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Assumable homes for sale in Pala, CA

37 homesVA & FHA loansrates from 2.77% vs 7.32% today

Pala assumption guide
45776 Klamath Court, Temecula, CA, 92592 — assumable VA mortgage at 2.87%
VA
Active
34
$599,900$113,634 equity gap
Rate
2.87%
7.32%today
Payment
$2,273/mo
$3,766today
  • 4beds
  • 3baths
  • 2,274sqft

45776 Klamath Court, Temecula

253 Paddock Lane, Fallbrook, CA, 92028 — assumable VA mortgage at 3.11%
VA
Active
26
$730,000$159,527 equity gap
Rate
3.11%
7.32%today
Payment
$2,703/mo
$4,342today
  • 3beds
  • 3baths
  • 1,985sqft

253 Paddock Lane, Fallbrook

860 Magarian Rd, Fallbrook, CA, 92028 — assumable VA mortgage at 3.89%
VA
Active
32
$695,000$99,360 equity gap
Rate
3.89%
7.32%today
Payment
$3,060/mo
$4,462today
  • 3beds
  • 2baths
  • 1,112sqft

860 Magarian Rd, Fallbrook

45602 Altree Court, Temecula, CA, 92592 — assumable VA mortgage at 2.77%
VA
Active
62
$1,200,000$482,244 equity gap
Rate
2.77%
7.32%today
Payment
$3,365/mo
$5,648today
  • 5beds
  • 3baths
  • 3,823sqft

45602 Altree Court, Temecula

32205 Callesito Fadrique, Temecula, CA, 92592 — assumable VA mortgage at 2.89%
VA
Active
54
$772,000$285,409 equity gap
Rate
2.89%
7.32%today
Payment
$2,328/mo
$3,847today
  • 3beds
  • 3baths
  • 2,258sqft

32205 Callesito Fadrique, Temecula

45489 Camino Monzon, Temecula, CA, 92592 — assumable VA mortgage at 2.96%
VA
Active
64
$759,000$272,579 equity gap
Rate
2.96%
7.32%today
Payment
$2,307/mo
$3,778today
  • 4beds
  • 3baths
  • 2,665sqft

45489 Camino Monzon, Temecula

1097 Camino Alisos, Fallbrook, CA, 92028 — assumable VA mortgage at 3.51%
VA
Active
75
$2,225,000$485,844 equity gap
Rate
3.51%
7.32%today
Payment
$8,592/mo
$13,127today
  • 4beds
  • 4baths
  • 3,702sqft

1097 Camino Alisos, Fallbrook

265 Spotted Saddle Way, Fallbrook, CA, 92028 — assumable VA mortgage at 3.02%
VA
Active
26
$765,000$285,587 equity gap
Rate
3.02%
7.32%today
Payment
$2,278/mo
$3,703today
  • 4beds
  • 3baths
  • 2,156sqft

265 Spotted Saddle Way, Fallbrook

1826 Via Monserate, Fallbrook, CA, 92028 — assumable VA mortgage at 2.81%
VA
Active
24
$1,000,000$702,538 equity gap
Rate
2.81%
7.32%today
Payment
$1,394/mo
$2,328today
  • 3beds
  • 3baths
  • 2,000sqft

1826 Via Monserate, Fallbrook

2645 Daisy Ln, Fallbrook, CA, 92028 — assumable VA mortgage at 2.84%
VA
Active
31
$1,100,000$691,648 equity gap
Rate
2.84%
7.32%today
Payment
$1,894/mo
$3,150today
  • 3beds
  • 3baths
  • 2,483sqft

2645 Daisy Ln, Fallbrook

45794 Corte Lerma, Temecula, CA, 92592 — assumable VA mortgage at 2.87%
VA
Active
37
$830,000$467,791 equity gap
Rate
2.87%
7.32%today
Payment
$1,729/mo
$2,865today
  • 5beds
  • 3baths
  • 2,258sqft

45794 Corte Lerma, Temecula

10975 Old Oak Holler, Valley Center, CA, 92082 — assumable VA mortgage at 2.88%
VA
Active
68
$2,250,000$1,026,489 equity gap
Rate
2.88%
7.32%today
Payment
$5,713/mo
$9,453today
  • 5beds
  • 2baths
  • 2,428sqft

10975 Old Oak Holler, Valley Center

1019 Riverview Drive, Fallbrook, CA, 92028 — assumable VA mortgage at 2.98%
VA
Active
42
$970,000$637,470 equity gap
Rate
2.98%
7.32%today
Payment
$1,606/mo
$2,624today
  • 3beds
  • 3baths
  • 2,081sqft

1019 Riverview Drive, Fallbrook

31402 Lake Vista, Bonsall, CA, 92003 — assumable VA mortgage at 2.98%
VA
Active
64
$2,500,000$1,161,746 equity gap
Rate
2.98%
7.32%today
Payment
$6,361/mo
$10,391today
  • 4beds
  • 5baths
  • 4,583sqft

31402 Lake Vista, Bonsall

1637 Pala Lake Drive, Fallbrook, CA, 92028 — assumable VA mortgage at 3.70%
VA
Active
68
$529,000$209,204 equity gap
Rate
3.70%
7.32%today
Payment
$1,703/mo
$2,542today
  • 2beds
  • 2baths
  • 1,438sqft

1637 Pala Lake Drive, Fallbrook

45948 Parsippany Court, Temecula, CA, 92592 — assumable VA mortgage at 3.53%
VA
Active
71
$874,900$683,764 equity gap
Rate
3.53%
7.32%today
Payment
$1,266/mo
$1,929today
  • 5beds
  • 3baths
  • 2,708sqft

45948 Parsippany Court, Temecula

35916 Rice Canyon Road, Fallbrook, CA, 92028 — assumable VA mortgage at 3.73%
VA
Active
38
$1,568,000$1,043,941 equity gap
Rate
3.73%
7.32%today
Payment
$2,831/mo
$4,210today
  • 3beds
  • 2baths
  • 1,536sqft

35916 Rice Canyon Road, Fallbrook

929 Pepper Tree Lane, Fallbrook, CA, 92028 — assumable VA mortgage at 5.70%
VA
Active
74
$959,000$50,666 equity gap
Rate
5.70%
7.32%today
Payment
$5,543/mo
$6,560today
  • 3beds
  • 2baths
  • 2,280sqft

929 Pepper Tree Lane, Fallbrook

5474 Starlight Pl, Bonsall, CA, 92003 — assumable FHA mortgage at 6.30%
FHA
Active
43
$835,000$31,525 equity gap
Rate
6.30%
7.32%today
Payment
$5,022/mo
$5,573today
  • 4beds
  • 3baths
  • 2,043sqft

5474 Starlight Pl, Bonsall

35788 Bay Morgan Lane, Fallbrook, CA, 92028 — assumable VA mortgage at 6.56%
VA
Active
41
$1,049,000$31,795 equity gap
Rate
6.56%
7.32%today
Payment
$6,529/mo
$7,052today
  • 4beds
  • 3baths
  • 3,006sqft

35788 Bay Morgan Lane, Fallbrook

46101 Sharon, Temecula, CA, 92592 — assumable VA mortgage at 6.63%
VA
Active
70
$929,900$26,028 equity gap
Rate
6.63%
7.32%today
Payment
$5,955/mo
$6,385today
  • 5beds
  • 3baths
  • 3,393sqft

46101 Sharon, Temecula

31908 Del Cielo Este #10A, Bonsall, CA, 92003 — assumable VA mortgage at 6.78%
VA
Active
21
$574,999$23,311 equity gap
Rate
6.78%
7.32%today
Payment
$3,688/mo
$3,894today
  • 3beds
  • 3baths
  • 1,653sqft

31908 Del Cielo Este #10A, Bonsall

35104 Crop Place, Fallbrook, CA, 92028 — assumable FHA mortgage at 6.82%
FHA
Active
46
$599,000$25,381 equity gap
Rate
6.82%
7.32%today
Payment
$3,842/mo
$4,040today
  • 3beds
  • 3baths
  • 1,471sqft

35104 Crop Place, Fallbrook

45632 Corte Lobos, Temecula, CA, 92592 — assumable VA mortgage at 6.96%
VA
Active
44
$865,500Potential short sale
Rate
6.96%
7.32%today
Payment
$5,855/mo
$6,070today
  • 5beds
  • 3baths
  • 2,650sqft

45632 Corte Lobos, Temecula

248 Dun Blazer Way, Fallbrook, CA, 92028 — assumable VA mortgage at 6.67%
VA
Active
58
$765,000$44,791 equity gap
Rate
6.67%
7.32%today
Payment
$4,774/mo
$5,098today
  • 4beds
  • 3baths
  • 2,156sqft

248 Dun Blazer Way, Fallbrook

35169 Rangpur Ln, Fallbrook, CA, 92028 — assumable VA mortgage at 7.79%
VA
Active
38
$490,000$30,592 equity gap
Rate
7.79%
7.32%today
Payment
$3,391/mo
$3,239today
  • 2beds
  • 3baths
  • 1,083sqft

35169 Rangpur Ln, Fallbrook

30349 Cool Valley Lane, Valley Center, CA, 92082 — assumable FHA mortgage at 4.625%
FHA
Active
58
$1,425,000$590,482 equity gap
Rate
4.625%
7.32%today
Payment
$4,602/mo
$6,149today
  • 7beds
  • 5baths
  • 4,694sqft

30349 Cool Valley Lane, Valley Center

32036 Del Cielo Oeste #7E, Bonsall, CA, 92003 — assumable VA mortgage at 6.09%
VA
Active
36
$600,000$101,850 equity gap
Rate
6.09%
7.32%today
Payment
$3,086/mo
$3,501today
  • 2beds
  • 2baths
  • 1,040sqft

32036 Del Cielo Oeste #7E, Bonsall

35177 Orchard Trl, Fallbrook, CA, 92028 — assumable VA mortgage at 6.64%
VA
Active
31
$875,000$128,000 equity gap
Rate
6.64%
7.32%today
Payment
$4,937/mo
$5,288today
  • 4beds
  • 3baths
  • 2,341sqft

35177 Orchard Trl, Fallbrook

311 SATSUMA TRAIL, Fallbrook, CA, 92028 — assumable VA mortgage at 6.71%
VA
Active
34
$540,000$96,657 equity gap
Rate
6.71%
7.32%today
Payment
$2,966/mo
$3,154today
  • 3beds
  • 3baths
  • 1,185sqft

311 SATSUMA TRAIL, Fallbrook

308 SEEDLING WAY, Fallbrook, CA, 92028 — assumable VA mortgage at 6.78%
VA
Active
9
$540,000$87,254 equity gap
Rate
6.78%
7.32%today
Payment
$3,049/mo
$3,220today
  • 3beds
  • 3baths
  • 1,283sqft

308 SEEDLING WAY, Fallbrook

35265 Blossom Place, Fallbrook, CA, 92028 — assumable FHA mortgage at 6.86%
FHA
Active
48
$674,999$74,487 equity gap
Rate
6.86%
7.32%today
Payment
$4,034/mo
$4,225today
  • 4beds
  • 3baths
  • 1,668sqft

35265 Blossom Place, Fallbrook

35111 Rangpur Lane, Fallbrook, CA, 92028 — assumable FHA mortgage at 6.92%
FHA
Active
40
$525,000$85,362 equity gap
Rate
6.92%
7.32%today
Payment
$3,031/mo
$3,155today
  • 2beds
  • 3baths
  • 1,185sqft

35111 Rangpur Lane, Fallbrook

980 Cookie Lane, Fallbrook, CA, 92028 — assumable FHA mortgage at 5.30%
FHA
Active
58
$899,900$838,160 equity gap
Rate
5.30%
7.32%today
Payment
$386/mo
$471today
  • 5beds
  • 3baths
  • 2,544sqft

980 Cookie Lane, Fallbrook

347 Sweet Pl, Fallbrook, CA, 92028 — assumable VA mortgage at 6.46%
VA
Active
34
$470,000Potential short sale
Rate
6.46%
7.32%today
Payment
$3,504/mo
$3,824today
  • 2beds
  • 3baths
  • 1,083sqft

347 Sweet Pl, Fallbrook

11155 San Antonio Way, Valley Center, CA, 92082 — assumable FHA mortgage at 6.69%
FHA
Active
44
$530,000Potential short sale
Rate
6.69%
7.32%today
Payment
$4,051/mo
$4,317today
  • 2beds
  • 2baths
  • 1,470sqft

11155 San Antonio Way, Valley Center

Assuming a mortgage in Pala

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.77%
Lowest existing payment
$386 /mo
Median cash to assume
$159,527
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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