Assumable homes for sale in Port Charlotte, FL

15 homesFHA & VA loansrates from 2.88% vs 7.32% today

Port Charlotte assumption guide
258 RIO DE JANEIRO Avenue, Punta Gorda, FL, 33983 — assumable VA mortgage at 2.88%
VA
Active
48
$299,999$67,004 equity gap
Rate
2.88%
7.32%today
Payment
$1,085/mo
$1,796today
  • 4beds
  • 2baths
  • 1,846sqft

258 RIO DE JANEIRO Avenue, Punta Gorda

1452 WASSAIL Lane, Punta Gorda, FL, 33983 — assumable VA mortgage at 2.95%
VA
Active
37
$429,777$200,016 equity gap
Rate
2.95%
7.32%today
Payment
$1,089/mo
$1,785today
  • 3beds
  • 3baths
  • 2,104sqft

1452 WASSAIL Lane, Punta Gorda

1955 YORKTOWN Trail, Punta Gorda, FL, 33980 — assumable FHA mortgage at 3.41%
FHA
Active
39
$339,000$231,758 equity gap
Rate
3.41%
7.32%today
Payment
$706/mo
$1,093today
  • 3beds
  • 2baths
  • 1,666sqft

1955 YORKTOWN Trail, Punta Gorda

26330 RAMPART Boulevard #703 C, Punta Gorda, FL, 33983 — assumable FHA mortgage at 3.50%
FHA
Active
32
$155,000$155,000 equity gap
Rate
3.50%
7.32%today
Payment
$0/mo
  • 2beds
  • 3baths
  • 1,078sqft

26330 RAMPART Boulevard #703 C, Punta Gorda

25454 PALISADE Road, Punta Gorda, FL, 33983 — assumable VA mortgage at 3.88%
VA
Active
39
$379,000$267,150 equity gap
Rate
3.88%
7.32%today
Payment
$692/mo
$1,010today
  • 3beds
  • 2baths
  • 1,820sqft

25454 PALISADE Road, Punta Gorda

3543 DRANCE Street, Punta Gorda, FL, 33980 — assumable VA mortgage at 3.90%
VA
Active
31
$204,900$105,653 equity gap
Rate
3.90%
7.32%today
Payment
$572/mo
$833today
  • 3beds
  • 2baths
  • 988sqft

3543 DRANCE Street, Punta Gorda

1457 SAN CRISTOBAL Avenue #3203, Punta Gorda, FL, 33983 — assumable VA mortgage at 4.17%
VA
Active
11
$175,000Potential short sale
Rate
4.17%
7.32%today
Payment
$1,072/mo
$1,511today
  • 2beds
  • 2baths
  • 1,102sqft

1457 SAN CRISTOBAL Avenue #3203, Punta Gorda

27131 GUAPORE Drive, Punta Gorda, FL, 33983 — assumable FHA mortgage at 7.31%
FHA
Active
47
$355,000Potential short sale
Rate
7.31%
7.32%today
Payment
$2,681/mo
$2,683today
  • 4beds
  • 3baths
  • 2,032sqft

27131 GUAPORE Drive, Punta Gorda

2061 WILLOW HAMMOCK Circle #107, Port Charlotte, FL, 33983 — assumable VA mortgage at 6.67%
VA
Active
24
$159,900$11,876 equity gap
Rate
6.67%
7.32%today
Payment
$964/mo
$1,029today
  • 2beds
  • 2baths
  • 996sqft

2061 WILLOW HAMMOCK Circle #107, Port Charlotte

26550 DEEP CREEK Boulevard, Punta Gorda, FL, 33983 — assumable FHA mortgage at 6.71%
FHA
Active
49
$350,000$42,918 equity gap
Rate
6.71%
7.32%today
Payment
$2,054/mo
$2,185today
  • 3beds
  • 2baths
  • 2,066sqft

26550 DEEP CREEK Boulevard, Punta Gorda

2458 RIO DE JANEIRO Avenue, Punta Gorda, FL, 33983 — assumable FHA mortgage at 7.79%
FHA
Active
49
$379,900$40,279 equity gap
Rate
7.79%
7.32%today
Payment
$2,507/mo
$2,394today
  • 3beds
  • 2baths
  • 2,318sqft

2458 RIO DE JANEIRO Avenue, Punta Gorda

155 DANFORTH DR, Punta Gorda, FL, 33980 — assumable VA mortgage at 6.50%
VA
Active
47
$549,000$140,634 equity gap
Rate
6.50%
7.32%today
Payment
$2,699/mo
$2,933today
  • 2beds
  • 2baths
  • 1,512sqft

155 DANFORTH DR, Punta Gorda

24049 CANAL Street, Port Charlotte, FL, 33980 — assumable FHA mortgage at 5.29%
FHA
Active
53
$269,000$188,093 equity gap
Rate
5.29%
7.32%today
Payment
$715/mo
$886today
  • 3beds
  • 2baths
  • 1,655sqft

24049 CANAL Street, Port Charlotte

26567 DEEP CREEK Boulevard, Punta Gorda, FL, 33983 — assumable FHA mortgage at 6.50%
FHA
Active
41
$280,000Potential short sale
Rate
6.50%
7.32%today
Payment
$2,110/mo
$2,293today
  • 4beds
  • 2baths
  • 1,893sqft

26567 DEEP CREEK Boulevard, Punta Gorda

2221 MAURITANIA Road, Punta Gorda, FL, 33983 — assumable FHA mortgage at 9.52%
FHA
Active
31
$299,000Potential short sale
Rate
9.52%
7.32%today
Payment
$4,503/mo
$3,476today
  • 3beds
  • 2baths
  • 1,622sqft

2221 MAURITANIA Road, Punta Gorda

Assuming a mortgage in Port Charlotte

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.88%
Lowest existing payment
$572 /mo
Median cash to assume
$140,634
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.