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Assumable homes for sale in Palmdale, CA

20 homesFHA & VA loansrates from 2.67% vs 7.40% today

Palmdale assumption guide
4100 Avenue Q11, Palmdale, CA, 93552 — assumable FHA mortgage at 3.09%
FHA
Active
25
$439,000$175,435 equity gap
Rate
3.09%
7.40%today
Payment
$1,251/mo
$2,031today
  • 3beds
  • 2baths
  • 1,549sqft

4100 Avenue Q11, Palmdale

1735 Boysenberry, Palmdale, CA, 93550 — assumable VA mortgage at 2.67%
VA
Active
6
$475,000$193,741 equity gap
Rate
2.67%
7.40%today
Payment
$1,308/mo
$2,241today
  • 4beds
  • 3baths
  • 1,744sqft

1735 Boysenberry, Palmdale

2052 Avenue R12, Palmdale, CA, 93550 — assumable FHA mortgage at 2.73%
FHA
Active
29
$485,000$470,263 equity gap
Rate
2.73%
7.40%today
Payment
$78/mo
$126today
  • 3beds
  • 2baths
  • 1,502sqft

2052 Avenue R12, Palmdale

3458 Santa Barbara Court, Palmdale, CA, 93550 — assumable FHA mortgage at 2.87%
FHA
Active
17
$389,000$375,311 equity gap
Rate
2.87%
7.40%today
Payment
$75/mo
$117today
  • 2beds
  • 2baths
  • 1,101sqft

3458 Santa Barbara Court, Palmdale

36918 Serendipity, Palmdale, CA, 93552 — assumable FHA mortgage at 2.98%
FHA
Active
$489,900$241,439 equity gap
Rate
2.98%
7.40%today
Payment
$1,181/mo
$1,944today
  • 4beds
  • 2baths
  • 1,560sqft

36918 Serendipity, Palmdale

38457 31st, Palmdale, CA, 93550 — assumable FHA mortgage at 3.11%
FHA
Active
26
$359,000$172,901 equity gap
Rate
3.11%
7.40%today
Payment
$882/mo
$1,428today
  • 3beds
  • 1baths
  • 914sqft

38457 31st, Palmdale

2614 Joshua Hills DR, Palmdale, CA, 93550 — assumable FHA mortgage at 3.21%
FHA
Active
24
$524,999$230,701 equity gap
Rate
3.21%
7.40%today
Payment
$1,467/mo
$2,345today
  • 3beds
  • 2baths
  • 1,434sqft

2614 Joshua Hills DR, Palmdale

37779 Nova Ave, Palmdale, CA, 93552 — assumable FHA mortgage at 3.50%
FHA
Active
30
$610,000$257,715 equity gap
Rate
3.50%
7.40%today
Payment
$1,830/mo
$2,822today
  • 3beds
  • 3baths
  • 2,748sqft

37779 Nova Ave, Palmdale

2723 Nandina, Palmdale, CA, 93550 — assumable FHA mortgage at 3.60%
FHA
Active
18
$424,900$182,485 equity gap
Rate
3.60%
7.40%today
Payment
$1,272/mo
$1,938today
  • 3beds
  • 2baths
  • 1,190sqft

2723 Nandina, Palmdale

36838 Serendipity Avenue, Palmdale, CA, 93552 — assumable FHA mortgage at 3.92%
FHA
Active
30
$350,000Potential short sale
Rate
3.92%
7.40%today
Payment
$1,996/mo
$2,923today
  • 3beds
  • 2baths
  • 1,504sqft

36838 Serendipity Avenue, Palmdale

37411 Litchfield, Palmdale, CA, 93550 — assumable FHA mortgage at 4.10%
FHA
Active
24
$539,955$264,455 equity gap
Rate
4.10%
7.40%today
Payment
$1,547/mo
$2,216today
  • 4beds
  • 3baths
  • 1,734sqft

37411 Litchfield, Palmdale

3336 Avenue Q10, Palmdale, CA, 93550 — assumable FHA mortgage at 6.00%
FHA
Active
38
$529,000$36,947 equity gap
Rate
6.00%
7.40%today
Payment
$2,962/mo
$3,421today
  • 4beds
  • 3baths
  • 1,929sqft

3336 Avenue Q10, Palmdale

37739 Mentor Court, Palmdale, CA, 93550 — assumable FHA mortgage at 6.46%
FHA
Active
5
$498,000$45,377 equity gap
Rate
6.46%
7.40%today
Payment
$2,905/mo
$3,195today
  • 3beds
  • 2baths
  • 1,287sqft

37739 Mentor Court, Palmdale

3005 Chuckwagon Road, Palmdale, CA, 93550 — assumable FHA mortgage at 6.85%
FHA
Active
47
$549,999$28,708 equity gap
Rate
6.85%
7.40%today
Payment
$3,461/mo
$3,658today
  • 4beds
  • 3baths
  • 2,196sqft

3005 Chuckwagon Road, Palmdale

38017 Periwinkle Place, Palmdale, CA, 93550 — assumable FHA mortgage at 7.18%
FHA
Active
28
$625,000$55,464 equity gap
Rate
7.18%
7.40%today
Payment
$3,976/mo
$4,064today
  • 4beds
  • 3baths
  • 2,652sqft

38017 Periwinkle Place, Palmdale

2870 Nandina Drive, Palmdale, CA, 93550 — assumable FHA mortgage at 6.50%
FHA
Active
14
$420,000$47,299 equity gap
Rate
6.50%
7.40%today
Payment
$2,389/mo
$2,617today
  • 2beds
  • 2baths
  • 937sqft

2870 Nandina Drive, Palmdale

1302 Avenue R2, Palmdale, CA, 93550 — assumable FHA mortgage at 6.72%
FHA
Active
40
$579,900$78,649 equity gap
Rate
6.72%
7.40%today
Payment
$3,301/mo
$3,535today
  • 3beds
  • 1baths
  • 1,068sqft

1302 Avenue R2, Palmdale

38229 Mentor Court, Palmdale, CA, 93550 — assumable FHA mortgage at 6.78%
FHA
Active
22
$520,000$56,113 equity gap
Rate
6.78%
7.40%today
Payment
$3,098/mo
$3,297today
  • 3beds
  • 2baths
  • 1,461sqft

38229 Mentor Court, Palmdale

37469 Cambridge Lane, Palmdale, CA, 93550 — assumable FHA mortgage at 6.27%
FHA
Active
34
$460,000$142,272 equity gap
Rate
6.27%
7.40%today
Payment
$1,978/mo
$2,219today
  • 3beds
  • 2baths
  • 1,477sqft

37469 Cambridge Lane, Palmdale

37318 27th, Palmdale, CA, 93550 — assumable FHA mortgage at 6.13%
FHA
Active
$400,000$205,487 equity gap
Rate
6.13%
7.40%today
Payment
$1,237/mo
$1,409today
  • 3beds
  • 2baths
  • 1,327sqft

37318 27th, Palmdale

Assuming a mortgage in Palmdale

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.67%
Lowest existing payment
$882 /mo
Median cash to assume
$175,435
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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