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Assumable homes for sale in Pacheco, CA

35 homesFHA & VA loansrates from 2.66% vs 7.32% today

Pacheco assumption guide
2674 Olivera Rd, Concord, CA, 94519 — assumable FHA mortgage at 2.77%
FHA
Active
44
$695,000$130,188 equity gap
Rate
2.77%
7.32%today
Payment
$2,593/mo
$4,353today
  • 3beds
  • 2baths
  • 1,103sqft

2674 Olivera Rd, Concord

1152 Maywood Lane, Martinez, CA, 94553 — assumable FHA mortgage at 2.79%
FHA
Active
36
$499,000$87,416 equity gap
Rate
2.79%
7.32%today
Payment
$1,934/mo
$3,238today
  • 3beds
  • 2baths
  • 1,216sqft

1152 Maywood Lane, Martinez

4344 Saint Charles Pl, Concord, CA, 94521 — assumable FHA mortgage at 2.80%
FHA
Active
33
$499,000$74,940 equity gap
Rate
2.80%
7.32%today
Payment
$2,009/mo
$3,359today
  • 3beds
  • 2baths
  • 1,088sqft

4344 Saint Charles Pl, Concord

621 New Bedford Drive, Vallejo, CA, 94591 — assumable FHA mortgage at 2.88%
FHA
Active
20
$575,000$74,554 equity gap
Rate
2.88%
7.32%today
Payment
$2,321/mo
$3,840today
  • 3beds
  • 3baths
  • 1,932sqft

621 New Bedford Drive, Vallejo

191 Clipper Dr, Pittsburg, CA, 94565 — assumable FHA mortgage at 2.98%
FHA
Active
23
$570,000$91,449 equity gap
Rate
2.98%
7.32%today
Payment
$2,264/mo
$3,699today
  • 3beds
  • 2baths
  • 1,186sqft

191 Clipper Dr, Pittsburg

1465 Cortez Ct, Walnut Creek, CA, 94598 — assumable VA mortgage at 2.90%
VA
Active
55
$1,649,000$347,655 equity gap
Rate
2.90%
7.32%today
Payment
$6,132/mo
$10,119today
  • 5beds
  • 3baths
  • 2,606sqft

1465 Cortez Ct, Walnut Creek

731 Hamilton Dr, Pleasant Hill, CA, 94523 — assumable VA mortgage at 3.51%
VA
Active
39
$1,495,000$199,004 equity gap
Rate
3.51%
7.32%today
Payment
$5,319/mo
$8,840today
  • 4beds
  • 2baths
  • 1,948sqft

731 Hamilton Dr, Pleasant Hill

201 navone st, Vallejo, CA, 94591 — assumable VA mortgage at 4.16%
VA
Active
34
$495,000$34,817 equity gap
Rate
4.16%
7.32%today
Payment
$2,433/mo
$3,435today
  • 2beds
  • 1baths
  • 806sqft

201 navone st, Vallejo

1526 Parkwood Pl, Concord, CA, 94521 — assumable VA mortgage at 2.70%
VA
Active
44
$395,000$119,538 equity gap
Rate
2.70%
7.32%today
Payment
$1,282/mo
$2,171today
  • 3beds
  • 2baths
  • 1,191sqft

1526 Parkwood Pl, Concord

3961 Mulberry Drive, Concord, CA, 94519-1216 — assumable VA mortgage at 2.66%
VA
Active
29
$850,000$508,561 equity gap
Rate
2.66%
7.32%today
Payment
$1,582/mo
$2,693today
  • 3beds
  • 2baths
  • 1,836sqft

3961 Mulberry Drive, Concord

1820 Enclave Pl, Concord, CA, 94519 — assumable FHA mortgage at 2.90%
FHA
Active
43
$629,000Potential short sale
Rate
2.90%
7.32%today
Payment
$3,054/mo
$5,040today
  • 3beds
  • 3baths
  • 1,368sqft

1820 Enclave Pl, Concord

3131 Cowell Rd, Concord, CA, 94518 — assumable FHA mortgage at 3.07%
FHA
Active
31
$699,000$494,519 equity gap
Rate
3.07%
7.32%today
Payment
$969/mo
$1,564today
  • 3beds
  • 2baths
  • 1,137sqft

3131 Cowell Rd, Concord

643 Sutton Ct, Walnut Creek, CA, 94598 — assumable VA mortgage at 3.13%
VA
Active
32
$1,298,000$959,841 equity gap
Rate
3.13%
7.32%today
Payment
$1,970/mo
$2,978today
  • 4beds
  • 2baths
  • 1,756sqft

643 Sutton Ct, Walnut Creek

1325 San Lucas Dr, Pittsburg, CA, 94565 — assumable VA mortgage at 3.20%
VA
Active
37
$769,999$339,446 equity gap
Rate
3.20%
7.32%today
Payment
$2,154/mo
$3,421today
  • 5beds
  • 3baths
  • 3,320sqft

1325 San Lucas Dr, Pittsburg

2214 Pacheco Blvd, Martinez, CA, 94553 — assumable FHA mortgage at 3.75%
FHA
Active
25
$659,900$218,857 equity gap
Rate
3.75%
7.32%today
Payment
$2,387/mo
$3,541today
  • 3beds
  • 2baths
  • 1,316sqft

2214 Pacheco Blvd, Martinez

5075 Alhambra Valley Rd, Martinez, CA, 94553 — assumable VA mortgage at 3.65%
VA
Active
68
$1,599,000$1,329,965 equity gap
Rate
3.65%
7.32%today
Payment
$1,604/mo
$2,409today
  • 3beds
  • 3baths
  • 2,228sqft

5075 Alhambra Valley Rd, Martinez

2089 Olivera Rd #B, Concord, CA, 94520 — assumable VA mortgage at 3.72%
VA
Active
8
$349,000$248,136 equity gap
Rate
3.72%
7.32%today
Payment
$607/mo
$903today
  • 2beds
  • 2baths
  • 975sqft

2089 Olivera Rd #B, Concord

829 Stonehaven Dr, Walnut Creek, CA, 94598 — assumable VA mortgage at 3.75%
VA
Active
43
$1,995,000$1,186,393 equity gap
Rate
3.75%
7.32%today
Payment
$4,367/mo
$6,477today
  • 4beds
  • 3baths
  • 2,894sqft

829 Stonehaven Dr, Walnut Creek

1182 Seasons Drive, Pittsburg, CA, 94565 — assumable FHA mortgage at 3.90%
FHA
Active
14
$675,000$332,187 equity gap
Rate
3.90%
7.32%today
Payment
$2,000/mo
$2,913today
  • 4beds
  • 3baths
  • 2,025sqft

1182 Seasons Drive, Pittsburg

1919 Aspenridge Ct, Walnut Creek, CA, 94597 — assumable VA mortgage at 4.05%
VA
Active
46
$1,198,000$912,861 equity gap
Rate
4.05%
7.32%today
Payment
$2,051/mo
$2,933today
  • 3beds
  • 3baths
  • 2,549sqft

1919 Aspenridge Ct, Walnut Creek

3121 Cowell Rd, Concord, CA, 94518 — assumable FHA mortgage at 4.38%
FHA
Active
22
$760,000$292,937 equity gap
Rate
4.38%
7.32%today
Payment
$2,791/mo
$3,838today
  • 4beds
  • 2baths
  • 1,491sqft

3121 Cowell Rd, Concord

1412 Sanctuary St, Pittsburg, CA, 94565 — assumable FHA mortgage at 6.33%
FHA
Active
58
$625,000Potential short sale
Rate
6.33%
7.32%today
Payment
$4,201/mo
$4,647today
  • 3beds
  • 3baths
  • 1,837sqft

1412 Sanctuary St, Pittsburg

167 El Bonito, Benicia, CA, 94510-2216 — assumable FHA mortgage at 6.48%
FHA
Active
6
$625,000$16,782 equity gap
Rate
6.48%
7.32%today
Payment
$3,840/mo
$4,182today
  • 2beds
  • 1baths
  • 1,092sqft

167 El Bonito, Benicia

1725 Indian Wells Way, Clayton, CA, 94517 — assumable VA mortgage at 6.77%
VA
Active
35
$729,000$9,998 equity gap
Rate
6.77%
7.32%today
Payment
$4,778/mo
$5,050today
  • 2beds
  • 2baths
  • 1,235sqft

1725 Indian Wells Way, Clayton

2685 Richard Ave, Concord, CA, 94520 — assumable FHA mortgage at 6.92%
FHA
Active
54
$695,000$23,023 equity gap
Rate
6.92%
7.32%today
Payment
$4,536/mo
$4,721today
  • 5beds
  • 2baths
  • 1,593sqft

2685 Richard Ave, Concord

195 Pleasant Valley Drive, Walnut Creek, CA, 94597 — assumable VA mortgage at 6.35%
VA
Active
69
$1,699,999$170,523 equity gap
Rate
6.35%
7.32%today
Payment
$9,738/mo
$10,750today
  • 3beds
  • 2baths
  • 2,126sqft

195 Pleasant Valley Drive, Walnut Creek

59 Autumn Ln, Pittsburg, CA, 94565 — assumable FHA mortgage at 6.70%
FHA
Active
32
$599,999$9,577 equity gap
Rate
6.70%
7.32%today
Payment
$3,991/mo
$4,249today
  • 3beds
  • 3baths
  • 1,546sqft

59 Autumn Ln, Pittsburg

2135 Rock Pass Pl, Martinez, CA, 94553 — assumable VA mortgage at 6.50%
VA
Active
38
$755,000$98,392 equity gap
Rate
6.50%
7.32%today
Payment
$4,205/mo
$4,570today
  • 3beds
  • 3baths
  • 1,602sqft

2135 Rock Pass Pl, Martinez

26 Cooke St, Crockett, CA, 94525 — assumable FHA mortgage at 6.50%
FHA
Active
35
$585,000$75,355 equity gap
Rate
6.50%
7.32%today
Payment
$3,360/mo
$3,652today
  • 3beds
  • 2baths
  • 885sqft

26 Cooke St, Crockett

3586 Skylark Dr, Concord, CA, 94520 — assumable FHA mortgage at 6.78%
FHA
Active
55
$849,000$105,059 equity gap
Rate
6.78%
7.32%today
Payment
$4,949/mo
$5,225today
  • 3beds
  • 2baths
  • 1,238sqft

3586 Skylark Dr, Concord

5251 Pebble Glen Dr, Concord, CA, 94521 — assumable FHA mortgage at 6.50%
FHA
Active
19
$699,999$202,941 equity gap
Rate
6.50%
7.32%today
Payment
$3,183/mo
$3,460today
  • 3beds
  • 3baths
  • 1,683sqft

5251 Pebble Glen Dr, Concord

2082 Overhill Rd, Concord, CA, 94520 — assumable FHA mortgage at 6.22%
FHA
Active
30
$390,000Potential short sale
Rate
6.22%
7.32%today
Payment
$3,330/mo
$3,727today
  • 4beds
  • 2baths
  • 1,201sqft

2082 Overhill Rd, Concord

111 Manor Dr, Bay Point, CA, 94565 — assumable FHA mortgage at 6.33%
FHA
Active
28
$375,000Potential short sale
Rate
6.33%
7.32%today
Payment
$2,805/mo
$3,103today
  • 2beds
  • 1baths
  • 918sqft

111 Manor Dr, Bay Point

100 bear cove ct, Vallejo, CA, 94591 — assumable FHA mortgage at 6.95%
FHA
Active
27
$575,000Potential short sale
Rate
6.95%
7.32%today
Payment
$4,557/mo
$4,729today
  • 3beds
  • 3baths
  • 1,746sqft

100 bear cove ct, Vallejo

2596 Oak Rd #275, Walnut Creek, CA, 94597 — assumable FHA mortgage at 6.95%
FHA
Active
47
$549,000Potential short sale
Rate
6.95%
7.32%today
Payment
$4,290/mo
$4,452today
  • 2beds
  • 3baths
  • 1,168sqft

2596 Oak Rd #275, Walnut Creek

Assuming a mortgage in Pacheco

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.66%
Lowest existing payment
$607 /mo
Median cash to assume
$170,523
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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