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Assumable homes for sale in Port Charlotte, FL

25 homesFHA & VA loansrates from 2.90% vs 7.32% today

Port Charlotte assumption guide
17220 HORIZON Lane, Port Charlotte, FL, 33948 — assumable VA mortgage at 2.90%
VA
Active
33
$350,000$63,745 equity gap
Rate
2.90%
7.32%today
Payment
$1,352/mo
$2,231today
  • 3beds
  • 2baths
  • 2,388sqft

17220 HORIZON Lane, Port Charlotte

2025 BARKSDALE Street, Port Charlotte, FL, 33948 — assumable FHA mortgage at 3.47%
FHA
Active
24
$230,000$128,990 equity gap
Rate
3.47%
7.32%today
Payment
$578/mo
$887today
  • 3beds
  • 2baths
  • 1,056sqft

2025 BARKSDALE Street, Port Charlotte

4485 COSTELLO Street, Port Charlotte, FL, 33948 — assumable VA mortgage at 3.60%
VA
Active
48
$259,900$202,516 equity gap
Rate
3.60%
7.32%today
Payment
$305/mo
$460today
  • 2beds
  • 2baths
  • 1,284sqft

4485 COSTELLO Street, Port Charlotte

881 RIVIERA Lane, Port Charlotte, FL, 33948 — assumable VA mortgage at 3.70%
VA
Active
53
$325,000$186,561 equity gap
Rate
3.70%
7.32%today
Payment
$746/mo
$1,113today
  • 3beds
  • 2baths
  • 1,751sqft

881 RIVIERA Lane, Port Charlotte

18149 OHARA Drive, Port Charlotte, FL, 33948 — assumable VA mortgage at 3.72%
VA
Active
50
$749,999$489,047 equity gap
Rate
3.72%
7.32%today
Payment
$1,392/mo
$2,073today
  • 3beds
  • 3baths
  • 3,331sqft

18149 OHARA Drive, Port Charlotte

17433 HARRIS Avenue, Port Charlotte, FL, 33948 — assumable VA mortgage at 3.96%
VA
Active
66
$360,000$266,070 equity gap
Rate
3.96%
7.32%today
Payment
$577/mo
$834today
  • 3beds
  • 2baths
  • 1,236sqft

17433 HARRIS Avenue, Port Charlotte

167 MILLPORT, Port Charlotte, FL, 33948 — assumable FHA mortgage at 3.96%
FHA
Active
47
$339,000$207,942 equity gap
Rate
3.96%
7.32%today
Payment
$807/mo
$1,167today
  • 3beds
  • 2baths
  • 1,468sqft

167 MILLPORT, Port Charlotte

18565 EDGEWATER Drive, Port Charlotte, FL, 33948 — assumable VA mortgage at 6.72%
VA
Active
38
$339,900$15,711 equity gap
Rate
6.72%
7.32%today
Payment
$2,133/mo
$2,266today
  • 2beds
  • 2baths
  • 1,074sqft

18565 EDGEWATER Drive, Port Charlotte

18094 ACKERMAN Avenue, Port Charlotte, FL, 33948 — assumable FHA mortgage at 6.99%
FHA
Active
25
$235,000$9,560 equity gap
Rate
6.99%
7.32%today
Payment
$1,534/mo
$1,585today
  • 2beds
  • 2baths
  • 948sqft

18094 ACKERMAN Avenue, Port Charlotte

574 AZALEA Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 5.11%
FHA
Active
50
$314,900$89,516 equity gap
Rate
5.11%
7.32%today
Payment
$1,313/mo
$1,659today
  • 2beds
  • 2baths
  • 1,384sqft

574 AZALEA Avenue, Port Charlotte

5120 CHAVES Circle, Port Charlotte, FL, 33948 — assumable FHA mortgage at 6.71%
FHA
Active
9
$255,000$22,737 equity gap
Rate
6.71%
7.32%today
Payment
$1,554/mo
$1,652today
  • 2beds
  • 1baths
  • 1,116sqft

5120 CHAVES Circle, Port Charlotte

150 LAMBERT ST, Port Charlotte, FL, 33948 — assumable VA mortgage at 4.64%
VA
Active
50
$185,000$94,848 equity gap
Rate
4.64%
7.32%today
Payment
$540/mo
$720today
  • 2beds
  • 2baths
  • 931sqft

150 LAMBERT ST, Port Charlotte

18423 ALPHONSE Circle, Port Charlotte, FL, 33948 — assumable FHA mortgage at 6.34%
FHA
Active
26
$278,900$34,832 equity gap
Rate
6.34%
7.32%today
Payment
$1,581/mo
$1,747today
  • 3beds
  • 2baths
  • 1,115sqft

18423 ALPHONSE Circle, Port Charlotte

2284 BROAD RANCH Drive, Port Charlotte, FL, 33948 — assumable FHA mortgage at 6.53%
FHA
Active
56
$550,000$65,749 equity gap
Rate
6.53%
7.32%today
Payment
$3,076/mo
$3,332today
  • 2beds
  • 2baths
  • 1,562sqft

2284 BROAD RANCH Drive, Port Charlotte

2451 AUBURN Boulevard, Port Charlotte, FL, 33948 — assumable FHA mortgage at 6.64%
FHA
Active
31
$339,900$38,629 equity gap
Rate
6.64%
7.32%today
Payment
$1,961/mo
$2,100today
  • 3beds
  • 2baths
  • 1,403sqft

2451 AUBURN Boulevard, Port Charlotte

3165 ROCK CREEK Drive, Port Charlotte, FL, 33948 — assumable VA mortgage at 7.29%
VA
Active
45
$305,000$49,968 equity gap
Rate
7.29%
7.32%today
Payment
$1,796/mo
$1,801today
  • 2beds
  • 1baths
  • 1,024sqft

3165 ROCK CREEK Drive, Port Charlotte

4256 BEACH VIEW Court, Port Charlotte, FL, 33948 — assumable VA mortgage at 6.26%
VA
Active
37
$835,000$270,725 equity gap
Rate
6.26%
7.32%today
Payment
$3,512/mo
$3,914today
  • 4beds
  • 3baths
  • 2,165sqft

4256 BEACH VIEW Court, Port Charlotte

20343 RUTHERFORD Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 6.28%
FHA
Active
38
$330,000$285,852 equity gap
Rate
6.28%
7.32%today
Payment
$645/mo
$717today
  • 4beds
  • 3baths
  • 2,135sqft

20343 RUTHERFORD Avenue, Port Charlotte

766 SIDNEY Terrace, Port Charlotte, FL, 33948 — assumable VA mortgage at 6.50%
VA
Active
37
$320,000$252,130 equity gap
Rate
6.50%
7.32%today
Payment
$442/mo
$481today
  • 2beds
  • 2baths
  • 1,299sqft

766 SIDNEY Terrace, Port Charlotte

2371 BAIRD Street, Port Charlotte, FL, 33948 — assumable FHA mortgage at 6.50%
FHA
Active
9
$299,990$299,990 equity gap
Rate
6.50%
7.32%today
Payment
$0/mo
  • 4beds
  • 2baths
  • 1,650sqft

2371 BAIRD Street, Port Charlotte

381 CAPATOLA Street, Port Charlotte, FL, 33948 — assumable FHA mortgage at 6.67%
FHA
Active
28
$297,400$287,281 equity gap
Rate
6.67%
7.32%today
Payment
$61/mo
$66today
  • 3beds
  • 2baths
  • 1,558sqft

381 CAPATOLA Street, Port Charlotte

849 DOBELL Terrace, Port Charlotte, FL, 33948 — assumable VA mortgage at 6.78%
VA
Active
38
$250,000Potential short sale
Rate
6.78%
7.32%today
Payment
$1,909/mo
$2,015today
  • 3beds
  • 2baths
  • 1,506sqft

849 DOBELL Terrace, Port Charlotte

20167 HOLLAND Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 6.83%
FHA
Active
40
$380,000$325,779 equity gap
Rate
6.83%
7.32%today
Payment
$360/mo
$378today
  • 3beds
  • 2baths
  • 1,356sqft

20167 HOLLAND Avenue, Port Charlotte

18316 MONMOUTH Avenue, Port Charlotte, FL, 33948 — assumable FHA mortgage at 6.85%
FHA
Active
3
$248,000Potential short sale
Rate
6.85%
7.32%today
Payment
$1,839/mo
$1,928today
  • 3beds
  • 2baths
  • 1,243sqft

18316 MONMOUTH Avenue, Port Charlotte

20477 MIDWAY Boulevard, Port Charlotte, FL, 33952 — assumable FHA mortgage at 7.13%
FHA
Active
8
$235,000$193,777 equity gap
Rate
7.13%
7.32%today
Payment
$730/mo
$744today
  • 3beds
  • 2baths
  • 1,436sqft

20477 MIDWAY Boulevard, Port Charlotte

Assuming a mortgage in Port Charlotte

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.90%
Lowest existing payment
$305 /mo
Median cash to assume
$186,561
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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