment
$418 /mo
Median cash to assume
$67,772
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

UMe