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Assumable homes for sale in Oxford, FL

165 homesVA & FHA loansrates from 2.24% vs 7.32% today

Oxford assumption guide
16581 77TH NORTHRIDGE Court, The Villages, FL, 32162 — assumable VA mortgage at 2.625%
VA
Active
41
$469,000$219,322 equity gap
Rate
2.625%
7.32%today
Payment
$1,161/mo
$1,985today
  • 3beds
  • 2baths
  • 1,850sqft

16581 77TH NORTHRIDGE Court, The Villages

10767 174TH Loop, Summerfield, FL, 34491 — assumable VA mortgage at 2.88%
VATop pick
Active
45
$225,000$20,128 equity gap
Rate
2.88%
7.32%today
Payment
$954/mo
$1,579today
  • 3beds
  • 2baths
  • 1,690sqft

10767 174TH Loop, Summerfield

4575 137TH Place, Summerfield, FL, 34491 — assumable FHA mortgage at 3.45%
FHATop pick
Active
43
$230,000$8,150 equity gap
Rate
3.45%
7.32%today
Payment
$1,091/mo
$1,679today
  • 3beds
  • 2baths
  • 1,367sqft

4575 137TH Place, Summerfield

5255 SUNSHINE DR, Wildwood, FL, 34785 — assumable FHA mortgage at 2.99%
FHA
Active
42
$224,900$34,042 equity gap
Rate
2.99%
7.32%today
Payment
$906/mo
$1,478today
  • 3beds
  • 2baths
  • 1,504sqft

5255 SUNSHINE DR, Wildwood

780 ADRIENNE Way, The Villages, FL, 32163 — assumable VA mortgage at 3.55%
VA
Active
24
$389,000$38,133 equity gap
Rate
3.55%
7.32%today
Payment
$1,741/mo
$2,647today
  • 3beds
  • 2baths
  • 1,357sqft

780 ADRIENNE Way, The Villages

4322 CASAURINA Road, Lady Lake, FL, 32159 — assumable FHA mortgage at 3.06%
FHA
Active
22
$245,000$57,064 equity gap
Rate
3.06%
7.32%today
Payment
$903/mo
$1,460today
  • 3beds
  • 2baths
  • 2,075sqft

4322 CASAURINA Road, Lady Lake

3418 155TH Place, Ocala, FL, 34473 — assumable FHA mortgage at 3.13%
FHA
Active
40
$265,000$72,033 equity gap
Rate
3.13%
7.32%today
Payment
$934/mo
$1,497today
  • 3beds
  • 2baths
  • 1,543sqft

3418 155TH Place, Ocala

10957 170TH LANE Road, Summerfield, FL, 34491 — assumable VA mortgage at 3.76%
VA
Active
23
$289,900$55,602 equity gap
Rate
3.76%
7.32%today
Payment
$1,187/mo
$1,759today
  • 3beds
  • 2baths
  • 1,381sqft

10957 170TH LANE Road, Summerfield

17832 115TH Court, Summerfield, FL, 34491 — assumable FHA mortgage at 3.30%
FHA
Active
57
$310,000$78,628 equity gap
Rate
3.30%
7.32%today
Payment
$1,281/mo
$2,009today
  • 3beds
  • 3baths
  • 1,749sqft

17832 115TH Court, Summerfield

867 CORTEZ Avenue, The Villages, FL, 32159 — assumable FHA mortgage at 4.01%
FHA
Active
22
$350,000$27,833 equity gap
Rate
4.01%
7.32%today
Payment
$2,058/mo
$2,957today
  • 2beds
  • 2baths
  • 1,770sqft

867 CORTEZ Avenue, The Villages

8305 168TH MARDELL Lane, The Villages, FL, 32162 — assumable VA mortgage at 4.42%
VA
Active
46
$388,876$15,981 equity gap
Rate
4.42%
7.32%today
Payment
$2,027/mo
$2,773today
  • 3beds
  • 2baths
  • 1,766sqft

8305 168TH MARDELL Lane, The Villages

2854 140TH Lane, Summerfield, FL, 34491 — assumable VA mortgage at 2.24%
VA
Active
19
$210,000$74,812 equity gap
Rate
2.24%
7.32%today
Payment
$580/mo
$1,044today
  • 3beds
  • 2baths
  • 1,093sqft

2854 140TH Lane, Summerfield

5395 SUNSHINE Drive, Wildwood, FL, 34785 — assumable FHA mortgage at 2.84%
FHA
Active
29
$289,500$105,400 equity gap
Rate
2.84%
7.32%today
Payment
$872/mo
$1,450today
  • 2beds
  • 2baths
  • 1,614sqft

5395 SUNSHINE Drive, Wildwood

11337 175TH Place, Summerfield, FL, 34491 — assumable VA mortgage at 2.88%
VA
Active
48
$259,900$102,688 equity gap
Rate
2.88%
7.32%today
Payment
$753/mo
$1,246today
  • 2beds
  • 2baths
  • 1,502sqft

11337 175TH Place, Summerfield

9778 PEPPER TREE Place, Wildwood, FL, 34785 — assumable FHA mortgage at 2.94%
FHA
Active
47
$349,900$134,924 equity gap
Rate
2.94%
7.32%today
Payment
$1,039/mo
$1,706today
  • 4beds
  • 3baths
  • 2,279sqft

9778 PEPPER TREE Place, Wildwood

3635 STEPHEN Road, Lady Lake, FL, 32159 — assumable VA mortgage at 2.96%
VA
Active
27
$514,900$160,424 equity gap
Rate
2.96%
7.32%today
Payment
$1,677/mo
$2,747today
  • 4beds
  • 3baths
  • 2,510sqft

3635 STEPHEN Road, Lady Lake

16947 93RD CUTHBERT Circle, The Villages, FL, 32162 — assumable VA mortgage at 2.96%
VA
Active
47
$332,000$120,148 equity gap
Rate
2.96%
7.32%today
Payment
$1,002/mo
$1,642today
  • 3beds
  • 2baths
  • 1,497sqft

16947 93RD CUTHBERT Circle, The Villages

9782 157TH Lane, Summerfield, FL, 34491 — assumable FHA mortgage at 2.97%
FHA
Active
22
$195,000$66,747 equity gap
Rate
2.97%
7.32%today
Payment
$610/mo
$998today
  • 3beds
  • 1baths
  • 1,176sqft

9782 157TH Lane, Summerfield

13645 39TH Court, Ocala, FL, 34473 — assumable FHA mortgage at 3.08%
FHA
Active
30
$259,000$94,463 equity gap
Rate
3.08%
7.32%today
Payment
$794/mo
$1,281today
  • 3beds
  • 2baths
  • 1,362sqft

13645 39TH Court, Ocala

17079 25TH TERRACE Road, Ocala, FL, 34473 — assumable FHA mortgage at 3.12%
FHA
Active
14
$298,900$103,439 equity gap
Rate
3.12%
7.32%today
Payment
$929/mo
$1,491today
  • 3beds
  • 2baths
  • 1,631sqft

17079 25TH TERRACE Road, Ocala

2406 LAKE ELLA Road, Fruitland Park, FL, 34731 — assumable VA mortgage at 3.76%
VA
Active
78
$759,900$193,553 equity gap
Rate
3.76%
7.32%today
Payment
$2,875/mo
$4,259today
  • 4beds
  • 4baths
  • 3,048sqft

2406 LAKE ELLA Road, Fruitland Park

17760 84TH PEYTON Court, The Villages, FL, 32162 — assumable VA mortgage at 2.37%
VA
Active
32
$315,000$242,916 equity gap
Rate
2.37%
7.32%today
Payment
$661/mo
$917today
  • 2beds
  • 2baths
  • 1,165sqft

17760 84TH PEYTON Court, The Villages

1457 SOTHELL Street, The Villages, FL, 32162 — assumable VA mortgage at 2.65%
VA
Active
35
$299,000$121,619 equity gap
Rate
2.65%
7.32%today
Payment
$813/mo
$1,386today
  • 2beds
  • 2baths
  • 1,156sqft

1457 SOTHELL Street, The Villages

723 HEATHROW Avenue, The Villages, FL, 32159 — assumable VA mortgage at 2.70%
VA
Active
39
$307,500$176,330 equity gap
Rate
2.70%
7.32%today
Payment
$610/mo
$1,034today
  • 2beds
  • 2baths
  • 1,352sqft

723 HEATHROW Avenue, The Villages

1793 HARTFORD Path, The Villages, FL, 32162 — assumable VA mortgage at 2.78%
VA
Active
86
$1,400,000$1,093,398 equity gap
Rate
2.78%
7.32%today
Payment
$1,443/mo
$2,418today
  • 3beds
  • 2baths
  • 3,478sqft

1793 HARTFORD Path, The Villages

3254 DELK Drive, The Villages, FL, 32163 — assumable VA mortgage at 2.80%
VA
Active
31
$559,900$324,635 equity gap
Rate
2.80%
7.32%today
Payment
$1,112/mo
$1,836today
  • 3beds
  • 2baths
  • 1,930sqft

3254 DELK Drive, The Villages

16388 82ND Court, Summerfield, FL, 34491 — assumable VA mortgage at 2.80%
VA
Active
39
$335,000$140,411 equity gap
Rate
2.80%
7.32%today
Payment
$924/mo
$1,545today
  • 3beds
  • 2baths
  • 1,852sqft

16388 82ND Court, Summerfield

1126 MIONA SHORES Drive, The Villages, FL, 32162 — assumable VA mortgage at 2.81%
VA
Active
99
$949,900$507,324 equity gap
Rate
2.81%
7.32%today
Payment
$2,094/mo
$3,496today
  • 3beds
  • 2baths
  • 2,680sqft

1126 MIONA SHORES Drive, The Villages

9430 158TH Street, Summerfield, FL, 34491 — assumable VA mortgage at 2.87%
VA
Active
78
$289,000$128,987 equity gap
Rate
2.87%
7.32%today
Payment
$746/mo
$1,236today
  • 3beds
  • 2baths
  • 1,273sqft

9430 158TH Street, Summerfield

1624 TAMPICO Place, The Villages, FL, 32159 — assumable VA mortgage at 2.88%
VA
Active
41
$299,900$125,302 equity gap
Rate
2.88%
7.32%today
Payment
$838/mo
$1,387today
  • 2beds
  • 2baths
  • 1,198sqft

1624 TAMPICO Place, The Villages

702 CHELSEA Avenue, Fruitland Park, FL, 34731 — assumable FHA mortgage at 2.93%
FHA
Active
20
$289,000$130,531 equity gap
Rate
2.93%
7.32%today
Payment
$747/mo
$1,229today
  • 3beds
  • 2baths
  • 1,547sqft

702 CHELSEA Avenue, Fruitland Park

2881 142ND Lane, Ocala, FL, 34473 — assumable FHA mortgage at 2.94%
FHA
Active
26
$299,900$134,141 equity gap
Rate
2.94%
7.32%today
Payment
$801/mo
$1,315today
  • 4beds
  • 3baths
  • 2,218sqft

2881 142ND Lane, Ocala

8262 158TH Place, Summerfield, FL, 34491 — assumable FHA mortgage at 2.94%
FHA
Active
35
$369,999$200,667 equity gap
Rate
2.94%
7.32%today
Payment
$816/mo
$1,340today
  • 4beds
  • 3baths
  • 2,115sqft

8262 158TH Place, Summerfield

16923 17TH Circle, Ocala, FL, 34473 — assumable FHA mortgage at 2.94%
FHA
Active
99
$435,000$245,765 equity gap
Rate
2.94%
7.32%today
Payment
$896/mo
$1,470today
  • 5beds
  • 2baths
  • 1,820sqft

16923 17TH Circle, Ocala

3390 146TH Lane, Summerfield, FL, 34491 — assumable FHA mortgage at 2.96%
FHA
Active
48
$250,000$102,040 equity gap
Rate
2.96%
7.32%today
Payment
$700/mo
$1,147today
  • 5beds
  • 3baths
  • 2,356sqft

3390 146TH Lane, Summerfield

521 MIRROR LAKE Drive, Fruitland Park, FL, 34731 — assumable VA mortgage at 2.97%
VA
Active
79
$399,000$192,865 equity gap
Rate
2.97%
7.32%today
Payment
$983/mo
$1,608today
  • 3beds
  • 3baths
  • 2,236sqft

521 MIRROR LAKE Drive, Fruitland Park

Assuming a mortgage in Oxford

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.32%), so you can see the saving before you tour. 1 of the 165 homes here are UMe-verified, meaning the loan terms have been confirmed with the servicer.

Lowest existing rate
2.24%
Lowest existing payment
$308 /mo
Median cash to assume
$116,420
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.

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