Assumable homes for sale in Osteen, FL

8 homesFHA loansrates from 3.09% vs 7.40% today

Osteen assumption guide
3494 APPLE ORCHARD Drive, Deltona, FL, 32738 — assumable FHA mortgage at 3.09%
FHA
Active
8
$295,000$54,281 equity gap
Rate
3.09%
7.40%today
Payment
$1,143/mo
$1,855today
  • 3beds
  • 2baths
  • 1,412sqft

3494 APPLE ORCHARD Drive, Deltona

1104 PEACH CREEK Drive, Osteen, FL, 32764 — assumable FHA mortgage at 6.27%
FHA
Active
31
$306,900$21,043 equity gap
Rate
6.27%
7.40%today
Payment
$1,848/mo
$2,073today
  • 3beds
  • 2baths
  • 1,330sqft

1104 PEACH CREEK Drive, Osteen

928 AUGUST SKY Drive, Deltona, FL, 32738 — assumable FHA mortgage at 6.35%
FHA
Active
49
$390,000$25,226 equity gap
Rate
6.35%
7.40%today
Payment
$2,362/mo
$2,628today
  • 5beds
  • 3baths
  • 2,448sqft

928 AUGUST SKY Drive, Deltona

3055 STATEN Drive, Deltona, FL, 32738 — assumable FHA mortgage at 6.39%
FHA
Active
45
$425,000$47,379 equity gap
Rate
6.39%
7.40%today
Payment
$2,455/mo
$2,720today
  • 4beds
  • 3baths
  • 2,526sqft

3055 STATEN Drive, Deltona

519 BIRCHWOOD Lane, Deltona, FL, 32738 — assumable FHA mortgage at 6.71%
FHA
Active
29
$315,000$67,332 equity gap
Rate
6.71%
7.40%today
Payment
$2,044/mo
$2,156today
  • 3beds
  • 2baths
  • 1,613sqft

519 BIRCHWOOD Lane, Deltona

2598 ENTERPRISE OSTEEN Road, Osteen, FL, 32764 — assumable FHA mortgage at 7.31%
FHA
Active
26
$495,000$178,543 equity gap
Rate
7.31%
7.40%today
Payment
$2,234/mo
$2,254today
  • 3beds
  • 2baths
  • 1,825sqft

2598 ENTERPRISE OSTEEN Road, Osteen

1031 AUGUST SKY Drive, Deltona, FL, 32738 — assumable FHA mortgage at 6.60%
FHA
Active
29
$300,000Potential short sale
Rate
6.60%
7.40%today
Payment
$2,263/mo
$2,453today
  • 4beds
  • 2baths
  • 1,836sqft

1031 AUGUST SKY Drive, Deltona

3004 HUNKIN Circle, Deltona, FL, 32738 — assumable FHA mortgage at 6.77%
FHA
Active
19
$243,000$236,492 equity gap
Rate
6.77%
7.40%today
Payment
$45/mo
$48today
  • 3beds
  • 2baths
  • 1,152sqft

3004 HUNKIN Circle, Deltona

Assuming a mortgage in Osteen

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate
3.09%
Lowest existing payment
$1,143 /mo
Median cash to assume
$54,281
Equal Housing Opportunity

UMe is committed to and abides by the Fair Housing Act and Equal Opportunity. Listing data is refreshed daily from participating MLS feeds; existing loan terms are estimates until verified with the servicer.