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Assumable homes for sale in Port Charlotte, FL

26 homesFHA & VA loansrates from 2.87% vs 7.32% today

Port Charlotte assumption guide
4374 TRIBY Terrace, North Port, FL, 34288 — assumable FHA mortgage at 2.87%
FHA
Active
39
$324,900$85,282 equity gap
Rate
2.87%
7.32%today
Payment
$1,115/mo
$1,847today
  • 3beds
  • 2baths
  • 1,689sqft

4374 TRIBY Terrace, North Port

4234 GALVIN Lane, North Port, FL, 34288 — assumable FHA mortgage at 2.96%
FHA
Active
33
$280,000$100,648 equity gap
Rate
2.96%
7.32%today
Payment
$869/mo
$1,422today
  • 3beds
  • 2baths
  • 1,464sqft

4234 GALVIN Lane, North Port

1093 DORCHESTER ST, Port Charlotte, FL, 33952 — assumable FHA mortgage at 2.97%
FHA
Active
49
$335,000$109,962 equity gap
Rate
2.97%
7.32%today
Payment
$1,076/mo
$1,760today
  • 4beds
  • 2baths
  • 1,950sqft

1093 DORCHESTER ST, Port Charlotte

279 AMBLER Street, Port Charlotte, FL, 33954 — assumable FHA mortgage at 3.00%
FHA
Active
9
$279,990$279,990 equity gap
Rate
3.00%
7.32%today
Payment
$0/mo
  • 4beds
  • 2baths
  • 1,426sqft

279 AMBLER Street, Port Charlotte

22111 MARSHALL Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 4.98%
FHA
Active
$225,000$3,271 equity gap
Rate
4.98%
7.32%today
Payment
$1,273/mo
$1,632today
  • 2beds
  • 2baths
  • 1,065sqft

22111 MARSHALL Avenue, Port Charlotte

22105 VOLTAIR Avenue, Port Charlotte, FL, 33954 — assumable FHA mortgage at 3.50%
FHA
Active
16
$299,900$299,900 equity gap
Rate
3.50%
7.32%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,469sqft

22105 VOLTAIR Avenue, Port Charlotte

881 RIVIERA Lane, Port Charlotte, FL, 33948 — assumable VA mortgage at 3.70%
VA
Active
53
$325,000$186,561 equity gap
Rate
3.70%
7.32%today
Payment
$746/mo
$1,113today
  • 3beds
  • 2baths
  • 1,751sqft

881 RIVIERA Lane, Port Charlotte

3405 VIVIAN Road, North Port, FL, 34288 — assumable FHA mortgage at 5.23%
FHA
Active
63
$420,000$62,290 equity gap
Rate
5.23%
7.32%today
Payment
$2,103/mo
$2,622today
  • 4beds
  • 2baths
  • 2,329sqft

3405 VIVIAN Road, North Port

304 FLETCHER Street, Port Charlotte, FL, 33954 — assumable VA mortgage at 6.54%
VA
Active
16
$199,000Potential short sale
Rate
6.54%
7.32%today
Payment
$1,314/mo
$1,422today
  • 2beds
  • 2baths
  • 1,008sqft

304 FLETCHER Street, Port Charlotte

18346 SAGAMORE Avenue, Port Charlotte, FL, 33954 — assumable FHA mortgage at 6.17%
FHA
Active
68
$340,000$27,840 equity gap
Rate
6.17%
7.32%today
Payment
$1,923/mo
$2,163today
  • 4beds
  • 2baths
  • 1,842sqft

18346 SAGAMORE Avenue, Port Charlotte

20367 ANDOVER Avenue, Port Charlotte, FL, 33954 — assumable FHA mortgage at 6.78%
FHA
Active
45
$239,000$4,665 equity gap
Rate
6.78%
7.32%today
Payment
$1,565/mo
$1,652today
  • 3beds
  • 2baths
  • 1,008sqft

20367 ANDOVER Avenue, Port Charlotte

2284 BROAD RANCH Drive, Port Charlotte, FL, 33948 — assumable FHA mortgage at 6.53%
FHA
Active
56
$550,000$65,749 equity gap
Rate
6.53%
7.32%today
Payment
$3,076/mo
$3,332today
  • 2beds
  • 2baths
  • 1,562sqft

2284 BROAD RANCH Drive, Port Charlotte

21434 BEAVERTON Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 6.62%
FHA
Active
13
$30,000$4,041 equity gap
Rate
6.62%
7.32%today
Payment
$489/mo
$525today
  • —beds
  • —baths
  • —sqft

21434 BEAVERTON Avenue, Port Charlotte

21298 MIDWAY Boulevard, Port Charlotte, FL, 33952 — assumable FHA mortgage at 6.87%
FHA
Active
50
$239,000$38,054 equity gap
Rate
6.87%
7.32%today
Payment
$1,354/mo
$1,416today
  • 2beds
  • 2baths
  • 1,228sqft

21298 MIDWAY Boulevard, Port Charlotte

4033 UNION Lane, North Port, FL, 34288 — assumable FHA mortgage at 7.23%
FHA
Active
36
$459,000$49,727 equity gap
Rate
7.23%
7.32%today
Payment
$2,874/mo
$2,900today
  • 3beds
  • 2baths
  • 1,992sqft

4033 UNION Lane, North Port

21378 PERCY Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 4.90%
FHA
Active
43
$109,000$66,118 equity gap
Rate
4.90%
7.32%today
Payment
$265/mo
$342today
  • 2beds
  • 1baths
  • 1,218sqft

21378 PERCY Avenue, Port Charlotte

2403 DUKE LN, Port Charlotte, FL, 33952 — assumable FHA mortgage at 5.10%
FHA
Active
32
$199,000Potential short sale
Rate
5.10%
7.32%today
Payment
$1,381/mo
$1,747today
  • 3beds
  • 2baths
  • 1,680sqft

2403 DUKE LN, Port Charlotte

21507 BANCROFT Avenue, Port Charlotte, FL, 33954 — assumable FHA mortgage at 6.50%
FHA
Active
29
$290,000$60,769 equity gap
Rate
6.50%
7.32%today
Payment
$1,489/mo
$1,619today
  • 3beds
  • 2baths
  • 1,066sqft

21507 BANCROFT Avenue, Port Charlotte

20462 KENILWORTH Boulevard, Port Charlotte, FL, 33954 — assumable FHA mortgage at 6.62%
FHA
Active
12
$350,000$89,052 equity gap
Rate
6.62%
7.32%today
Payment
$1,697/mo
$1,821today
  • 3beds
  • 3baths
  • 1,810sqft

20462 KENILWORTH Boulevard, Port Charlotte

20343 RUTHERFORD Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 6.28%
FHA
Active
38
$330,000$285,852 equity gap
Rate
6.28%
7.32%today
Payment
$645/mo
$717today
  • 4beds
  • 3baths
  • 2,135sqft

20343 RUTHERFORD Avenue, Port Charlotte

1190 ZINNEA Street, Port Charlotte, FL, 33952 — assumable FHA mortgage at 6.50%
FHA
Active
9
$308,990$308,990 equity gap
Rate
6.50%
7.32%today
Payment
$0/mo
  • 4beds
  • 2baths
  • 1,650sqft

1190 ZINNEA Street, Port Charlotte

21035 NOWELL Avenue, Port Charlotte, FL, 33954 — assumable FHA mortgage at 6.50%
FHA
Active
9
$284,990$284,990 equity gap
Rate
6.50%
7.32%today
Payment
$0/mo
  • 3beds
  • 2baths
  • 1,400sqft

21035 NOWELL Avenue, Port Charlotte

1227 ARDELLA Street, Port Charlotte, FL, 33952 — assumable FHA mortgage at 6.50%
FHA
Active
9
$294,990$294,990 equity gap
Rate
6.50%
7.32%today
Payment
$0/mo
  • 4beds
  • 2baths
  • 1,426sqft

1227 ARDELLA Street, Port Charlotte

1381 EAGLE Street, Port Charlotte, FL, 33952 — assumable FHA mortgage at 6.54%
FHA
Active
23
$289,900Potential short sale
Rate
6.54%
7.32%today
Payment
$2,337/mo
$2,529today
  • 3beds
  • 2baths
  • 2,199sqft

1381 EAGLE Street, Port Charlotte

20167 HOLLAND Avenue, Port Charlotte, FL, 33952 — assumable FHA mortgage at 6.83%
FHA
Active
40
$380,000$325,779 equity gap
Rate
6.83%
7.32%today
Payment
$360/mo
$378today
  • 3beds
  • 2baths
  • 1,356sqft

20167 HOLLAND Avenue, Port Charlotte

20477 MIDWAY Boulevard, Port Charlotte, FL, 33952 — assumable FHA mortgage at 7.13%
FHA
Active
8
$235,000$193,777 equity gap
Rate
7.13%
7.32%today
Payment
$730/mo
$744today
  • 3beds
  • 2baths
  • 1,436sqft

20477 MIDWAY Boulevard, Port Charlotte

Assuming a mortgage in Port Charlotte

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.87%
Lowest existing payment
$360 /mo
Median cash to assume
$89,052
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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