Assumable homes for sale in Oxnard, CA

5 homesVA & FHA loansrates from 2.83% vs 7.32% today

Oxnard assumption guide
232 Bolero Lane, Oxnard, CA, 93036 — assumable VA mortgage at 2.85%
VA
Active
38
$729,900$235,464 equity gap
Rate
2.85%
7.32%today
Payment
$2,333/mo
$3,875today
  • 3beds
  • 3baths
  • 1,464sqft

232 Bolero Lane, Oxnard

324 Kiawah River Drive, Oxnard, CA, 93036 — assumable VA mortgage at 2.83%
VA
Active
33
$874,000$382,533 equity gap
Rate
2.83%
7.32%today
Payment
$2,325/mo
$3,872today
  • 4beds
  • 4baths
  • 2,004sqft

324 Kiawah River Drive, Oxnard

1335 Edgewood Way, Oxnard, CA, 93030 — assumable VA mortgage at 6.99%
VA
Active
27
$369,000$10,714 equity gap
Rate
6.99%
7.32%today
Payment
$2,437/mo
$2,519today
  • 2beds
  • 1baths
  • 965sqft

1335 Edgewood Way, Oxnard

735 Garonne Street, Oxnard, CA, 93036 — assumable FHA mortgage at 5.52%
FHA
Active
23
$675,000$120,285 equity gap
Rate
5.52%
7.32%today
Payment
$3,352/mo
$4,047today
  • 3beds
  • 2baths
  • 1,449sqft

735 Garonne Street, Oxnard

2725 Smokey Mountain Drive, Oxnard, CA, 93036 — assumable FHA mortgage at 5.00%
FHA
Active
18
$630,000$452,595 equity gap
Rate
5.00%
7.32%today
Payment
$1,528/mo
$1,955today
  • 3beds
  • 3baths
  • 1,336sqft

2725 Smokey Mountain Drive, Oxnard

Assuming a mortgage in Oxnard

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour.

Lowest existing rate
2.83%
Lowest existing payment
$1,528 /mo
Median cash to assume
$235,464
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.