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Assumable homes for sale in Palmdale, CA

16 homesFHA loansrates from 2.87% vs 7.40% today

Palmdale assumption guide
4100 Avenue Q11, Palmdale, CA, 93552 — assumable FHA mortgage at 3.09%
FHA
Active
25
$439,000$175,435 equity gap
Rate
3.09%
7.40%today
Payment
$1,251/mo
$2,031today
  • 3beds
  • 2baths
  • 1,549sqft

4100 Avenue Q11, Palmdale

3458 Santa Barbara Court, Palmdale, CA, 93550 — assumable FHA mortgage at 2.87%
FHA
Active
17
$389,000$375,311 equity gap
Rate
2.87%
7.40%today
Payment
$75/mo
$117today
  • 2beds
  • 2baths
  • 1,101sqft

3458 Santa Barbara Court, Palmdale

36918 Serendipity, Palmdale, CA, 93552 — assumable FHA mortgage at 2.98%
FHA
Active
$489,900$241,439 equity gap
Rate
2.98%
7.40%today
Payment
$1,181/mo
$1,944today
  • 4beds
  • 2baths
  • 1,560sqft

36918 Serendipity, Palmdale

37779 Nova Ave, Palmdale, CA, 93552 — assumable FHA mortgage at 3.50%
FHA
Active
30
$610,000$257,715 equity gap
Rate
3.50%
7.40%today
Payment
$1,830/mo
$2,822today
  • 3beds
  • 3baths
  • 2,748sqft

37779 Nova Ave, Palmdale

5856 Blue Sage, Palmdale, CA, 93552 — assumable FHA mortgage at 3.75%
FHA
Active
30
$460,000$198,980 equity gap
Rate
3.75%
7.40%today
Payment
$1,410/mo
$2,108today
  • 3beds
  • 2baths
  • 1,675sqft

5856 Blue Sage, Palmdale

36838 Serendipity Avenue, Palmdale, CA, 93552 — assumable FHA mortgage at 3.92%
FHA
Active
30
$350,000Potential short sale
Rate
3.92%
7.40%today
Payment
$1,996/mo
$2,923today
  • 3beds
  • 2baths
  • 1,504sqft

36838 Serendipity Avenue, Palmdale

3336 Avenue Q10, Palmdale, CA, 93550 — assumable FHA mortgage at 6.00%
FHA
Active
38
$529,000$36,947 equity gap
Rate
6.00%
7.40%today
Payment
$2,962/mo
$3,421today
  • 4beds
  • 3baths
  • 1,929sqft

3336 Avenue Q10, Palmdale

37739 Mentor Court, Palmdale, CA, 93550 — assumable FHA mortgage at 6.46%
FHA
Active
5
$498,000$45,377 equity gap
Rate
6.46%
7.40%today
Payment
$2,905/mo
$3,195today
  • 3beds
  • 2baths
  • 1,287sqft

37739 Mentor Court, Palmdale

36724 Little Sycamore, Palmdale, CA, 93552 — assumable FHA mortgage at 6.46%
FHA
Active
$555,000$42,758 equity gap
Rate
6.46%
7.40%today
Payment
$3,294/mo
$3,624today
  • 4beds
  • 2baths
  • 1,706sqft

36724 Little Sycamore, Palmdale

38017 Periwinkle Place, Palmdale, CA, 93550 — assumable FHA mortgage at 7.18%
FHA
Active
28
$625,000$55,464 equity gap
Rate
7.18%
7.40%today
Payment
$3,976/mo
$4,064today
  • 4beds
  • 3baths
  • 2,652sqft

38017 Periwinkle Place, Palmdale

37806 Sulphur Springs Road, Palmdale, CA, 93552 — assumable FHA mortgage at 5.81%
FHA
Active
42
$499,900$59,448 equity gap
Rate
5.81%
7.40%today
Payment
$2,740/mo
$3,229today
  • 4beds
  • 3baths
  • 1,658sqft

37806 Sulphur Springs Road, Palmdale

37328 Festival Court, Palmdale, CA, 93552 — assumable FHA mortgage at 6.11%
FHA
Active
23
$540,000$109,541 equity gap
Rate
6.11%
7.40%today
Payment
$2,750/mo
$3,139today
  • 4beds
  • 2baths
  • 1,528sqft

37328 Festival Court, Palmdale

37909 Smoke Tree, Palmdale, CA, 93552 — assumable FHA mortgage at 6.27%
FHA
Active
30
$509,999$51,707 equity gap
Rate
6.27%
7.40%today
Payment
$2,944/mo
$3,304today
  • 4beds
  • 3baths
  • 1,780sqft

37909 Smoke Tree, Palmdale

38229 Mentor Court, Palmdale, CA, 93550 — assumable FHA mortgage at 6.78%
FHA
Active
22
$520,000$56,113 equity gap
Rate
6.78%
7.40%today
Payment
$3,098/mo
$3,297today
  • 3beds
  • 2baths
  • 1,461sqft

38229 Mentor Court, Palmdale

38309 Fuschia Lane, Palmdale, CA, 93552 — assumable FHA mortgage at 6.50%
FHA
Active
56
$530,000$238,062 equity gap
Rate
6.50%
7.40%today
Payment
$1,852/mo
$2,029today
  • 4beds
  • 3baths
  • 2,738sqft

38309 Fuschia Lane, Palmdale

6324 Trapani, Palmdale, CA, 93552 — assumable FHA mortgage at 6.74%
FHA
Active
8
$525,000$479,515 equity gap
Rate
6.74%
7.40%today
Payment
$305/mo
$325today
  • 5beds
  • 3baths
  • 3,801sqft

6324 Trapani, Palmdale

Assuming a mortgage in Palmdale

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
2.87%
Lowest existing payment
$305 /mo
Median cash to assume
$109,541
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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