Assumable homes for sale in Palomar Mountain, CA

6 homesFHA & VA loansrates from 2.87% vs 7.32% today

Palomar Mountain assumption guide
25770 E GRADE ROAD, Santa Ysabel, CA, 92070 — assumable VA mortgage at 2.87%
VA
Active
75
$899,000$98,011 equity gap
Rate
2.87%
7.32%today
Payment
$3,727/mo
$6,176today
  • 3beds
  • 2baths
  • 2,150sqft

25770 E GRADE ROAD, Santa Ysabel

35109 Highway 79 #SP#158, UNIT#157, Warner Springs, CA, 92086 — assumable VA mortgage at 3.99%
VA
Active
30
$285,000$171,787 equity gap
Rate
3.99%
7.32%today
Payment
$653/mo
$940today
  • 2beds
  • 2baths
  • 1,296sqft

35109 Highway 79 #SP#158, UNIT#157, Warner Springs

30349 Cool Valley Lane, Valley Center, CA, 92082 — assumable FHA mortgage at 4.625%
FHA
Active
58
$1,425,000$590,482 equity gap
Rate
4.625%
7.32%today
Payment
$4,602/mo
$6,149today
  • 7beds
  • 5baths
  • 4,694sqft

30349 Cool Valley Lane, Valley Center

35109 Highway 79 #10, Warner Springs, CA, 92086 — assumable FHA mortgage at 6.87%
FHA
Active
58
$249,000$47,600 equity gap
Rate
6.87%
7.32%today
Payment
$1,353/mo
$1,415today
  • 3beds
  • 2baths
  • 1,401sqft

35109 Highway 79 #10, Warner Springs

15360 Round Tree Road, Valley Center, CA, 92082 — assumable FHA mortgage at 6.96%
FHA
Active
29
$875,000$113,018 equity gap
Rate
6.96%
7.32%today
Payment
$5,205/mo
$5,396today
  • 3beds
  • 3baths
  • 1,931sqft

15360 Round Tree Road, Valley Center

26640 Paradise Valley, Warner Springs, CA, 92086 — assumable FHA mortgage at 5.51%
FHA
Active
64
$515,000$103,038 equity gap
Rate
5.51%
7.32%today
Payment
$2,484/mo
$3,001today
  • 3beds
  • 2baths
  • 1,763sqft

26640 Paradise Valley, Warner Springs

Assuming a mortgage in Palomar Mountain

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.87%
Lowest existing payment
$653 /mo
Median cash to assume
$108,028
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.