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Assumable homes for sale in Palm Coast, FL

21 homesFHA & VA loansrates from 2.72% vs 7.32% today

Palm Coast assumption guide
51 FANSHAWE Lane, Palm Coast, FL, 32137 — assumable FHA mortgage at 2.98%
FHA
Active
37
$375,000$49,149 equity gap
Rate
2.98%
7.32%today
Payment
$1,525/mo
$2,491today
  • 3beds
  • 3baths
  • 2,056sqft

51 FANSHAWE Lane, Palm Coast

5 BUD HOLLOW Drive, Palm Coast, FL, 32137 — assumable VA mortgage at 3.07%
VA
Active
24
$355,000$50,389 equity gap
Rate
3.07%
7.32%today
Payment
$1,443/mo
$2,330today
  • 3beds
  • 2baths
  • 1,637sqft

5 BUD HOLLOW Drive, Palm Coast

5 LYNTON Place, Palm Coast, FL, 32137 — assumable FHA mortgage at 3.07%
FHA
Active
48
$394,000$83,612 equity gap
Rate
3.07%
7.32%today
Payment
$1,470/mo
$2,374today
  • 3beds
  • 2baths
  • 2,117sqft

5 LYNTON Place, Palm Coast

22 FIRETHORN Lane, Palm Coast, FL, 32137 — assumable VA mortgage at 3.21%
VA
Active
34
$300,000$103,152 equity gap
Rate
3.21%
7.32%today
Payment
$983/mo
$1,560today
  • 3beds
  • 2baths
  • 1,376sqft

22 FIRETHORN Lane, Palm Coast

58 BRITTANY Lane, Palm Coast, FL, 32137 — assumable FHA mortgage at 2.72%
FHA
Active
75
$345,000$144,753 equity gap
Rate
2.72%
7.32%today
Payment
$938/mo
$1,585today
  • 3beds
  • 2baths
  • 1,808sqft

58 BRITTANY Lane, Palm Coast

64 LANCELOT Drive, Palm Coast, FL, 32137 — assumable VA mortgage at 2.90%
VA
Active
57
$499,900$351,910 equity gap
Rate
2.90%
7.32%today
Payment
$709/mo
$1,170today
  • 3beds
  • 2baths
  • 2,020sqft

64 LANCELOT Drive, Palm Coast

11 LANCASTER Lane, Palm Coast, FL, 32137 — assumable FHA mortgage at 3.15%
FHA
Active
38
$460,000$247,102 equity gap
Rate
3.15%
7.32%today
Payment
$1,054/mo
$1,686today
  • 3beds
  • 2baths
  • 1,765sqft

11 LANCASTER Lane, Palm Coast

118 FERNDALE Lane, Palm Coast, FL, 32137 — assumable VA mortgage at 3.18%
VA
Active
57
$440,000$282,136 equity gap
Rate
3.18%
7.32%today
Payment
$898/mo
$1,350today
  • 3beds
  • 2baths
  • 1,569sqft

118 FERNDALE Lane, Palm Coast

57 FORRESTER Place, Palm Coast, FL, 32137 — assumable FHA mortgage at 3.33%
FHA
Active
35
$300,000$138,704 equity gap
Rate
3.33%
7.32%today
Payment
$820/mo
$1,281today
  • 3beds
  • 2baths
  • 1,412sqft

57 FORRESTER Place, Palm Coast

247 BIRD OF PARADISE Drive, Palm Coast, FL, 32137 — assumable FHA mortgage at 3.64%
FHA
Active
39
$275,000$115,317 equity gap
Rate
3.64%
7.32%today
Payment
$843/mo
$1,268today
  • 4beds
  • 2baths
  • 1,806sqft

247 BIRD OF PARADISE Drive, Palm Coast

92 FOSTER Lane, Palm Coast, FL, 32137 — assumable FHA mortgage at 3.82%
FHA
Active
32
$399,999$211,097 equity gap
Rate
3.82%
7.32%today
Payment
$1,032/mo
$1,518today
  • 4beds
  • 2baths
  • 1,997sqft

92 FOSTER Lane, Palm Coast

75 BROWNSTONE Lane, Palm Coast, FL, 32137 — assumable VA mortgage at 6.15%
VA
Active
40
$560,000Potential short sale
Rate
6.15%
7.32%today
Payment
$3,473/mo
$3,916today
  • 5beds
  • 3baths
  • 2,944sqft

75 BROWNSTONE Lane, Palm Coast

635 MAHOGANY Run, Palm Coast, FL, 32137 — assumable FHA mortgage at 5.51%
FHA
Active
68
$868,000$173,323 equity gap
Rate
5.51%
7.32%today
Payment
$4,206/mo
$5,083today
  • 4beds
  • 4baths
  • 2,651sqft

635 MAHOGANY Run, Palm Coast

29 FERBER Lane, Palm Coast, FL, 32137 — assumable VA mortgage at 6.42%
VA
Active
30
$340,000$19,442 equity gap
Rate
6.42%
7.32%today
Payment
$2,100/mo
$2,301today
  • 3beds
  • 2baths
  • 1,349sqft

29 FERBER Lane, Palm Coast

17 BIRCHWOOD Place, Palm Coast, FL, 32137 — assumable FHA mortgage at 6.83%
FHA
Active
54
$375,000$27,704 equity gap
Rate
6.83%
7.32%today
Payment
$2,302/mo
$2,418today
  • 4beds
  • 3baths
  • 2,094sqft

17 BIRCHWOOD Place, Palm Coast

126 FLORIDA PARK Drive, Palm Coast, FL, 32137 — assumable VA mortgage at 6.48%
VA
Active
57
$305,000$32,157 equity gap
Rate
6.48%
7.32%today
Payment
$1,798/mo
$1,958today
  • 3beds
  • 2baths
  • 1,777sqft

126 FLORIDA PARK Drive, Palm Coast

31 FREELAND Lane, Palm Coast, FL, 32137 — assumable FHA mortgage at 6.54%
FHA
Active
27
$330,000$76,137 equity gap
Rate
6.54%
7.32%today
Payment
$1,676/mo
$1,814today
  • 3beds
  • 2baths
  • 1,846sqft

31 FREELAND Lane, Palm Coast

4 BURNING EMBER Lane, Palm Coast, FL, 32137 — assumable FHA mortgage at 6.69%
FHA
Active
49
$589,000$122,475 equity gap
Rate
6.69%
7.32%today
Payment
$3,095/mo
$3,298today
  • 4beds
  • 3baths
  • 2,733sqft

4 BURNING EMBER Lane, Palm Coast

6 BIRDSEYE Place, Palm Coast, FL, 32137 — assumable FHA mortgage at 6.71%
FHA
Active
28
$369,000$147,961 equity gap
Rate
6.71%
7.32%today
Payment
$1,479/mo
$1,573today
  • 4beds
  • 2baths
  • 2,340sqft

6 BIRDSEYE Place, Palm Coast

19 BIG DIPPER Lane, Palm Coast, FL, 32137 — assumable FHA mortgage at 6.88%
FHA
Active
43
$369,900$50,072 equity gap
Rate
6.88%
7.32%today
Payment
$2,155/mo
$2,252today
  • 4beds
  • 3baths
  • 2,098sqft

19 BIG DIPPER Lane, Palm Coast

117 REDBUD Road, Palm Coast, FL, 32137 — assumable FHA mortgage at 7.23%
FHA
Active
13
$235,000Potential short sale
Rate
7.23%
7.32%today
Payment
$1,878/mo
$1,895today
  • 3beds
  • 3baths
  • 1,758sqft

117 REDBUD Road, Palm Coast

Assuming a mortgage in Palm Coast

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.72%
Lowest existing payment
$709 /mo
Median cash to assume
$115,317
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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