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Assumable homes for sale in Port Charlotte, FL

48 homesFHA & VA loansrates from 2.77% vs 7.32% today

Port Charlotte assumption guide
22105 OLEAN Boulevard, Port Charlotte, FL, 33952 — assumable VA mortgage at 3.07%
VA
Active
39
$279,000$33,782 equity gap
Rate
3.07%
7.32%today
Payment
$1,164/mo
$1,880today
  • 3beds
  • 2baths
  • 1,400sqft

22105 OLEAN Boulevard, Port Charlotte

1179 TALBOT Street, Port Charlotte, FL, 33952 — assumable VA mortgage at 2.81%
VA
Active
50
$348,800$86,088 equity gap
Rate
2.81%
7.32%today
Payment
$1,234/mo
$2,061today
  • 3beds
  • 2baths
  • 1,867sqft

1179 TALBOT Street, Port Charlotte

1093 DORCHESTER ST, Port Charlotte, FL, 33952 — assumable FHA mortgage at 2.97%
FHA
Active
49
$335,000$109,962 equity gap
Rate
2.97%
7.32%today
Payment
$1,076/mo
$1,760today
  • 4beds
  • 2baths
  • 1,950sqft

1093 DORCHESTER ST, Port Charlotte

22348 OLEAN Boulevard, Port Charlotte, FL, 33952 — assumable VA mortgage at 3.10%
VA
Active
22
$299,500$117,489 equity gap
Rate
3.10%
7.32%today
Payment
$861/mo
$1,386today
  • 4beds
  • 2baths
  • 2,201sqft

22348 OLEAN Boulevard, Port Charlotte

138 BUCKEYE Avenue, Port Charlotte, FL, 33952 — assumable VA mortgage at 2.77%
VA
Active
49
$335,000$186,603 equity gap
Rate
2.77%
7.32%today
Payment
$696/mo
$1,168today
  • 2beds
  • 2baths
  • 1,080sqft

138 BUCKEYE Avenue, Port Charlotte

2513 AMBROSE Lane, Port Charlotte, FL, 33952 — assumable VA mortgage at 2.96%
VA
Active
62
$270,000$140,932 equity gap
Rate
2.96%
7.32%today
Payment
$625/mo
$1,024today
  • 3beds
  • 3baths
  • 1,892sqft

2513 AMBROSE Lane, Port Charlotte

279 AMBLER Street, Port Charlotte, FL, 33954 — assumable FHA mortgage at 3.00%
FHA
Active
9
$279,990$279,990 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 4beds
  • 2baths
  • 1,426sqft

279 AMBLER Street, Port Charlotte

22111 MARSHALL Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 4.98%
FHA
Active
$225,000$3,271 equity gap
Rate
4.98%
7.32%today
Payment
$1,273/mo
$1,632today
  • 2beds
  • 2baths
  • 1,065sqft

22111 MARSHALL Avenue, Port Charlotte

2516 BALTIC Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 4.00%
FHA
Active
26
$339,000$93,718 equity gap
Rate
4.00%
7.32%today
Payment
$1,275/mo
$1,835today
  • 4beds
  • 2baths
  • 1,797sqft

2516 BALTIC Avenue, Port Charlotte

22105 VOLTAIR Avenue, Port Charlotte, FL, 33954 — assumable FHA mortgage at 3.50%
FHA
Active
16
$299,900$299,900 equity gap
Rate
3.50%
7.32%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,469sqft

22105 VOLTAIR Avenue, Port Charlotte

20550 EDGEWATER Drive, Port Charlotte, FL, 33952 — assumable FHA mortgage at 3.80%
FHA
Active
36
$200,000$67,412 equity gap
Rate
3.80%
7.32%today
Payment
$723/mo
$1,066today
  • 3beds
  • 2baths
  • 1,176sqft

20550 EDGEWATER Drive, Port Charlotte

21585 OLEAN Boulevard, Port Charlotte, FL, 33952 — assumable FHA mortgage at 4.98%
FHA
Active
35
$190,000$30,742 equity gap
Rate
4.98%
7.32%today
Payment
$916/mo
$1,174today
  • 4beds
  • 2baths
  • 1,746sqft

21585 OLEAN Boulevard, Port Charlotte

22442 VALE Avenue, Punta Gorda, FL, 33980 — assumable FHA mortgage at 3.91%
FHA
Active
41
$220,000$111,696 equity gap
Rate
3.91%
7.32%today
Payment
$626/mo
$911today
  • 2beds
  • 2baths
  • 1,228sqft

22442 VALE Avenue, Punta Gorda

2506 LAKESHORE Circle, Port Charlotte, FL, 33952 — assumable VA mortgage at 4.00%
VA
Active
31
$254,900Potential short sale
Rate
4.00%
7.32%today
Payment
$1,348/mo
$1,940today
  • 2beds
  • 2baths
  • 1,147sqft

2506 LAKESHORE Circle, Port Charlotte

2367 IVANHOE Street, Port Charlotte, FL, 33952 — assumable VA mortgage at 4.00%
VA
Active
26
$250,000Potential short sale
Rate
4.00%
7.32%today
Payment
$1,575/mo
$2,267today
  • 2beds
  • 2baths
  • 1,230sqft

2367 IVANHOE Street, Port Charlotte

540 SHARON Circle, Port Charlotte, FL, 33952 — assumable FHA mortgage at 4.45%
FHA
Active
16
$164,900$63,851 equity gap
Rate
4.45%
7.32%today
Payment
$593/mo
$809today
  • 3beds
  • 1baths
  • 1,220sqft

540 SHARON Circle, Port Charlotte

304 FLETCHER Street, Port Charlotte, FL, 33954 — assumable VA mortgage at 6.54%
VA
Active
16
$199,000Potential short sale
Rate
6.54%
7.32%today
Payment
$1,314/mo
$1,422today
  • 2beds
  • 2baths
  • 1,008sqft

304 FLETCHER Street, Port Charlotte

1403 AKEN Street, Port Charlotte, FL, 33952 — assumable FHA mortgage at 6.69%
FHA
Active
18
$295,000$5,563 equity gap
Rate
6.69%
7.32%today
Payment
$1,899/mo
$2,023today
  • 3beds
  • 2baths
  • 1,615sqft

1403 AKEN Street, Port Charlotte

574 AZALEA Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 5.11%
FHA
Active
50
$314,900$89,516 equity gap
Rate
5.11%
7.32%today
Payment
$1,313/mo
$1,659today
  • 2beds
  • 2baths
  • 1,384sqft

574 AZALEA Avenue, Port Charlotte

1363 SHEEHAN Boulevard, Port Charlotte, FL, 33952 — assumable VA mortgage at 4.39%
VA
Active
31
$250,000$197,957 equity gap
Rate
4.39%
7.32%today
Payment
$408/mo
$561today
  • 2beds
  • 2baths
  • 1,340sqft

1363 SHEEHAN Boulevard, Port Charlotte

20367 ANDOVER Avenue, Port Charlotte, FL, 33954 — assumable FHA mortgage at 6.78%
FHA
Active
45
$239,000$4,665 equity gap
Rate
6.78%
7.32%today
Payment
$1,565/mo
$1,652today
  • 3beds
  • 2baths
  • 1,008sqft

20367 ANDOVER Avenue, Port Charlotte

23240 MCBURNEY Avenue, Port Charlotte, FL, 33980 — assumable FHA mortgage at 6.95%
FHA
Active
42
$284,000$24,411 equity gap
Rate
6.95%
7.32%today
Payment
$1,768/mo
$1,835today
  • 2beds
  • 2baths
  • 1,247sqft

23240 MCBURNEY Avenue, Port Charlotte

210 WALNUT Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 5.41%
FHA
Active
7
$209,900$49,132 equity gap
Rate
5.41%
7.32%today
Payment
$961/mo
$1,174today
  • 3beds
  • 1baths
  • 946sqft

210 WALNUT Avenue, Port Charlotte

22444 DONALDA Avenue, Port Charlotte, FL, 33954 — assumable FHA mortgage at 6.50%
FHA
Active
47
$305,000$35,126 equity gap
Rate
6.50%
7.32%today
Payment
$1,717/mo
$1,866today
  • 3beds
  • 2baths
  • 1,392sqft

22444 DONALDA Avenue, Port Charlotte

3262 STEADMAN Street, Port Charlotte, FL, 33980 — assumable FHA mortgage at 6.50%
FHA
Active
49
$420,000$56,264 equity gap
Rate
6.50%
7.32%today
Payment
$2,327/mo
$2,529today
  • 4beds
  • 2baths
  • 1,924sqft

3262 STEADMAN Street, Port Charlotte

21434 BEAVERTON Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 6.62%
FHA
Active
13
$30,000$4,041 equity gap
Rate
6.62%
7.32%today
Payment
$489/mo
$525today
  • —beds
  • —baths
  • —sqft

21434 BEAVERTON Avenue, Port Charlotte

22295 MONTROSE Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 6.78%
FHA
Active
24
$220,000$24,126 equity gap
Rate
6.78%
7.32%today
Payment
$1,310/mo
$1,383today
  • 2beds
  • 1baths
  • 1,080sqft

22295 MONTROSE Avenue, Port Charlotte

22112 BRONXVILLE Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 6.82%
FHA
Active
39
$329,000$36,924 equity gap
Rate
6.82%
7.32%today
Payment
$1,956/mo
$2,057today
  • 3beds
  • 2baths
  • 1,866sqft

22112 BRONXVILLE Avenue, Port Charlotte

21298 MIDWAY Boulevard, Port Charlotte, FL, 33952 — assumable FHA mortgage at 6.87%
FHA
Active
50
$239,000$38,054 equity gap
Rate
6.87%
7.32%today
Payment
$1,354/mo
$1,416today
  • 2beds
  • 2baths
  • 1,228sqft

21298 MIDWAY Boulevard, Port Charlotte

22205 NEW YORK Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 6.95%
FHA
Active
25
$239,999$29,073 equity gap
Rate
6.95%
7.32%today
Payment
$1,417/mo
$1,471today
  • 2beds
  • 2baths
  • 1,394sqft

22205 NEW YORK Avenue, Port Charlotte

318 PERL Street, Port Charlotte, FL, 33954 — assumable FHA mortgage at 5.55%
FHA
Active
19
$370,000$108,954 equity gap
Rate
5.55%
7.32%today
Payment
$1,580/mo
$1,901today
  • 4beds
  • 2baths
  • 1,762sqft

318 PERL Street, Port Charlotte

21378 PERCY Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 4.90%
FHA
Active
43
$109,000$66,118 equity gap
Rate
4.90%
7.32%today
Payment
$265/mo
$342today
  • 2beds
  • 1baths
  • 1,218sqft

21378 PERCY Avenue, Port Charlotte

2403 DUKE LN, Port Charlotte, FL, 33952 — assumable FHA mortgage at 5.10%
FHA
Active
32
$199,000Potential short sale
Rate
5.10%
7.32%today
Payment
$1,381/mo
$1,747today
  • 3beds
  • 2baths
  • 1,680sqft

2403 DUKE LN, Port Charlotte

21507 BANCROFT Avenue, Port Charlotte, FL, 33954 — assumable FHA mortgage at 6.50%
FHA
Active
29
$290,000$60,769 equity gap
Rate
6.50%
7.32%today
Payment
$1,489/mo
$1,619today
  • 3beds
  • 2baths
  • 1,066sqft

21507 BANCROFT Avenue, Port Charlotte

2490 SISTINA Street, Port Charlotte, FL, 33952 — assumable FHA mortgage at 6.72%
FHA
Active
6
$269,000$55,602 equity gap
Rate
6.72%
7.32%today
Payment
$1,395/mo
$1,482today
  • 3beds
  • 2baths
  • 1,459sqft

2490 SISTINA Street, Port Charlotte

20343 RUTHERFORD Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 6.28%
FHA
Active
38
$330,000$285,852 equity gap
Rate
6.28%
7.32%today
Payment
$645/mo
$717today
  • 4beds
  • 3baths
  • 2,135sqft

20343 RUTHERFORD Avenue, Port Charlotte

Assuming a mortgage in Port Charlotte

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.77%
Lowest existing payment
$356 /mo
Median cash to assume
$86,088
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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