Assumable homes for sale in Palm Springs, CA

4 homesFHA & VA loansrates from 3.47% vs 7.32% today

Palm Springs assumption guide
858 Calle De Mimosas, Palm Springs, CA, 92262 — assumable FHA mortgage at 4.17%
FHA
Active
43
$529,000$68,222 equity gap
Rate
4.17%
7.32%today
Payment
$2,439/mo
$3,439today
  • 3beds
  • 2baths
  • 1,347sqft

858 Calle De Mimosas, Palm Springs

3551 Melody Lane, Palm Springs, CA, 92262 — assumable VA mortgage at 3.47%
VA
Active
33
$499,000$271,526 equity gap
Rate
3.47%
7.32%today
Payment
$1,175/mo
$1,805today
  • 2beds
  • 3baths
  • 1,306sqft

3551 Melody Lane, Palm Springs

3971 Vista Dunes, Palm Springs, CA, 92262 — assumable FHA mortgage at 4.07%
FHA
Active
36
$549,999$221,369 equity gap
Rate
4.07%
7.32%today
Payment
$1,844/mo
$2,631today
  • 3beds
  • 2baths
  • 1,835sqft

3971 Vista Dunes, Palm Springs

291 Mel #232, Palm Springs, CA, 92262 — assumable FHA mortgage at 6.83%
FHA
Active
34
$315,000$307,445 equity gap
Rate
6.83%
7.32%today
Payment
$275/mo
$289today
  • 2beds
  • 2baths
  • 902sqft

291 Mel #232, Palm Springs

Assuming a mortgage in Palm Springs

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
3.47%
Lowest existing payment
$1,175 /mo
Median cash to assume
$246,447
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.