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Assumable homes for sale in Palmdale, CA

14 homesFHA & VA loansrates from 2.67% vs 7.32% today

Palmdale assumption guide
1735 Boysenberry, Palmdale, CA, 93550 — assumable VA mortgage at 2.67%
VA
Active
45
$475,000$193,741 equity gap
Rate
2.67%
7.32%today
Payment
$1,308/mo
$2,223today
  • 4beds
  • 3baths
  • 1,744sqft

1735 Boysenberry, Palmdale

2052 Avenue R12, Palmdale, CA, 93550 — assumable FHA mortgage at 2.73%
FHA
Active
29
$485,000$470,263 equity gap
Rate
2.73%
7.32%today
Payment
$78/mo
$125today
  • 3beds
  • 2baths
  • 1,502sqft

2052 Avenue R12, Palmdale

3458 Santa Barbara Court, Palmdale, CA, 93550 — assumable FHA mortgage at 2.87%
FHA
Active
17
$389,000$375,311 equity gap
Rate
2.87%
7.32%today
Payment
$75/mo
$116today
  • 2beds
  • 2baths
  • 1,101sqft

3458 Santa Barbara Court, Palmdale

38457 31st, Palmdale, CA, 93550 — assumable FHA mortgage at 3.11%
FHA
Active
26
$359,000$172,901 equity gap
Rate
3.11%
7.32%today
Payment
$882/mo
$1,416today
  • 3beds
  • 1baths
  • 914sqft

38457 31st, Palmdale

2614 Joshua Hills DR, Palmdale, CA, 93550 — assumable FHA mortgage at 3.21%
FHA
Active
24
$524,999$230,701 equity gap
Rate
3.21%
7.32%today
Payment
$1,467/mo
$2,327today
  • 3beds
  • 2baths
  • 1,434sqft

2614 Joshua Hills DR, Palmdale

2723 Nandina, Palmdale, CA, 93550 — assumable FHA mortgage at 3.60%
FHA
Active
18
$424,900$182,485 equity gap
Rate
3.60%
7.32%today
Payment
$1,272/mo
$1,922today
  • 3beds
  • 2baths
  • 1,190sqft

2723 Nandina, Palmdale

37510 Conifer, Palmdale, CA, 93550 — assumable FHA mortgage at 5.51%
FHA
Active
7
$495,000$42,305 equity gap
Rate
5.51%
7.32%today
Payment
$2,729/mo
$3,298today
  • 3beds
  • 2baths
  • 1,509sqft

37510 Conifer, Palmdale

37411 Litchfield, Palmdale, CA, 93550 — assumable FHA mortgage at 4.10%
FHA
Active
24
$539,955$264,455 equity gap
Rate
4.10%
7.32%today
Payment
$1,547/mo
$2,199today
  • 4beds
  • 3baths
  • 1,734sqft

37411 Litchfield, Palmdale

3336 Avenue Q10, Palmdale, CA, 93550 — assumable FHA mortgage at 6.00%
FHA
Active
38
$529,000$36,947 equity gap
Rate
6.00%
7.32%today
Payment
$2,962/mo
$3,394today
  • 4beds
  • 3baths
  • 1,929sqft

3336 Avenue Q10, Palmdale

3005 Chuckwagon Road, Palmdale, CA, 93550 — assumable FHA mortgage at 6.85%
FHA
Active
47
$549,999$28,708 equity gap
Rate
6.85%
7.32%today
Payment
$3,461/mo
$3,629today
  • 4beds
  • 3baths
  • 2,196sqft

3005 Chuckwagon Road, Palmdale

38017 Periwinkle Place, Palmdale, CA, 93550 — assumable FHA mortgage at 7.18%
FHA
Active
28
$625,000$55,464 equity gap
Rate
7.18%
7.32%today
Payment
$3,976/mo
$4,032today
  • 4beds
  • 3baths
  • 2,652sqft

38017 Periwinkle Place, Palmdale

2870 Nandina Drive, Palmdale, CA, 93550 — assumable FHA mortgage at 6.50%
FHA
Active
14
$420,000$47,299 equity gap
Rate
6.50%
7.32%today
Payment
$2,389/mo
$2,597today
  • 2beds
  • 2baths
  • 937sqft

2870 Nandina Drive, Palmdale

1302 Avenue R2, Palmdale, CA, 93550 — assumable FHA mortgage at 6.72%
FHA
Active
40
$579,900$78,649 equity gap
Rate
6.72%
7.32%today
Payment
$3,301/mo
$3,507today
  • 3beds
  • 1baths
  • 1,068sqft

1302 Avenue R2, Palmdale

37469 Cambridge Lane, Palmdale, CA, 93550 — assumable FHA mortgage at 6.27%
FHA
Active
34
$460,000$142,272 equity gap
Rate
6.27%
7.32%today
Payment
$1,978/mo
$2,202today
  • 3beds
  • 2baths
  • 1,477sqft

37469 Cambridge Lane, Palmdale

Assuming a mortgage in Palmdale

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.67%
Lowest existing payment
$882 /mo
Median cash to assume
$157,587
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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