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Assumable homes for sale in Palm Springs, CA

35 homesFHA & VA loansrates from 2.73% vs 7.32% today

Palm Springs assumption guide
32957 Pueblo Trail, Cathedral City, CA, 92234 — assumable FHA mortgage at 2.81%
FHA
Active
57
$550,000$218,182 equity gap
Rate
2.81%
7.32%today
Payment
$1,555/mo
$2,597today
  • 5beds
  • 3baths
  • 1,904sqft

32957 Pueblo Trail, Cathedral City

32957 Pueblo Trail, Cathedral City, CA, 92234 — assumable FHA mortgage at 2.81%
FHA
Active
57
$550,000$218,182 equity gap
Rate
2.81%
7.32%today
Payment
$1,555/mo
$2,597today
  • 5beds
  • 3baths
  • 1,904sqft

32957 Pueblo Trail, Cathedral City

26866 Rio Madre Drive, Cathedral City, CA, 92234 — assumable FHA mortgage at 2.86%
FHA
Active
58
$554,888$197,294 equity gap
Rate
2.86%
7.32%today
Payment
$1,655/mo
$2,745today
  • 5beds
  • 4baths
  • 2,076sqft

26866 Rio Madre Drive, Cathedral City

1914 Marguerite Street, Palm Springs, CA, 92264 — assumable VA mortgage at 2.89%
VA
Active
11
$725,000$227,217 equity gap
Rate
2.89%
7.32%today
Payment
$2,381/mo
$3,935today
  • 3beds
  • 2baths
  • 1,550sqft

1914 Marguerite Street, Palm Springs

27875 Avenida Maravilla, Cathedral City, CA, 92234 — assumable FHA mortgage at 2.96%
FHA
Active
38
$549,950$199,317 equity gap
Rate
2.96%
7.32%today
Payment
$1,690/mo
$2,768today
  • 3beds
  • 2baths
  • 1,865sqft

27875 Avenida Maravilla, Cathedral City

67486 Rio Largo Road, Cathedral City, CA, 92234 — assumable FHA mortgage at 3.13%
FHA
Active
59
$499,000$196,560 equity gap
Rate
3.13%
7.32%today
Payment
$1,498/mo
$2,401today
  • 3beds
  • 2baths
  • 1,924sqft

67486 Rio Largo Road, Cathedral City

858 Calle De Mimosas, Palm Springs, CA, 92262 — assumable FHA mortgage at 4.17%
FHA
Active
43
$529,000$68,222 equity gap
Rate
4.17%
7.32%today
Payment
$2,439/mo
$3,439today
  • 3beds
  • 2baths
  • 1,347sqft

858 Calle De Mimosas, Palm Springs

314 Via Napoli, Cathedral City, CA, 92234 — assumable VA mortgage at 2.73%
VA
Active
54
$629,900$360,839 equity gap
Rate
2.73%
7.32%today
Payment
$1,253/mo
$2,114today
  • 3beds
  • 3baths
  • 2,087sqft

314 Via Napoli, Cathedral City

1385 Passage Street, Palm Springs, CA, 92262 — assumable VA mortgage at 2.73%
VA
Active
53
$1,275,000$855,385 equity gap
Rate
2.73%
7.32%today
Payment
$1,959/mo
$3,305today
  • 3beds
  • 3baths
  • 2,315sqft

1385 Passage Street, Palm Springs

37369 Bankside Drive, Cathedral City, CA, 92234 — assumable VA mortgage at 2.83%
VA
Active
36
$775,000$476,374 equity gap
Rate
2.83%
7.32%today
Payment
$1,416/mo
$2,358today
  • 3beds
  • 2baths
  • 1,665sqft

37369 Bankside Drive, Cathedral City

77 Colgate Drive, Rancho Mirage, CA, 92270 — assumable VA mortgage at 2.88%
VA
Active
58
$1,195,000$709,791 equity gap
Rate
2.88%
7.32%today
Payment
$2,319/mo
$3,837today
  • 3beds
  • 3baths
  • 2,940sqft

77 Colgate Drive, Rancho Mirage

67353 Rio Naches Road, Cathedral City, CA, 92234 — assumable FHA mortgage at 2.96%
FHA
Active
31
$529,900$215,654 equity gap
Rate
2.96%
7.32%today
Payment
$1,511/mo
$2,475today
  • 3beds
  • 2baths
  • 1,924sqft

67353 Rio Naches Road, Cathedral City

25 Chardonnay, Rancho Mirage, CA, 92270 — assumable VA mortgage at 3.12%
VA
Active
75
$1,215,000$583,282 equity gap
Rate
3.12%
7.32%today
Payment
$2,996/mo
$4,807today
  • 2beds
  • 3baths
  • 2,504sqft

25 Chardonnay, Rancho Mirage

31520 Avenida El Mundo, Cathedral City, CA, 92234 — assumable FHA mortgage at 3.13%
FHA
Active
28
$430,000$183,047 equity gap
Rate
3.13%
7.32%today
Payment
$1,221/mo
$1,956today
  • 3beds
  • 2baths
  • 1,250sqft

31520 Avenida El Mundo, Cathedral City

31120 Avenue Valdez, Cathedral City, CA, 92234 — assumable VA mortgage at 3.14%
VA
Active
17
$430,000$367,997 equity gap
Rate
3.14%
7.32%today
Payment
$295/mo
$472today
  • 3beds
  • 2baths
  • 1,320sqft

31120 Avenue Valdez, Cathedral City

3551 Melody Lane, Palm Springs, CA, 92262 — assumable VA mortgage at 3.47%
VA
Active
33
$499,000$271,526 equity gap
Rate
3.47%
7.32%today
Payment
$1,175/mo
$1,805today
  • 2beds
  • 3baths
  • 1,306sqft

3551 Melody Lane, Palm Springs

69160 San Helena Avenue, Cathedral City, CA, 92234 — assumable FHA mortgage at 3.59%
FHA
Active
45
$617,000$512,194 equity gap
Rate
3.59%
7.32%today
Payment
$716/mo
$1,083today
  • 4beds
  • 3baths
  • 1,930sqft

69160 San Helena Avenue, Cathedral City

1970 Joshua Tree Place, Palm Springs, CA, 92264 — assumable FHA mortgage at 3.76%
FHA
Active
36
$1,675,000$1,628,323 equity gap
Rate
3.76%
7.32%today
Payment
$236/mo
$350today
  • 3beds
  • 2baths
  • 1,957sqft

1970 Joshua Tree Place, Palm Springs

3971 Vista Dunes, Palm Springs, CA, 92262 — assumable FHA mortgage at 4.07%
FHA
Active
36
$549,999$221,369 equity gap
Rate
4.07%
7.32%today
Payment
$1,844/mo
$2,631today
  • 3beds
  • 2baths
  • 1,835sqft

3971 Vista Dunes, Palm Springs

68795 Minerva Road, Cathedral City, CA, 92234 — assumable FHA mortgage at 4.14%
FHA
Active
53
$549,000$210,652 equity gap
Rate
4.14%
7.32%today
Payment
$1,907/mo
$2,698today
  • 4beds
  • 3baths
  • 2,216sqft

68795 Minerva Road, Cathedral City

73301 Broadmoor Drive, Thousand Palms, CA, 92276 — assumable VA mortgage at 4.07%
VA
Active
38
$239,000$146,350 equity gap
Rate
4.07%
7.32%today
Payment
$520/mo
$742today
  • 2beds
  • 2baths
  • 1,980sqft

73301 Broadmoor Drive, Thousand Palms

68700 Panorama Road, Cathedral City, CA, 92234 — assumable FHA mortgage at 4.08%
FHA
Active
$649,000$405,372 equity gap
Rate
4.08%
7.32%today
Payment
$1,533/mo
$2,185today
  • 4beds
  • 3baths
  • 2,668sqft

68700 Panorama Road, Cathedral City

149 Yale, Rancho Mirage, CA, 92270 — assumable VA mortgage at 4.13%
VA
Active
38
$1,350,000$897,489 equity gap
Rate
4.13%
7.32%today
Payment
$2,737/mo
$3,877today
  • 3beds
  • 3baths
  • 2,784sqft

149 Yale, Rancho Mirage

639 Via Firenze, Cathedral City, CA, 92234 — assumable VA mortgage at 6.50%
VA
Active
43
$579,800$19,162 equity gap
Rate
6.50%
7.32%today
Payment
$3,620/mo
$3,934today
  • 4beds
  • 3baths
  • 1,975sqft

639 Via Firenze, Cathedral City

31015 Avenida Alvera, Cathedral City, CA, 92234 — assumable FHA mortgage at 6.50%
FHA
Active
2
$505,000Potential short sale
Rate
6.50%
7.32%today
Payment
$3,356/mo
$3,647today
  • 2beds
  • 2baths
  • 1,516sqft

31015 Avenida Alvera, Cathedral City

69848 Brookview Way, Cathedral City, CA, 92234 — assumable FHA mortgage at 4.37%
FHA
Active
$420,000$256,849 equity gap
Rate
4.37%
7.32%today
Payment
$1,102/mo
$1,518today
  • 4beds
  • 2baths
  • 1,636sqft

69848 Brookview Way, Cathedral City

15785 Snow View Drive, Palm Springs, CA, 92262 — assumable FHA mortgage at 6.43%
FHA
Active
20
$359,999$25,414 equity gap
Rate
6.43%
7.32%today
Payment
$2,184/mo
$2,390today
  • 3beds
  • 2baths
  • 1,560sqft

15785 Snow View Drive, Palm Springs

67365 Rio Naches Road, Cathedral City, CA, 92234 — assumable FHA mortgage at 6.86%
FHA
Active
34
$519,900$44,667 equity gap
Rate
6.86%
7.32%today
Payment
$3,156/mo
$3,305today
  • 3beds
  • 2baths
  • 1,811sqft

67365 Rio Naches Road, Cathedral City

35200 Cathedral Canyon Drive #R139, Cathedral City, CA, 92234 — assumable FHA mortgage at 6.89%
FHA
Active
36
$289,000$25,369 equity gap
Rate
6.89%
7.32%today
Payment
$1,761/mo
$1,838today
  • 1beds
  • 2baths
  • 1,080sqft

35200 Cathedral Canyon Drive #R139, Cathedral City

68148 Madrid Road, Cathedral City, CA, 92234 — assumable FHA mortgage at 6.62%
FHA
Active
57
$675,000$106,745 equity gap
Rate
6.62%
7.32%today
Payment
$3,744/mo
$4,019today
  • 6beds
  • 3baths
  • 2,825sqft

68148 Madrid Road, Cathedral City

28790 Avenida Marquesa, Cathedral City, CA, 92234 — assumable FHA mortgage at 6.84%
FHA
Active
11
$545,000$126,185 equity gap
Rate
6.84%
7.32%today
Payment
$2,791/mo
$2,929today
  • 3beds
  • 2baths
  • 1,205sqft

28790 Avenida Marquesa, Cathedral City

69629 Antonia Way, Rancho Mirage, CA, 92270 — assumable FHA mortgage at 5.35%
FHA
Active
45
$349,000$256,219 equity gap
Rate
5.35%
7.32%today
Payment
$1,117/mo
$1,374today
  • 3beds
  • 2baths
  • 1,360sqft

69629 Antonia Way, Rancho Mirage

291 Mel #232, Palm Springs, CA, 92262 — assumable FHA mortgage at 6.83%
FHA
Active
34
$315,000$307,445 equity gap
Rate
6.83%
7.32%today
Payment
$275/mo
$289today
  • 2beds
  • 2baths
  • 902sqft

291 Mel #232, Palm Springs

73360 Colonial Drive, Thousand Palms, CA, 92276 — assumable FHA mortgage at 7.10%
FHA
Active
30
$168,000$68,632 equity gap
Rate
7.10%
7.32%today
Payment
$734/mo
$748today
  • 3beds
  • 2baths
  • 1,392sqft

73360 Colonial Drive, Thousand Palms

25950 Lilac Drive, Idyllwild, CA, 92549 — assumable FHA mortgage at 7.15%
FHA
Active
40
$379,000$402,970 equity gap
Rate
7.15%
7.32%today
Payment
$789/mo
$803today
  • 3beds
  • 2baths
  • 1,120sqft

25950 Lilac Drive, Idyllwild

Assuming a mortgage in Palm Springs

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.73%
Lowest existing payment
$520 /mo
Median cash to assume
$219,775
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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